Saudi Enaya Cooperative Insurance Co (SAU:8311) Scaled Net Operating Assets: -0.06 (As of Mar. 2026)


SAU:8311 Saudi Enaya Cooperative Insurance Co SAU:8311
47 GF Score
Price ﷼9.40
GF Value ﷼6.26
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Saudi Enaya Cooperative Insurance Co Scaled Net Operating Assets?

Saudi Enaya Cooperative Insurance Co SAU:8311 -4.67% 47 Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus rates SAU:8311 with a GF Score™ of 47/100 and a GF Value™ of ﷼6.26 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Saudi Enaya Cooperative Insurance Co's operating assets for the quarter that ended in Mar. 2026 was ﷼84.3 Mil. Saudi Enaya Cooperative Insurance Co's operating liabilities for the quarter that ended in Mar. 2026 was ﷼97.0 Mil. Saudi Enaya Cooperative Insurance Co's Total Assets for the quarter that ended in Dec. 2025 was ﷼230.4 Mil. Therefore, Saudi Enaya Cooperative Insurance Co's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.06.

SAU:8311
47GF Score
Saudi Enaya Cooperative Insurance Co SAU:8311
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Saudi Enaya Cooperative Insurance Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Saudi Enaya Cooperative Insurance Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(78.93-72.556)/269.861
=0.02

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=230.381 - 151.451
=78.93

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=73.831 - 1.275 - 0
=72.556

Saudi Enaya Cooperative Insurance Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(84.264-96.975)/230.381
=-0.06

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=254.851 - 170.587
=84.264

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=98.264 - 1.289 - 0
=96.975

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.06 mean?
Saudi Enaya Cooperative Insurance Co (SAU:8311) has a Scaled Net Operating Assets of -0.06 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Saudi Enaya Cooperative Insurance Co and its competitors.
Is Saudi Enaya Cooperative Insurance Co's Scaled Net Operating Assets too high?
Saudi Enaya Cooperative Insurance Co's current Scaled Net Operating Assets is -0.06. Overall, Saudi Enaya Cooperative Insurance Co has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Enaya Cooperative Insurance Co's Scaled Net Operating Assets compare to AFL and MET?
Saudi Enaya Cooperative Insurance Co's Scaled Net Operating Assets of -0.06 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Saudi Enaya Cooperative Insurance Co and its competitors. Saudi Enaya Cooperative Insurance Co's current Scaled Net Operating Assets is -0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Enaya Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Enaya Cooperative Insurance Co (SAU:8311) is currently considered Significantly Overvalued. The stock's GF Value™ is ﷼6.26, compared to a current price of ﷼9.40 — trading 50.2% above its estimated fair value. The current Scaled Net Operating Assets is -0.06. Saudi Enaya Cooperative Insurance Co's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Saudi Enaya Cooperative Insurance Co (SAU:8311), the current Scaled Net Operating Assets is -0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Enaya Cooperative Insurance Co (SAU:8311) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Enaya Cooperative Insurance Co stock appears to be overvalued. The current stock price of ﷼9.40 is trading 50.2% above its estimated GF Value™ of ﷼6.26. GuruFocus considers Saudi Enaya Cooperative Insurance Co to be Significantly Overvalued.

Key valuation signals for SAU:8311:

  • Scaled Net Operating Assets: -0.06
  • GF Value™: ﷼6.26 vs. price of ﷼9.40 (50.2% above fair value)
  • GF Score™: 47/100 with 2 warning signs

No single metric tells the full story. See the SAU:8311 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Saudi Enaya Cooperative Insurance Co Business Description

Address Jeddah prince Sultan Street, Building No. 7521, 7th floor, Al Khaldiya District, Jeddah, SAU, 23423
Saudi Enaya Cooperative Insurance Co operates in the insurance industry. It provides insurance contracts for providing health care services. All the insurance operations of the company are carried out in the Kingdom of Saudi Arabia. The company's segments include: Corporate and SME's and Others.
47GF Score

Get the complete analysis for SAU:8311

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼9.40
Price
﷼6.26
GF Value