Saudi Enaya Cooperative Insurance Co (SAU:8311) Net Debt Paydown Yield % : 0.51% (As of Aug. 03, 2026) — 467% Above Median

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SAU:8311 Saudi Enaya Cooperative Insurance Co SAU:8311
47 GF Score
Price ﷼9.67
GF Value ﷼6.18
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Saudi Enaya Cooperative Insurance Co Net Debt Paydown Yield %?

Saudi Enaya Cooperative Insurance Co SAU:8311 +0.73% 47 Net Debt Paydown Yield % is 0.51% as of Aug. 03, 2026, which is 467% above its 10-year median of 0.09. GuruFocus rates SAU:8311 with a GF Score™ of 47/100 and a GF Value™ of ﷼6.18 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 420 Insurance companies, Saudi Enaya Cooperative Insurance Co ranks better than 77.38% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Saudi Enaya Cooperative Insurance Co's Net Debt Paydown Yield % was 0.51%.


Saudi Enaya Cooperative Insurance Co  (SAU:8311) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Saudi Enaya Cooperative Insurance Co Net Debt Paydown Yield % Related Terms


Saudi Enaya Cooperative Insurance Co Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Saudi Enaya Cooperative Insurance Co's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Enaya Cooperative Insurance Co Net Debt Paydown Yield % Chart

Saudi Enaya Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.01 0.40 0.17 -0.71 0.56

Saudi Enaya Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.83 -0.31 0.38 0.56 0.53

SAU:8311 vs AFL, MET, PRU: Net Debt Paydown Yield % Comparison

For the Insurance - Life subindustry, Saudi Enaya Cooperative Insurance Co's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Enaya Cooperative Insurance Co Net Debt Paydown Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Saudi Enaya Cooperative Insurance Co's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Saudi Enaya Cooperative Insurance Co's Net Debt Paydown Yield % falls into.


SAU:8311
47GF Score
Saudi Enaya Cooperative Insurance Co SAU:8311
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Saudi Enaya Cooperative Insurance Co Net Debt Paydown Yield % Calculation

Saudi Enaya Cooperative Insurance Co's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 2.64-1.56 )/202.17
=0.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 0.51% mean?
Saudi Enaya Cooperative Insurance Co (SAU:8311) has a Net Debt Paydown Yield % of 0.51% as of Aug. 03, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Saudi Enaya Cooperative Insurance Co and its competitors. This is 467% above median its historical median of 0.09. According to the industry distribution chart, Saudi Enaya Cooperative Insurance Co ranks #95 out of 420 companies in the Insurance industry, placing it in the top 22.6%.
Is Saudi Enaya Cooperative Insurance Co's Net Debt Paydown Yield % too high?
Saudi Enaya Cooperative Insurance Co's current Net Debt Paydown Yield % of 0.51% is 467% above median its 10-year median of 0.09. Based on the distribution chart, Saudi Enaya Cooperative Insurance Co ranks #95 out of 420 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Saudi Enaya Cooperative Insurance Co has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Enaya Cooperative Insurance Co's Net Debt Paydown Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Saudi Enaya Cooperative Insurance Co ranks #95 out of 420 companies for Net Debt Paydown Yield %. This places Saudi Enaya Cooperative Insurance Co in the top 23% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Saudi Enaya Cooperative Insurance Co and its competitors. Saudi Enaya Cooperative Insurance Co's current Net Debt Paydown Yield % is 0.51%, which is 467% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Enaya Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Enaya Cooperative Insurance Co (SAU:8311) is currently considered Significantly Overvalued. The stock's GF Value™ is ﷼6.18, compared to a current price of ﷼9.67 — trading 56.5% above its estimated fair value. The current Net Debt Paydown Yield % is 0.51%, which is 467% above median its 10-year median of 0.09. Saudi Enaya Cooperative Insurance Co's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Saudi Enaya Cooperative Insurance Co (SAU:8311), the current Net Debt Paydown Yield % is 0.51% as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Enaya Cooperative Insurance Co (SAU:8311) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Enaya Cooperative Insurance Co stock appears to be overvalued. The current stock price of ﷼9.67 is trading 56.5% above its estimated GF Value™ of ﷼6.18. GuruFocus considers Saudi Enaya Cooperative Insurance Co to be Significantly Overvalued.

Key valuation signals for SAU:8311:

  • Net Debt Paydown Yield %: 0.51% (467% above median its 10-year median of 0.09)
  • GF Value™: ﷼6.18 vs. price of ﷼9.67 (56.5% above fair value)
  • GF Score™: 47/100 with 2 warning signs

No single metric tells the full story. See the SAU:8311 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Enaya Cooperative Insurance Co Business Description

Address Jeddah prince Sultan Street, Building No. 7521, 7th floor, Al Khaldiya District, Jeddah, SAU, 23423
Saudi Enaya Cooperative Insurance Co operates in the insurance industry. It provides insurance contracts for providing health care services. All the insurance operations of the company are carried out in the Kingdom of Saudi Arabia. The company's segments include: Corporate and SME's and Others.
47GF Score

Get the complete analysis for SAU:8311

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼9.67
Price
﷼6.18
GF Value