Sagarmatha Lumbini Insurance Co (XNEP:SALICO) Cyclically Adjusted PS Ratio: 3.36 (As of Aug. 06, 2026) — Near Median

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XNEP:SALICO Sagarmatha Lumbini Insurance Co Ltd XNEP:SALICO
82 GF Score
Price NPR598.00
GF Value NPR941.69
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Sagarmatha Lumbini Insurance Co Cyclically Adjusted PS Ratio?

Sagarmatha Lumbini Insurance Co XNEP:SALICO -0.27% 82 Cyclically Adjusted PS Ratio is 3.36 as of Aug. 06, 2026, which is 4% below its 10-year median of 3.51. GuruFocus rates XNEP:SALICO with a GF Score™ of 82/100 and a GF Value™ of NPR941.69 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 411 Insurance companies, Sagarmatha Lumbini Insurance Co ranks worse than 84.43% on this metric.

As of today (2026-08-06), Sagarmatha Lumbini Insurance Co's current share price is NPR598.00. Sagarmatha Lumbini Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 was NPR178.19. Sagarmatha Lumbini Insurance Co's Cyclically Adjusted PS Ratio for today is 3.36.

The historical rank and industry rank for Sagarmatha Lumbini Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

XNEP:SALICO' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.27   Med: 3.51   Max: 4.27
Current: 3.42

During the past years, Sagarmatha Lumbini Insurance Co's highest Cyclically Adjusted PS Ratio was 4.27. The lowest was 3.27. And the median was 3.51.

XNEP:SALICO's Cyclically Adjusted PS Ratio is ranked worse than
84.43% of 411 companies
in the Insurance industry
Industry Median: 1.23 vs XNEP:SALICO: 3.42

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sagarmatha Lumbini Insurance Co's adjusted revenue per share data for the three months ended in Apr. 2026 was NPR24.711. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is NPR178.19 for the trailing ten years ended in Apr. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sagarmatha Lumbini Insurance Co  (XNEP:SALICO) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Sagarmatha Lumbini Insurance Co Cyclically Adjusted PS Ratio Related Terms


Sagarmatha Lumbini Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Sagarmatha Lumbini Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagarmatha Lumbini Insurance Co Cyclically Adjusted PS Ratio Chart

Sagarmatha Lumbini Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 4.08

Sagarmatha Lumbini Insurance Co Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Apr26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.08 3.96 4.08 3.37 3.32

XNEP:SALICO vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Sagarmatha Lumbini Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagarmatha Lumbini Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sagarmatha Lumbini Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sagarmatha Lumbini Insurance Co's Cyclically Adjusted PS Ratio falls into.


XNEP:SALICO
82GF Score
Sagarmatha Lumbini Insurance Co Ltd XNEP:SALICO
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sagarmatha Lumbini Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Sagarmatha Lumbini Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=598.00/178.19
=3.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagarmatha Lumbini Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 is calculated as:

For example, Sagarmatha Lumbini Insurance Co's adjusted Revenue per Share data for the three months ended in Apr. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=24.711/333.0200*333.0200
=24.711

Current CPI (Apr. 2026) = 333.0200.

Sagarmatha Lumbini Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201307 0.000 233.596 0.000
201407 0.000 238.250 0.000
201507 0.000 238.654 0.000
201607 0.000 240.628 0.000
201610 17.894 241.729 24.652
201707 0.000 244.786 0.000
201710 20.855 246.663 28.156
201801 20.904 247.867 28.085
201804 19.861 250.546 26.399
201807 87.808 252.006 116.036
201810 29.126 252.885 38.356
201901 21.775 251.712 28.809
201904 28.576 255.548 37.239
201907 136.009 256.571 176.535
201910 31.076 257.346 40.214
202001 24.836 257.971 32.061
202004 19.323 256.389 25.098
202007 31.303 259.101 40.233
202010 32.375 260.388 41.406
202101 34.692 261.582 44.166
202104 29.508 267.054 36.797
202107 25.198 273.003 30.738
202110 39.689 276.589 47.787
202201 38.732 281.148 45.878
202204 33.117 289.109 38.147
202207 21.288 296.276 23.928
202210 36.055 298.012 40.290
202301 41.643 299.170 46.355
202304 38.906 303.363 42.709
202307 21.399 305.691 23.312
202310 23.827 307.671 25.790
202401 93.253 308.417 100.692
202404 31.257 313.548 33.198
202407 31.040 314.540 32.864
202410 25.158 315.664 26.541
202501 99.513 317.671 104.321
202504 29.630 320.795 30.759
202507 42.711 323.048 44.029
202510 32.051 0.000
202604 24.711 333.020 24.711

