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FintechWAR:FTH 31 EV-to-OCF is 8.37 as of Aug. 15, 2026. GuruFocus rates WAR:FTH with a GF Score™ of 31/100 and a GF Value™ of zł0.02 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 504 Insurance companies, Fintech ranks worse than 57.94% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Fintech's Enterprise Value is zł20.42 Mil.
Fintech's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was zł2.44 Mil. Therefore, Fintech's EV-to-OCF for today is 8.37.
The historical rank and industry rank for Fintech's EV-to-OCF or its related term are showing as below:
WAR:FTH'
s EV-to-OCF Range Over the Past 10 Years
Min: -418.7 Med: -5.35 Max: 1079.23
Current: 8.37
During the past 13 years, the highest EV-to-OCF of Fintech was 1079.23. The lowest was -418.70. And the median was -5.35.
WAR:FTH's EV-to-OCF is ranked worse than 57.94% of 504
companies
in the Insurance industry
Industry Median: 6.465
vs WAR:FTH: 8.37
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-08-15), Fintech's stock price is zł0.26.
Fintech's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was zł-0.023. Therefore, Fintech's PE Ratio (TTM) for today is At Loss.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Fintech's share price for today is zł0.26.
Fintech's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-0.023.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Fintech EV-to-OCF Related Terms
Fintech EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Fintech's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Fintech's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fintech EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Fintech's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Fintech's EV-to-OCF falls into.
Fintech's current Enterprise Value is zł20.42 Mil.
Fintech's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł2.44 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fintech (WAR:FTH) has a EV-to-OCF of 8.37 as of Aug. 15, 2026. According to the industry distribution chart, Fintech ranks #292 out of 504 companies in the Insurance industry, placing it in the top 57.9%.
Is Fintech's EV-to-OCF too high?
Fintech's current EV-to-OCF is 8.37. The Insurance industry median EV-to-OCF is 6.47. Fintech's value of 8.37 is 29.5% above this industry median. Based on the distribution chart, Fintech ranks #292 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Fintech has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fintech's EV-to-OCF compare to MRSH and AON?
According to the Insurance industry distribution chart, Fintech ranks #292 out of 504 companies for EV-to-OCF. This places Fintech in the lower half of its industry. The industry median EV-to-OCF is 6.47. Fintech's value of 8.37 is 29.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.47, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fintech's current EV-to-OCF of 8.37 is 29.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintech's current EV-to-OCF is 8.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintech stock overvalued right now?
Based on GuruFocus' analysis, Fintech (WAR:FTH) is currently considered Significantly Overvalued. The stock's GF Value™ is zł0.02, compared to a current price of zł0.26 — trading 1200% above its estimated fair value. The current EV-to-OCF is 8.37 and 29.5% above the Insurance industry median of 6.47. Fintech's overall GF Score™ is 31/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Fintech (WAR:FTH), the current EV-to-OCF is 8.37 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fintech (WAR:FTH) Overvalued in 2026?
Based on GuruFocus' analysis, Fintech stock appears to be overvalued.
The current stock price of zł0.26 is trading 1200% above its estimated GF Value™ of zł0.02.
GuruFocus considers Fintech to be Significantly Overvalued.
Key valuation signals for WAR:FTH:
EV-to-OCF: 8.37
GF Value™: zł0.02 vs. price of zł0.26 (1200% above fair value)
Industry Position: 29.5% above the Insurance median (#292 of 504)
No single metric tells the full story. See the WAR:FTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fintech SA provides brokerage, analytical and consulting services in the field of insurance and financial risk, in the areas of property, communication, financial and employee insurance. The company's services include the development, preparation and creation of insurance programs based on the offers of insurance companies.
31GF Score
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