Central Finance Co (XNEP:CFCL) 5-Year Yield-on-Cost %: 0.00 (As of Aug. 25, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:CFCL Central Finance Co Ltd XNEP:CFCL
64 GF Score
Price NPR582.20
GF Value NPR601.19
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Central Finance Co 5-Year Yield-on-Cost %?

Central Finance Co XNEP:CFCL -2.90% 64 5-Year Yield-on-Cost % is 0.00 as of Aug. 25, 2026. GuruFocus rates XNEP:CFCL with a GF Score™ of 64/100 and a GF Value™ of NPR601.19 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,251 Banks companies, Central Finance Co ranks worse than 79935.97% on this metric.

Central Finance Co's yield on cost for the quarter that ended in Apr. 2026 was 0.00.


The historical rank and industry rank for Central Finance Co's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 12 years, Central Finance Co's highest Yield on Cost was 6.54. The lowest was 0.38. And the median was 1.59.


XNEP:CFCL's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.84
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Central Finance Co  (XNEP:CFCL) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Central Finance Co 5-Year Yield-on-Cost % Related Terms


Central Finance Co 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Central Finance Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Finance Co 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Central Finance Co's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Central Finance Co's 5-Year Yield-on-Cost % falls into.


XNEP:CFCL
64GF Score
Central Finance Co Ltd XNEP:CFCL
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Central Finance Co 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Central Finance Co is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Central Finance Co (XNEP:CFCL) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 25, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Central Finance Co and its competitors. Over the past decade, Central Finance Co's 5-Year Yield-on-Cost % has ranged from 0.38 to 6.54. According to the industry distribution chart, Central Finance Co ranks #999999 out of 1251 companies in the Banks industry.
Is Central Finance Co's 5-Year Yield-on-Cost % too high?
Central Finance Co's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 6.54. Based on the distribution chart, Central Finance Co ranks #999999 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Central Finance Co has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Central Finance Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Central Finance Co ranks #999999 out of 1251 companies for 5-Year Yield-on-Cost %. This places Central Finance Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Historically, Central Finance Co's own 5-Year Yield-on-Cost % has ranged from 0.38 to 6.54 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Central Finance Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Finance Co's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Central Finance Co (XNEP:CFCL) is currently considered Fairly Valued. The stock's GF Value™ is NPR601.19, compared to a current price of NPR582.20 — trading 3.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Central Finance Co's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Central Finance Co (XNEP:CFCL), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Finance Co (XNEP:CFCL) Overvalued in 2026?

Based on GuruFocus' analysis, Central Finance Co stock appears to be undervalued. The current stock price of NPR582.20 is trading 3.2% below its estimated GF Value™ of NPR601.19. GuruFocus considers Central Finance Co to be Fairly Valued.

Key valuation signals for XNEP:CFCL:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: NPR601.19 vs. price of NPR582.20 (3.2% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the XNEP:CFCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Central Finance Co Business Description

Address Kupondole Road, Lalitpur, NPL, 44600
Central Finance Co Ltd operates as a financial services company in Nepal. It accepts deposits, issues loans, issues, and processes debit cards, and is engaged in investing and trading securities, as well as performing other activities. The company offers a range of financial products and services to a wide range of clients encompassing individuals, mid-markets, and corporates. The company identifies operating segments based on its geographical presence in seven provinces in Nepal, which are Bagmati Pradesh, its key revenue-generating segment, Koshi, Madhesh Pradesh, Lumbini, Gandaki, Karnali, and Sudurpachim.
64GF Score

Get the complete analysis for XNEP:CFCL

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR582.20
Price
NPR601.19
GF Value