Saudi Enaya Cooperative Insurance Co (SAU:8311) Cyclically Adjusted Book per Share: ﷼10.05 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8311 Saudi Enaya Cooperative Insurance Co SAU:8311
47 GF Score
Price ﷼8.70
GF Value ﷼6.24
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Saudi Enaya Cooperative Insurance Co Cyclically Adjusted Book per Share?

Saudi Enaya Cooperative Insurance Co SAU:8311 +1.16% 47 Cyclically Adjusted Book per Share is ﷼10.05 as of Mar. 2026. GuruFocus rates SAU:8311 with a GF Score™ of 47/100 and a GF Value™ of ﷼6.24 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Saudi Enaya Cooperative Insurance Co's adjusted book value per share for the three months ended in Mar. 2026 was ﷼6.808. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼10.05 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Saudi Enaya Cooperative Insurance Co's average Cyclically Adjusted Book Growth Rate was -3.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -5.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Saudi Enaya Cooperative Insurance Co was -5.60% per year. The lowest was -5.60% per year. And the median was -5.60% per year.

As of today (2026-07-17), Saudi Enaya Cooperative Insurance Co's current stock price is ﷼8.70. Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ﷼10.05. Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PB Ratio of today is 0.87.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Saudi Enaya Cooperative Insurance Co was 1.92. The lowest was 0.67. And the median was 1.04.


Saudi Enaya Cooperative Insurance Co  (SAU:8311) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=8.70/10.05
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Saudi Enaya Cooperative Insurance Co was 1.92. The lowest was 0.67. And the median was 1.04.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Saudi Enaya Cooperative Insurance Co Cyclically Adjusted Book per Share Related Terms


Saudi Enaya Cooperative Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Enaya Cooperative Insurance Co Cyclically Adjusted Book per Share Chart

Saudi Enaya Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 11.87 10.86 10.47 10.00

Saudi Enaya Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.39 10.28 10.19 10.00 10.05

SAU:8311 vs AFL, MET, PRU: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Enaya Cooperative Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted PB Ratio falls into.


SAU:8311
47GF Score
Saudi Enaya Cooperative Insurance Co SAU:8311
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Enaya Cooperative Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Saudi Enaya Cooperative Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6.808/330.2130*330.2130
=6.808

Current CPI (Mar. 2026) = 330.2130.

Saudi Enaya Cooperative Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 8.869 241.018 12.151
201609 8.556 241.428 11.702
201612 16.639 241.432 22.758
201703 15.936 243.801 21.584
201706 15.541 244.955 20.950
201709 15.554 246.819 20.809
201712 15.009 246.524 20.104
201803 4.940 249.554 6.537
201806 7.151 251.989 9.371
201809 7.452 252.439 9.748
201812 5.432 251.233 7.140
201903 14.556 254.202 18.909
201906 12.824 256.143 16.532
201909 10.776 256.759 13.859
201912 9.140 256.974 11.745
202003 8.476 258.115 10.844
202006 8.331 257.797 10.671
202009 7.676 260.280 9.738
202012 7.450 260.474 9.445
202103 6.110 264.877 7.617
202106 5.540 271.696 6.733
202109 4.710 274.310 5.670
202112 3.363 278.802 3.983
202203 2.581 287.504 2.964
202206 2.765 296.311 3.081
202209 2.154 296.808 2.396
202212 6.707 296.797 7.462
202303 6.882 301.836 7.529
202306 7.056 305.109 7.637
202309 7.473 307.789 8.017
202312 7.523 306.746 8.099
202403 7.404 312.332 7.828
202406 7.433 314.175 7.812
202409 6.835 315.301 7.158
202412 7.127 315.605 7.457
202503 7.149 319.799 7.382
202506 7.156 322.561 7.326
202509 7.188 324.800 7.308
202512 6.807 324.054 6.936
202603 6.808 330.213 6.808

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼10.05 mean?
Saudi Enaya Cooperative Insurance Co (SAU:8311) has a Cyclically Adjusted Book per Share of ﷼10.05 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Saudi Enaya Cooperative Insurance Co and its competitors.
Is Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted Book per Share too high?
Saudi Enaya Cooperative Insurance Co's current Cyclically Adjusted Book per Share is ﷼10.05. Overall, Saudi Enaya Cooperative Insurance Co has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted Book per Share compare to AFL and MET?
Saudi Enaya Cooperative Insurance Co's Cyclically Adjusted Book per Share of ﷼10.05 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Saudi Enaya Cooperative Insurance Co and its competitors. Saudi Enaya Cooperative Insurance Co's current Cyclically Adjusted Book per Share is ﷼10.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Enaya Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Enaya Cooperative Insurance Co (SAU:8311) is currently considered Significantly Overvalued. The stock's GF Value™ is ﷼6.24, compared to a current price of ﷼8.70 — trading 39.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼10.05. Saudi Enaya Cooperative Insurance Co's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Saudi Enaya Cooperative Insurance Co (SAU:8311), the current Cyclically Adjusted Book per Share is ﷼10.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Enaya Cooperative Insurance Co (SAU:8311) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Enaya Cooperative Insurance Co stock appears to be overvalued. The current stock price of ﷼8.70 is trading 39.4% above its estimated GF Value™ of ﷼6.24. GuruFocus considers Saudi Enaya Cooperative Insurance Co to be Significantly Overvalued.

Key valuation signals for SAU:8311:

  • Cyclically Adjusted Book per Share: ﷼10.05
  • GF Value™: ﷼6.24 vs. price of ﷼8.70 (39.4% above fair value)
  • GF Score™: 47/100 with 2 warning signs

No single metric tells the full story. See the SAU:8311 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Enaya Cooperative Insurance Co Business Description

Address Jeddah prince Sultan Street, Building No. 7521, 7th floor, Al Khaldiya District, Jeddah, SAU, 23423
Saudi Enaya Cooperative Insurance Co operates in the insurance industry. It provides insurance contracts for providing health care services. All the insurance operations of the company are carried out in the Kingdom of Saudi Arabia. The company's segments include: Corporate and SME's and Others.
47GF Score

Get the complete analysis for SAU:8311

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.70
Price
﷼6.24
GF Value