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.36 mean?
Sagarmatha Lumbini Insurance Co (XNEP:SALICO) has a Cyclically Adjusted PS Ratio of 3.36 as of Aug. 06, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sagarmatha Lumbini Insurance Co and its competitors. This is near median its historical median of 3.51. Over the past decade, Sagarmatha Lumbini Insurance Co's Cyclically Adjusted PS Ratio has ranged from 3.27 to 4.27. According to the industry distribution chart, Sagarmatha Lumbini Insurance Co ranks #347 out of 411 companies in the Insurance industry, placing it in the top 84.4%.
Is Sagarmatha Lumbini Insurance Co's Cyclically Adjusted PS Ratio too high?
Sagarmatha Lumbini Insurance Co's current Cyclically Adjusted PS Ratio of 3.36 is near median its 10-year median of 3.51. Over the past 10 years, this metric has ranged from a low of 3.27 to a high of 4.27. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. Sagarmatha Lumbini Insurance Co's value of 3.36 is 173.2% above this industry median. Based on the distribution chart, Sagarmatha Lumbini Insurance Co ranks #347 out of 411 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sagarmatha Lumbini Insurance Co has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sagarmatha Lumbini Insurance Co's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sagarmatha Lumbini Insurance Co ranks #347 out of 411 companies for Cyclically Adjusted PS Ratio. This places Sagarmatha Lumbini Insurance Co in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.23. Sagarmatha Lumbini Insurance Co's value of 3.36 is 173.2% above this benchmark. Historically, Sagarmatha Lumbini Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 3.27 to 4.27 over the past decade. While the company's 10-year median is 3.51 vs. the industry median of 1.23, Sagarmatha Lumbini Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagarmatha Lumbini Insurance Co's current Cyclically Adjusted PS Ratio of 3.36 is 173.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sagarmatha Lumbini Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagarmatha Lumbini Insurance Co's current Cyclically Adjusted PS Ratio is 3.36, which is near median its own 10-year median of 3.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagarmatha Lumbini Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Sagarmatha Lumbini Insurance Co (XNEP:SALICO) is currently considered Possible Value Trap. The stock's GF Value™ is NPR941.69, compared to a current price of NPR598.00 — trading 36.5% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.36, which is near median its 10-year median of 3.51 and 173.2% above the Insurance industry median of 1.23. Sagarmatha Lumbini Insurance Co's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Sagarmatha Lumbini Insurance Co (XNEP:SALICO), the current Cyclically Adjusted PS Ratio is 3.36 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagarmatha Lumbini Insurance Co (XNEP:SALICO) Overvalued in 2026?

Based on GuruFocus' analysis, Sagarmatha Lumbini Insurance Co stock appears to be undervalued. The current stock price of NPR598.00 is trading 36.5% below its estimated GF Value™ of NPR941.69. GuruFocus considers Sagarmatha Lumbini Insurance Co to be Possible Value Trap.

Key valuation signals for XNEP:SALICO:

  • Cyclically Adjusted PS Ratio: 3.36 (near median its 10-year median of 3.51)
  • GF Value™: NPR941.69 vs. price of NPR598.00 (36.5% below fair value)
  • GF Score™: 82/100 with 4 warning signs
  • Industry Position: 173.2% above the Insurance median (#347 of 411)

No single metric tells the full story. See the XNEP:SALICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagarmatha Lumbini Insurance Co Business Description

Address Bhagwati Marg, Naxal, Surakshan Bhawan, Naxal, Kathmandu, NPL
Sagarmatha Lumbini Insurance Co Ltd provides various non-life insurance products through its province offices, branches, sub-branches, and network of agents. The company's offerings include personal and corporate insurance solutions, including property, motor, marine, engineering, aviation, agriculture, and micro insurance. The majority of the company's revenue is generated from property insurance. The company operates predominantly in Nepal.
82GF Score

Get the complete analysis for XNEP:SALICO

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR598.00
Price
NPR941.69
GF Value