Fintech (WAR:FTH) Cyclically Adjusted PS Ratio: (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:FTH Fintech SA WAR:FTH
33 GF Score
Price zł0.26
GF Value zł0.02
Valuation Significantly Overvalued
! 11 Warning Signs
View Full Analysis

What is Fintech Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Fintech  (WAR:FTH) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Fintech Cyclically Adjusted PS Ratio Related Terms


Fintech Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Fintech's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintech Cyclically Adjusted PS Ratio Chart

Fintech Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.53 9.62 8.78 0.58 1.67

Fintech Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.47 0.56 1.67 1.67 0.00

WAR:FTH vs MRSH, AON, AJG: Cyclically Adjusted PS Ratio Comparison

For the Insurance Brokers subindustry, Fintech's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintech Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Fintech's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Fintech's Cyclically Adjusted PS Ratio falls into.


WAR:FTH
33GF Score
Fintech SA WAR:FTH
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fintech Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Fintech's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Fintech's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0/163.0700*163.0700
=0.000

Current CPI (Mar. 2026) = 163.0700.

Fintech Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.000 99.552 0.000
201609 0.000 99.064 0.000
201612 0.000 100.366 0.000
201703 0.000 101.018 0.000
201706 0.000 101.180 0.000
201709 0.000 101.343 0.000
201712 0.008 102.564 0.013
201803 0.003 102.564 0.005
201806 0.002 103.378 0.003
201809 0.004 103.378 0.006
201812 0.004 103.785 0.006
201903 0.005 104.274 0.008
201906 0.004 105.983 0.006
201909 0.001 105.983 0.002
201912 0.015 107.123 0.023
202003 0.000 109.076 0.000
202006 0.004 109.402 0.006
202009 0.008 109.320 0.012
202012 0.010 109.565 0.015
202103 0.011 112.658 0.016
202106 0.000 113.960 0.000
202109 0.003 115.588 0.004
202112 0.005 119.088 0.007
202203 0.007 125.031 0.009
202206 0.090 131.705 0.111
202209 0.000 135.531 0.000
202212 0.062 139.113 0.073
202303 0.178 145.950 0.199
202306 0.090 147.009 0.100
202309 0.042 146.113 0.047
202312 0.242 147.741 0.267
202403 0.047 149.044 0.051
202406 0.058 150.997 0.063
202409 0.050 153.439 0.053
202412 0.037 154.660 0.039
202503 0.042 157.021 0.044
202506 0.006 157.509 0.006
202509 0.002 158.000 0.002
202512 0.001 158.320 0.001
202603 0.000 163.070 0.000

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Fintech (WAR:FTH) Overvalued in 2026?

Based on GuruFocus' analysis, Fintech stock appears to be overvalued. The current stock price of zł0.26 is trading 1200% above its estimated GF Value™ of zł0.02. GuruFocus considers Fintech to be Significantly Overvalued.

Key valuation signals for WAR:FTH:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: zł0.02 vs. price of zł0.26 (1200% above fair value)
  • GF Score™: 33/100 with 11 warning signs

No single metric tells the full story. See the WAR:FTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fintech Business Description

Address Ulica O?awska 8, Czestochowa, POL, 42-200
Fintech SA provides brokerage, analytical and consulting services in the field of insurance and financial risk, in the areas of property, communication, financial and employee insurance. The company's services include the development, preparation and creation of insurance programs based on the offers of insurance companies.
33GF Score

Get the complete analysis for WAR:FTH

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.26
Price
zł0.02
GF Value