Central Finance Co (XNEP:CFCL) FCF Yield %: 3.28 (As of Jul. 07, 2026) — 18% Below Median


XNEP:CFCL Central Finance Co Ltd XNEP:CFCL
61 GF Score
Price NPR633.60
GF Value NPR600.79
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Central Finance Co FCF Yield %?

Central Finance Co XNEP:CFCL +2.19% 61 FCF Yield % is 3.28 as of Jul. 07, 2026, which is 18% below its 10-year median of 4.00. GuruFocus rates XNEP:CFCL with a GF Score™ of 61/100 and a GF Value™ of NPR600.79 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,504 Banks companies, Central Finance Co ranks worse than 67.49% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Central Finance Co's Trailing 12-Month Free Cash Flow is NPR197.3 Mil, and Market Cap is NPR6,012.1 Mil. Therefore, Central Finance Co's FCF Yield % for today is 3.28%.

The historical rank and industry rank for Central Finance Co's FCF Yield % or its related term are showing as below:

XNEP:CFCL' s FCF Yield % Range Over the Past 10 Years
Min: -0.31   Med: 4   Max: 29.06
Current: 3.28


During the past 12 years, the highest FCF Yield % of Central Finance Co was 29.06%. The lowest was -0.31%. And the median was 4.00%.

XNEP:CFCL's FCF Yield % is ranked worse than
67.49% of 1504 companies
in the Banks industry
Industry Median: 8.06 vs XNEP:CFCL: 3.28

Central Finance Co's FCF Margin % for the quarter that ended in Apr. 2026 was 0.00%.


Central Finance Co FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Central Finance Co FCF Yield % Related Terms


Central Finance Co FCF Yield % Historical Data

* Premium members only.

The historical data trend for Central Finance Co's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Finance Co FCF Yield % Chart

Central Finance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.87 1.87 8.95 12.71 0.00

Central Finance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 17.37 0.00 0.00

Central Finance Co FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Central Finance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Finance Co FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Central Finance Co's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Central Finance Co's FCF Yield % falls into.


XNEP:CFCL
61GF Score
Central Finance Co Ltd XNEP:CFCL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Central Finance Co FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Central Finance Co's FCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=0 / 5295.52623
=0.00%

Central Finance Co's annualized FCF Yield % for the quarter that ended in Apr. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 4678.077
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 3.28 mean?
Central Finance Co (XNEP:CFCL) has a FCF Yield % of 3.28 as of Jul. 07, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Central Finance Co and its competitors. This is 18% below median its historical median of 4.00. According to the industry distribution chart, Central Finance Co ranks #1015 out of 1504 companies in the Banks industry, placing it in the top 67.5%.
Is Central Finance Co's FCF Yield % too high?
Central Finance Co's current FCF Yield % of 3.28 is 18% below median its 10-year median of 4.00. The Banks industry median FCF Yield % is 8.06. Central Finance Co's value of 3.28 is 59.3% below this industry median. Based on the distribution chart, Central Finance Co ranks #1015 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Central Finance Co has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Finance Co's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Central Finance Co ranks #1015 out of 1504 companies for FCF Yield %. This places Central Finance Co in the lower half of its industry. The industry median FCF Yield % is 8.06. Central Finance Co's value of 3.28 is 59.3% below this benchmark. While the company's 10-year median is 4.00 vs. the industry median of 8.06, Central Finance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.06, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Finance Co's current FCF Yield % of 3.28 is 59.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Central Finance Co and its competitors. For the Banks industry, the median FCF Yield % is 8.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Finance Co's current FCF Yield % is 3.28, which is 18% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Central Finance Co (XNEP:CFCL) is currently considered Fairly Valued. The stock's GF Value™ is NPR600.79, compared to a current price of NPR633.60 — trading 5.5% above its estimated fair value. The current FCF Yield % is 3.28, which is 18% below median its 10-year median of 4.00 and 59.3% below the Banks industry median of 8.06. Central Finance Co's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Central Finance Co (XNEP:CFCL), the current FCF Yield % is 3.28 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Finance Co (XNEP:CFCL) Overvalued in 2026?

Based on GuruFocus' analysis, Central Finance Co stock appears to be overvalued. The current stock price of NPR633.60 is trading 5.5% above its estimated GF Value™ of NPR600.79. GuruFocus considers Central Finance Co to be Fairly Valued.

Key valuation signals for XNEP:CFCL:

  • FCF Yield %: 3.28 (18% below median its 10-year median of 4.00)
  • GF Value™: NPR600.79 vs. price of NPR633.60 (5.5% above fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 59.3% below the Banks median (#1015 of 1504)

No single metric tells the full story. See the XNEP:CFCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Finance Co Business Description

Address Kupondole Road, Lalitpur, NPL, 44600
Central Finance Co Ltd operates as a financial services company in Nepal. It accepts deposits, issues loans, issues, and processes debit cards, and is engaged in investing and trading securities, as well as performing other activities. The company offers a range of financial products and services to a wide range of clients encompassing individuals, mid-markets, and corporates. The company identifies operating segments based on its geographical presence in seven provinces in Nepal, which are Bagmati Pradesh, its key revenue-generating segment, Koshi, Madhesh Pradesh, Lumbini, Gandaki, Karnali, and Sudurpachim.
61GF Score

Get the complete analysis for XNEP:CFCL

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR633.60
Price
NPR600.79
GF Value