Fintech (WAR:FTH) Net Margin %: 0.00% (As of Mar. 2026)


WAR:FTH Fintech SA WAR:FTH
12 GF Score
Price zł0.26
GF Value zł0.49
! 10 Warning Signs
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What is Fintech Net Margin %?

Fintech WAR:FTH 12 Net Margin % is 0.00% as of Mar. 2026. GuruFocus rates WAR:FTH with a GF Score™ of 12/100 and a GF Value™ of zł0.49. The stock has 10 warning signs investors should review.

Net margin is calculated as Net Income divided by its Revenue. Fintech's Net Income for the three months ended in Mar. 2026 was zł-0.32 Mil. Fintech's Revenue for the three months ended in Mar. 2026 was zł0.00 Mil. Therefore, Fintech's net margin for the quarter that ended in Mar. 2026 was 0.00%.

The historical rank and industry rank for Fintech's Net Margin % or its related term are showing as below:

WAR:FTH' s Net Margin % Range Over the Past 10 Years
Min: -4944.9   Med: -7.38   Max: 13.94
Current: -284.26


WAR:FTH's Net Margin % is not ranked
in the Insurance industry.
Industry Median: 9.29 vs WAR:FTH: -284.26

Fintech  (WAR:FTH) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Fintech Net Margin % Related Terms


Fintech Net Margin % Historical Data

* Premium members only.

The historical data trend for Fintech's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fintech Net Margin % Chart

Fintech Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -30.55 5.16 8.71 1.39 -35.25

Fintech Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.48 -115.82 -337.21 -886.27 0.00

WAR:FTH vs MMC, AON, AJG: Net Margin % Comparison

For the Insurance Brokers subindustry, Fintech's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fintech Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Fintech's Net Margin % distribution charts can be found below:

* The bar in red indicates where Fintech's Net Margin % falls into.


WAR:FTH
12GF Score
Fintech SA WAR:FTH
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fintech Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Fintech's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1.287/3.651
=-35.25 %

Fintech's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-0.317/0
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 0.00% mean?
Fintech (WAR:FTH) has a Net Margin % of 0.00% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Fintech and its competitors.
Is Fintech's Net Margin % too high?
Fintech's current Net Margin % is 0.00%. Overall, Fintech has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Fintech's Net Margin % compare to MMC and AON?
Fintech's Net Margin % of 0.00% can be compared against companies in the Insurance industry. The industry median Net Margin % is 9.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Fintech and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fintech's current Net Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fintech stock overvalued right now?
Fintech (WAR:FTH) has a current Net Margin % of 0.00%. The stock's GF Value™ is zł0.49, compared to a current price of zł0.26 — trading 47.1% below its estimated fair value. The current Net Margin % is 0.00%. Fintech's overall GF Score™ is 12/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Fintech (WAR:FTH), the current Net Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fintech (WAR:FTH) Overvalued in 2026?

Based on GuruFocus' analysis, Fintech stock appears to be undervalued. The current stock price of zł0.26 is trading 47.1% below its estimated GF Value™ of zł0.49.

Key valuation signals for WAR:FTH:

  • Net Margin %: 0.00%
  • GF Value™: zł0.49 vs. price of zł0.26 (47.1% below fair value)
  • GF Score™: 12/100 with 10 warning signs

No single metric tells the full story. See the WAR:FTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fintech Business Description

Address Ulica O?awska 8, Czestochowa, POL, 42-200
Fintech SA provides brokerage, analytical and consulting services in the field of insurance and financial risk, in the areas of property, communication, financial and employee insurance. The company's services include the development, preparation and creation of insurance programs based on the offers of insurance companies.
12GF Score

Get the complete analysis for WAR:FTH

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.26
Price
zł0.49
GF Value