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Central Finance CoXNEP:CFCL -1.08%59 Cyclically Adjusted PS Ratio is 18.70 as of Aug. 17, 2026, which is 13% above its 10-year median of 16.56. GuruFocus rates XNEP:CFCL with a GF Score™ of 59/100 and a GF Value™ of NPR601.12 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,304 Banks companies, Central Finance Co ranks worse than 99% on this metric.
The historical rank and industry rank for Central Finance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:
XNEP:CFCL'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 14.25 Med: 16.56 Max: 19.37
Current: 18.7
During the past years, Central Finance Co's highest Cyclically Adjusted PS Ratio was 19.37. The lowest was 14.25. And the median was 16.56.
XNEP:CFCL's Cyclically Adjusted PS Ratio is ranked worse than 99% of 1304
companies
in the Banks industry
Industry Median: 3.45
vs XNEP:CFCL: 18.70
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Central Finance Co's adjusted revenue per share data for the three months ended in Apr. 2026 was NPR7.278. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is NPR34.17 for the trailing ten years ended in Apr. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Central Finance Co (XNEP:CFCL) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Central Finance Co Cyclically Adjusted PS Ratio Related Terms
Central Finance Co Cyclically Adjusted PS Ratio Historical Data
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The historical data trend for Central Finance Co's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Finance Co Cyclically Adjusted PS Ratio Chart
Central Finance Co Cyclically Adjusted PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Central Finance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Finance Co Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Central Finance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Central Finance Co's Cyclically Adjusted PS Ratio falls into.
Central Finance Co Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Central Finance Co's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 18.70 mean?
Central Finance Co (XNEP:CFCL) has a Cyclically Adjusted PS Ratio of 18.70 as of Aug. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Central Finance Co and its competitors. This is 13% above median its historical median of 16.56. Over the past decade, Central Finance Co's Cyclically Adjusted PS Ratio has ranged from 14.25 to 19.37. According to the industry distribution chart, Central Finance Co ranks #1291 out of 1304 companies in the Banks industry, placing it in the top 99%.
Is Central Finance Co's Cyclically Adjusted PS Ratio too high?
Central Finance Co's current Cyclically Adjusted PS Ratio of 18.70 is 13% above median its 10-year median of 16.56. Over the past 10 years, this metric has ranged from a low of 14.25 to a high of 19.37. The Banks industry median Cyclically Adjusted PS Ratio is 3.45. Central Finance Co's value of 18.70 is 442% above this industry median. Based on the distribution chart, Central Finance Co ranks #1291 out of 1304 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Central Finance Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Finance Co's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Central Finance Co ranks #1291 out of 1304 companies for Cyclically Adjusted PS Ratio. This places Central Finance Co in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.45. Central Finance Co's value of 18.70 is 442% above this benchmark. Historically, Central Finance Co's own Cyclically Adjusted PS Ratio has ranged from 14.25 to 19.37 over the past decade. While the company's 10-year median is 16.56 vs. the industry median of 3.45, Central Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.45, based on 1,304 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Finance Co's current Cyclically Adjusted PS Ratio of 18.70 is 442% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Central Finance Co and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Finance Co's current Cyclically Adjusted PS Ratio is 18.70, which is 13% above median its own 10-year median of 16.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Central Finance Co (XNEP:CFCL) is currently considered Fairly Valued. The stock's GF Value™ is NPR601.12, compared to a current price of NPR639.00 — trading 6.3% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 18.70, which is 13% above median its 10-year median of 16.56 and 442% above the Banks industry median of 3.45. Central Finance Co's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Central Finance Co (XNEP:CFCL), the current Cyclically Adjusted PS Ratio is 18.70 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Finance Co (XNEP:CFCL) Overvalued in 2026?
Based on GuruFocus' analysis, Central Finance Co stock appears to be overvalued.
The current stock price of NPR639.00 is trading 6.3% above its estimated GF Value™ of NPR601.12.
GuruFocus considers Central Finance Co to be Fairly Valued.
Key valuation signals for XNEP:CFCL:
Cyclically Adjusted PS Ratio: 18.70 (13% above median its 10-year median of 16.56)
GF Value™: NPR601.12 vs. price of NPR639.00 (6.3% above fair value)
Industry Position: 442% above the Banks median (#1291 of 1304)
No single metric tells the full story. See the XNEP:CFCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Finance Co Ltd operates as a financial services company in Nepal. It accepts deposits, issues loans, issues, and processes debit cards, and is engaged in investing and trading securities, as well as performing other activities. The company offers a range of financial products and services to a wide range of clients encompassing individuals, mid-markets, and corporates. The company identifies operating segments based on its geographical presence in seven provinces in Nepal, which are Bagmati Pradesh, its key revenue-generating segment, Koshi, Madhesh Pradesh, Lumbini, Gandaki, Karnali, and Sudurpachim.
59GF Score
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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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