Saudi Enaya Cooperative Insurance Co (SAU:8311) Cyclically Adjusted PS Ratio: 0.51 (As of Aug. 16, 2026) — 19% Below Median

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SAU:8311 Saudi Enaya Cooperative Insurance Co SAU:8311
51 GF Score
Price ﷼10.24
GF Value ﷼6.13
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Saudi Enaya Cooperative Insurance Co Cyclically Adjusted PS Ratio?

Saudi Enaya Cooperative Insurance Co SAU:8311 +0.20% 51 Cyclically Adjusted PS Ratio is 0.51 as of Aug. 16, 2026, which is 19% below its 10-year median of 0.63. GuruFocus rates SAU:8311 with a GF Score™ of 51/100 and a GF Value™ of ﷼6.13 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 415 Insurance companies, Saudi Enaya Cooperative Insurance Co ranks better than 84.58% on this metric.

As of today (2026-08-16), Saudi Enaya Cooperative Insurance Co's current share price is ﷼10.24. Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ﷼20.03. Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PS Ratio for today is 0.51.

The historical rank and industry rank for Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

SAU:8311' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.34   Med: 0.63   Max: 1.19
Current: 0.51

During the past years, Saudi Enaya Cooperative Insurance Co's highest Cyclically Adjusted PS Ratio was 1.19. The lowest was 0.34. And the median was 0.63.

SAU:8311's Cyclically Adjusted PS Ratio is ranked better than
84.58% of 415 companies
in the Insurance industry
Industry Median: 1.22 vs SAU:8311: 0.51

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Saudi Enaya Cooperative Insurance Co's adjusted revenue per share data for the three months ended in Mar. 2026 was ﷼1.333. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ﷼20.03 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Saudi Enaya Cooperative Insurance Co  (SAU:8311) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Saudi Enaya Cooperative Insurance Co Cyclically Adjusted PS Ratio Related Terms


Saudi Enaya Cooperative Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Enaya Cooperative Insurance Co Cyclically Adjusted PS Ratio Chart

Saudi Enaya Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.55 0.87 0.68 0.35

Saudi Enaya Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.56 0.53 0.47 0.35 0.44

SAU:8311 vs AFL, MET, PRU: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Life subindustry, Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Enaya Cooperative Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PS Ratio falls into.


SAU:8311
51GF Score
Saudi Enaya Cooperative Insurance Co SAU:8311
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Enaya Cooperative Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=10.24/20.03
=0.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Saudi Enaya Cooperative Insurance Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.333/330.2130*330.2130
=1.333

Current CPI (Mar. 2026) = 330.2130.

Saudi Enaya Cooperative Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.430 241.018 3.329
201609 2.267 241.428 3.101
201612 2.133 241.432 2.917
201703 4.394 243.801 5.951
201706 4.994 244.955 6.732
201709 7.608 246.819 10.179
201712 8.570 246.524 11.479
201803 12.925 249.554 17.103
201806 11.594 251.989 15.193
201809 11.171 252.439 14.613
201812 7.302 251.233 9.598
201903 2.250 254.202 2.923
201906 1.693 256.143 2.183
201909 2.751 256.759 3.538
201912 3.327 256.974 4.275
202003 4.175 258.115 5.341
202006 4.150 257.797 5.316
202009 3.951 260.280 5.013
202012 3.935 260.474 4.989
202103 3.535 264.877 4.407
202106 4.210 271.696 5.117
202109 4.331 274.310 5.214
202112 3.217 278.802 3.810
202203 3.440 287.504 3.951
202206 3.337 296.311 3.719
202209 3.865 296.808 4.300
202212 5.208 296.797 5.794
202303 2.310 301.836 2.527
202306 2.576 305.109 2.788
202309 2.972 307.789 3.189
202312 2.651 306.746 2.854
202403 2.509 312.332 2.653
202406 2.396 314.175 2.518
202409 2.459 315.301 2.575
202412 2.375 315.605 2.485
202503 2.294 319.799 2.369
202506 2.018 322.561 2.066
202509 1.464 324.800 1.488
202512 1.301 324.054 1.326
202603 1.333 330.213 1.333

