Saudi Enaya Cooperative Insurance Co (SAU:8311) E10: ﷼-5.11 (As of Mar. 2026)


SAU:8311 Saudi Enaya Cooperative Insurance Co SAU:8311
47 GF Score
Price ﷼11.17
GF Value ﷼6.29
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Saudi Enaya Cooperative Insurance Co E10?

Saudi Enaya Cooperative Insurance Co SAU:8311 -3.71% 47 E10 is ﷼-5.11 as of Mar. 2026. GuruFocus rates SAU:8311 with a GF Score™ of 47/100 and a GF Value™ of ﷼6.29 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Saudi Enaya Cooperative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was ﷼0.001. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼-5.11 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was 6.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Saudi Enaya Cooperative Insurance Co was 6.30% per year. The lowest was 6.30% per year. And the median was 6.30% per year.

As of today (2026-07-04), Saudi Enaya Cooperative Insurance Co's current stock price is ﷼11.17. Saudi Enaya Cooperative Insurance Co's E10 for the quarter that ended in Mar. 2026 was ﷼-5.11. Saudi Enaya Cooperative Insurance Co's Shiller PE Ratio of today is .


Saudi Enaya Cooperative Insurance Co  (SAU:8311) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Saudi Enaya Cooperative Insurance Co E10 Related Terms


Saudi Enaya Cooperative Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Saudi Enaya Cooperative Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Enaya Cooperative Insurance Co E10 Chart

Saudi Enaya Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -6.32 -5.67 -5.50 -5.20

Saudi Enaya Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.48 -5.43 -5.26 -5.20 -5.11

SAU:8311 vs AFL, MET, PRU: E10 Comparison

For the Insurance - Life subindustry, Saudi Enaya Cooperative Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Enaya Cooperative Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Saudi Enaya Cooperative Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Saudi Enaya Cooperative Insurance Co's Shiller PE Ratio falls into.


SAU:8311
47GF Score
Saudi Enaya Cooperative Insurance Co SAU:8311
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Enaya Cooperative Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Saudi Enaya Cooperative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.001/330.2130*330.2130
=0.001

Current CPI (Mar. 2026) = 330.2130.

Saudi Enaya Cooperative Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201606 -0.804 241.018 -1.102
201609 -0.890 241.428 -1.217
201612 -0.632 241.432 -0.864
201703 -0.948 243.801 -1.284
201706 -0.503 244.955 -0.678
201709 0.101 246.819 0.135
201712 -0.747 246.524 -1.001
201803 -17.932 249.554 -23.728
201806 3.973 251.989 5.206
201809 0.544 252.439 0.712
201812 -2.803 251.233 -3.684
201903 -1.796 254.202 -2.333
201906 -2.789 256.143 -3.596
201909 -3.197 256.759 -4.112
201912 -2.367 256.974 -3.042
202003 -0.980 258.115 -1.254
202006 -0.218 257.797 -0.279
202009 -0.966 260.280 -1.226
202012 -0.408 260.474 -0.517
202103 -1.986 264.877 -2.476
202106 -0.844 271.696 -1.026
202109 -1.238 274.310 -1.490
202112 -1.052 278.802 -1.246
202203 -0.551 287.504 -0.633
202206 0.037 296.311 0.041
202209 -0.349 296.808 -0.388
202212 0.437 296.797 0.486
202303 0.172 301.836 0.188
202306 0.172 305.109 0.186
202309 0.417 307.789 0.447
202312 0.027 306.746 0.029
202403 -0.118 312.332 -0.125
202406 0.027 314.175 0.028
202409 -0.599 315.301 -0.627
202412 -0.363 315.605 -0.380
202503 0.020 319.799 0.021
202506 0.009 322.561 0.009
202509 0.027 324.800 0.027
202512 -0.317 324.054 -0.323
202603 0.001 330.213 0.001

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ﷼-5.11 mean?
Saudi Enaya Cooperative Insurance Co (SAU:8311) has a E10 of ﷼-5.11 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Saudi Enaya Cooperative Insurance Co and its competitors.
Is Saudi Enaya Cooperative Insurance Co's E10 too high?
Saudi Enaya Cooperative Insurance Co's current E10 is ﷼-5.11. Overall, Saudi Enaya Cooperative Insurance Co has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Enaya Cooperative Insurance Co's E10 compare to AFL and MET?
Saudi Enaya Cooperative Insurance Co's E10 of ﷼-5.11 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Saudi Enaya Cooperative Insurance Co and its competitors. Saudi Enaya Cooperative Insurance Co's current E10 is ﷼-5.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Enaya Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Enaya Cooperative Insurance Co (SAU:8311) is currently considered Significantly Overvalued. The stock's GF Value™ is ﷼6.29, compared to a current price of ﷼11.17 — trading 77.6% above its estimated fair value. The current E10 is ﷼-5.11. Saudi Enaya Cooperative Insurance Co's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Saudi Enaya Cooperative Insurance Co (SAU:8311), the current E10 is ﷼-5.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Enaya Cooperative Insurance Co (SAU:8311) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Enaya Cooperative Insurance Co stock appears to be overvalued. The current stock price of ﷼11.17 is trading 77.6% above its estimated GF Value™ of ﷼6.29. GuruFocus considers Saudi Enaya Cooperative Insurance Co to be Significantly Overvalued.

Key valuation signals for SAU:8311:

  • E10: ﷼-5.11
  • GF Value™: ﷼6.29 vs. price of ﷼11.17 (77.6% above fair value)
  • GF Score™: 47/100 with 5 warning signs

No single metric tells the full story. See the SAU:8311 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Enaya Cooperative Insurance Co Business Description

Address Jeddah prince Sultan Street, Building No. 7521, 7th floor, Al Khaldiya District, Jeddah, SAU, 23423
Saudi Enaya Cooperative Insurance Co operates in the insurance industry. It provides insurance contracts for providing health care services. All the insurance operations of the company are carried out in the Kingdom of Saudi Arabia. The company's segments include: Corporate and SME's and Others.
47GF Score

Get the complete analysis for SAU:8311

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼11.17
Price
﷼6.29
GF Value