Central Finance Co (XNEP:CFCL) Scaled Net Operating Assets: 0.00 (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:CFCL Central Finance Co Ltd XNEP:CFCL
65 GF Score
Price NPR608.90
GF Value NPR600.87
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Central Finance Co Scaled Net Operating Assets?

Central Finance Co XNEP:CFCL -0.16% 65 Scaled Net Operating Assets is 0.00 as of Apr. 2026. GuruFocus rates XNEP:CFCL with a GF Score™ of 65/100 and a GF Value™ of NPR600.87 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Central Finance Co's operating assets for the quarter that ended in Apr. 2026 was NPR0.0 Mil. Central Finance Co's operating liabilities for the quarter that ended in Apr. 2026 was NPR0.0 Mil. Central Finance Co's Total Assets for the quarter that ended in Jan. 2026 was NPR9,561.7 Mil. Therefore, Central Finance Co's scaled net operating assets (SNOA) for the quarter that ended in Apr. 2026 was 0.00.

XNEP:CFCL
65GF Score
Central Finance Co Ltd XNEP:CFCL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Central Finance Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Central Finance Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2025 )
=(Operating Assets (A: Jul. 2025 )-Operating Liabilities (A: Jul. 2025 ))/Total Assets (A: Jul. 2024 )
=(7876.667-7758.801)/8729.409
=0.01

where

Operating Assets(A: Jul. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=8839.786 - 963.119
=7876.667

Operating Liabilities(A: Jul. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7758.801 - 0 - 0
=7758.801

Central Finance Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Apr. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Apr. 2026 )
=(Operating Assets (Q: Apr. 2026 )-Operating Liabilities (Q: Apr. 2026 ))/Total Assets (Q: Jan. 2026 )
=(0-0)/9561.731
=0.00

where

Operating Assets(Q: Apr. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=0 - 0
=0

Operating Liabilities(Q: Apr. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=0 - 0 - 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.00 mean?
Central Finance Co (XNEP:CFCL) has a Scaled Net Operating Assets of 0.00 as of Apr. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Central Finance Co and its competitors.
Is Central Finance Co's Scaled Net Operating Assets too high?
Central Finance Co's current Scaled Net Operating Assets is 0.00. Overall, Central Finance Co has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Finance Co's Scaled Net Operating Assets compare to competitors?
Central Finance Co's Scaled Net Operating Assets of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Central Finance Co and its competitors. Central Finance Co's current Scaled Net Operating Assets is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Central Finance Co (XNEP:CFCL) is currently considered Fairly Valued. The stock's GF Value™ is NPR600.87, compared to a current price of NPR608.90 — trading 1.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.00. Central Finance Co's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Central Finance Co (XNEP:CFCL), the current Scaled Net Operating Assets is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Finance Co (XNEP:CFCL) Overvalued in 2026?

Based on GuruFocus' analysis, Central Finance Co stock appears to be overvalued. The current stock price of NPR608.90 is trading 1.3% above its estimated GF Value™ of NPR600.87. GuruFocus considers Central Finance Co to be Fairly Valued.

Key valuation signals for XNEP:CFCL:

  • Scaled Net Operating Assets: 0.00
  • GF Value™: NPR600.87 vs. price of NPR608.90 (1.3% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the XNEP:CFCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Central Finance Co Business Description

Address Kupondole Road, Lalitpur, NPL, 44600
Central Finance Co Ltd operates as a financial services company in Nepal. It accepts deposits, issues loans, issues, and processes debit cards, and is engaged in investing and trading securities, as well as performing other activities. The company offers a range of financial products and services to a wide range of clients encompassing individuals, mid-markets, and corporates. The company identifies operating segments based on its geographical presence in seven provinces in Nepal, which are Bagmati Pradesh, its key revenue-generating segment, Koshi, Madhesh Pradesh, Lumbini, Gandaki, Karnali, and Sudurpachim.
65GF Score

Get the complete analysis for XNEP:CFCL

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR608.90
Price
NPR600.87
GF Value