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5-Year Return on Invested Incremental Capital (5-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 5-year.
Sagarmatha Lumbini Insurance Co's 5-Year ROIIC % for the quarter that ended in Jul. 2025 was 1.33%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Sagarmatha Lumbini Insurance Co (XNEP:SALICO) 5-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Sagarmatha Lumbini Insurance Co 5-Year ROIIC % Related Terms
Sagarmatha Lumbini Insurance Co 5-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagarmatha Lumbini Insurance Co 5-Year ROIIC % Chart
XNEP:SALICO vs BRK.A, AIG, HIG: 5-Year ROIIC % Comparison
For the Insurance - Diversified subindustry, Sagarmatha Lumbini Insurance Co's 5-Year ROIIC %, along with its competitors' market caps and 5-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagarmatha Lumbini Insurance Co 5-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sagarmatha Lumbini Insurance Co's 5-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Sagarmatha Lumbini Insurance Co's 5-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 5-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Sagarmatha Lumbini Insurance Co (XNEP:SALICO) has a 5-Year ROIIC % of 1.33 as of Jul. 2025. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Sagarmatha Lumbini Insurance Co and its competitors. According to the industry distribution chart, Sagarmatha Lumbini Insurance Co ranks #195 out of 312 companies in the Insurance industry, placing it in the top 62.5%.
Is Sagarmatha Lumbini Insurance Co's 5-Year ROIIC % too high?
Sagarmatha Lumbini Insurance Co's current 5-Year ROIIC % is 1.33. The Insurance industry median 5-Year ROIIC % is 3.44. Sagarmatha Lumbini Insurance Co's value of 1.33 is 61.3% below this industry median. Based on the distribution chart, Sagarmatha Lumbini Insurance Co ranks #195 out of 312 companies in the Insurance industry, which is below the industry midpoint. Overall, Sagarmatha Lumbini Insurance Co has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sagarmatha Lumbini Insurance Co's 5-Year ROIIC % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sagarmatha Lumbini Insurance Co ranks #195 out of 312 companies for 5-Year ROIIC %. This places Sagarmatha Lumbini Insurance Co in the lower half of its industry. The industry median 5-Year ROIIC % is 3.44. Sagarmatha Lumbini Insurance Co's value of 1.33 is 61.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year ROIIC % for an Insurance company?
The median 5-Year ROIIC % among Insurance companies is 3.44, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagarmatha Lumbini Insurance Co's current 5-Year ROIIC % of 1.33 is 61.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year ROIIC % mean?
A high 5-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Sagarmatha Lumbini Insurance Co and its competitors. For the Insurance industry, the median 5-Year ROIIC % is 3.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagarmatha Lumbini Insurance Co's current 5-Year ROIIC % is 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagarmatha Lumbini Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Sagarmatha Lumbini Insurance Co (XNEP:SALICO) is currently considered Possible Value Trap. The stock's GF Value™ is NPR941.69, compared to a current price of NPR598.00 — trading 36.5% below its estimated fair value. The current 5-Year ROIIC % is 1.33 and 61.3% below the Insurance industry median of 3.44. Sagarmatha Lumbini Insurance Co's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year ROIIC % calculated?
5-Year ROIIC % is calculated from a company's financial statements. For Sagarmatha Lumbini Insurance Co (XNEP:SALICO), the current 5-Year ROIIC % is 1.33 as of Jul. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagarmatha Lumbini Insurance Co (XNEP:SALICO) Overvalued in 2026?
Based on GuruFocus' analysis, Sagarmatha Lumbini Insurance Co stock appears to be undervalued.
The current stock price of NPR598.00 is trading 36.5% below its estimated GF Value™ of NPR941.69.
GuruFocus considers Sagarmatha Lumbini Insurance Co to be Possible Value Trap.
Key valuation signals for XNEP:SALICO:
5-Year ROIIC %: 1.33
GF Value™: NPR941.69 vs. price of NPR598.00 (36.5% below fair value)
Industry Position: 61.3% below the Insurance median (#195 of 312)
No single metric tells the full story. See the XNEP:SALICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagarmatha Lumbini Insurance Co Ltd provides various non-life insurance products through its province offices, branches, sub-branches, and network of agents. The company's offerings include personal and corporate insurance solutions, including property, motor, marine, engineering, aviation, agriculture, and micro insurance. The majority of the company's revenue is generated from property insurance. The company operates predominantly in Nepal.
82GF Score
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