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.51 mean?
Saudi Enaya Cooperative Insurance Co (SAU:8311) has a Cyclically Adjusted PS Ratio of 0.51 as of Aug. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Saudi Enaya Cooperative Insurance Co and its competitors. This is 19% below median its historical median of 0.63. Over the past decade, Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PS Ratio has ranged from 0.34 to 1.19. According to the industry distribution chart, Saudi Enaya Cooperative Insurance Co ranks #64 out of 415 companies in the Insurance industry, placing it in the top 15.4%.
Is Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PS Ratio too high?
Saudi Enaya Cooperative Insurance Co's current Cyclically Adjusted PS Ratio of 0.51 is 19% below median its 10-year median of 0.63. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 1.19. The Insurance industry median Cyclically Adjusted PS Ratio is 1.22. Saudi Enaya Cooperative Insurance Co's value of 0.51 is 58.2% below this industry median. Based on the distribution chart, Saudi Enaya Cooperative Insurance Co ranks #64 out of 415 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Saudi Enaya Cooperative Insurance Co has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Saudi Enaya Cooperative Insurance Co ranks #64 out of 415 companies for Cyclically Adjusted PS Ratio. This places Saudi Enaya Cooperative Insurance Co in the top 15% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.22. Saudi Enaya Cooperative Insurance Co's value of 0.51 is 58.2% below this benchmark. Historically, Saudi Enaya Cooperative Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 0.34 to 1.19 over the past decade. While the company's 10-year median is 0.63 vs. the industry median of 1.22, Saudi Enaya Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.22, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Enaya Cooperative Insurance Co's current Cyclically Adjusted PS Ratio of 0.51 is 58.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Saudi Enaya Cooperative Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Enaya Cooperative Insurance Co's current Cyclically Adjusted PS Ratio is 0.51, which is 19% below median its own 10-year median of 0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Enaya Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Enaya Cooperative Insurance Co (SAU:8311) is currently considered Significantly Overvalued. The stock's GF Value™ is ﷼6.13, compared to a current price of ﷼10.24 — trading 67% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.51, which is 19% below median its 10-year median of 0.63 and 58.2% below the Insurance industry median of 1.22. Saudi Enaya Cooperative Insurance Co's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Saudi Enaya Cooperative Insurance Co (SAU:8311), the current Cyclically Adjusted PS Ratio is 0.51 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Enaya Cooperative Insurance Co (SAU:8311) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Enaya Cooperative Insurance Co stock appears to be overvalued. The current stock price of ﷼10.24 is trading 67% above its estimated GF Value™ of ﷼6.13. GuruFocus considers Saudi Enaya Cooperative Insurance Co to be Significantly Overvalued.

Key valuation signals for SAU:8311:

  • Cyclically Adjusted PS Ratio: 0.51 (19% below median its 10-year median of 0.63)
  • GF Value™: ﷼6.13 vs. price of ﷼10.24 (67% above fair value)
  • GF Score™: 51/100 with 2 warning signs
  • Industry Position: 58.2% below the Insurance median (#64 of 415)

No single metric tells the full story. See the SAU:8311 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Enaya Cooperative Insurance Co Business Description

Address Jeddah prince Sultan Street, Building No. 7521, 7th floor, Al Khaldiya District, Jeddah, SAU, 23423
Saudi Enaya Cooperative Insurance Co operates in the insurance industry. It provides insurance contracts for providing health care services. All the insurance operations of the company are carried out in the Kingdom of Saudi Arabia. The company's segments include: Corporate and SME's and Others.
51GF Score

Get the complete analysis for SAU:8311

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼10.24
Price
﷼6.13
GF Value