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Central Finance Co (XNEP:CFCL) Cyclically Adjusted PB Ratio : 4.11 (As of Jun. 03, 2025)


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What is Central Finance Co Cyclically Adjusted PB Ratio?

As of today (2025-06-03), Central Finance Co's current share price is NPR521.95. Central Finance Co's Cyclically Adjusted Book per Share for the fiscal year that ended in Jul24 was NPR127.03. Central Finance Co's Cyclically Adjusted PB Ratio for today is 4.11.

The historical rank and industry rank for Central Finance Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

XNEP:CFCL' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.57   Med: 3.55   Max: 6.3
Current: 4.13

During the past 11 years, Central Finance Co's highest Cyclically Adjusted PB Ratio was 6.30. The lowest was 2.57. And the median was 3.55.

XNEP:CFCL's Cyclically Adjusted PB Ratio is ranked worse than
96.18% of 1284 companies
in the Banks industry
Industry Median: 1.01 vs XNEP:CFCL: 4.13

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Central Finance Co's adjusted book value per share data of for the fiscal year that ended in Jul24 was NPR125.664. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR127.03 for the trailing ten years ended in Jul24.

Shiller PE for Stocks: The True Measure of Stock Valuation


Central Finance Co Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Central Finance Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Central Finance Co Cyclically Adjusted PB Ratio Chart

Central Finance Co Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 3.24 5.50

Central Finance Co Quarterly Data
Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 5.50 -

Competitive Comparison of Central Finance Co's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Central Finance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Central Finance Co's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Central Finance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Central Finance Co's Cyclically Adjusted PB Ratio falls into.


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Central Finance Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Central Finance Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=521.95/127.03
=4.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Central Finance Co's Cyclically Adjusted Book per Share for the fiscal year that ended in Jul24 is calculated as:

For example, Central Finance Co's adjusted Book Value per Share data for the fiscal year that ended in Jul24 was:

Adj_Book=Book Value per Share/CPI of Jul24 (Change)*Current CPI (Jul24)
=125.664/132.7078*132.7078
=125.664

Current CPI (Jul24) = 132.7078.

Central Finance Co Annual Data

Book Value per Share CPI Adj_Book
201507 82.672 100.691 108.960
201607 102.233 101.524 133.635
201707 66.800 103.278 85.835
201807 107.344 106.324 133.981
201907 108.747 108.250 133.317
202007 113.179 109.318 137.396
202107 126.467 115.183 145.709
202207 127.647 125.002 135.516
202307 126.575 128.974 130.239
202407 125.664 132.708 125.664

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Central Finance Co  (XNEP:CFCL) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Central Finance Co Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Central Finance Co's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Central Finance Co Business Description

Traded in Other Exchanges
N/A
Address
Kupondole Road, Lalitpur, NPL, 44600
Central Finance Co Ltd operates as a financial services company. It accepts deposits, issues loans, issues, and processes debit cards, and is engaged in investing and trading securities, as well as performing other activities. The company offers a range of financial products and services to a wide range of clients encompassing individuals, mid-markets, and corporates.

Central Finance Co Headlines

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