Sagarmatha Lumbini Insurance Co (XNEP:SALICO) Interest Expense: NPR-6 Mil (TTM As of Apr. 2026)

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XNEP:SALICO Sagarmatha Lumbini Insurance Co Ltd XNEP:SALICO
82 GF Score
Price NPR598.00
GF Value NPR941.69
Valuation Possible Value Trap
! 4 Warning Signs
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What is Sagarmatha Lumbini Insurance Co Interest Expense?

Sagarmatha Lumbini Insurance Co XNEP:SALICO -0.27% 82 Interest Expense is NPR-6 Mil as of Apr. 2026. GuruFocus rates XNEP:SALICO with a GF Score™ of 82/100 and a GF Value™ of NPR941.69 (Possible Value Trap). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Sagarmatha Lumbini Insurance Co's interest expense for the three months ended in Apr. 2026 was NPR -3 Mil. Its interest expense for the trailing twelve months (TTM) ended in Apr. 2026 was NPR-6 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Sagarmatha Lumbini Insurance Co's Operating Income for the three months ended in Apr. 2026 was NPR 140 Mil. Sagarmatha Lumbini Insurance Co's Interest Expense for the three months ended in Apr. 2026 was NPR -3 Mil. Sagarmatha Lumbini Insurance Co's Interest Coverage for the quarter that ended in Apr. 2026 was 50.77. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Sagarmatha Lumbini Insurance Co  (XNEP:SALICO) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Sagarmatha Lumbini Insurance Co's Interest Expense for the three months ended in Apr. 2026 was NPR-3 Mil. Its EBIT for the three months ended in Apr. 2026 was NPR140 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Apr. 2026 was NPR0 Mil.

Sagarmatha Lumbini Insurance Co's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Interest Coverage=-1* EBIT (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*139.708/-2.752
=50.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Sagarmatha Lumbini Insurance Co Interest Expense Historical Data

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The historical data trend for Sagarmatha Lumbini Insurance Co's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagarmatha Lumbini Insurance Co Interest Expense Chart

Sagarmatha Lumbini Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -198.43 -8.45 -8.52 -14.63 -11.01

Sagarmatha Lumbini Insurance Co Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Apr26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.76 -3.66 -0.04 -2.75 -2.75
XNEP:SALICO
82GF Score
Sagarmatha Lumbini Insurance Co Ltd XNEP:SALICO
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Sagarmatha Lumbini Insurance Co Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of NPR-6 Mil mean?
Sagarmatha Lumbini Insurance Co (XNEP:SALICO) has a Interest Expense of NPR-6 Mil as of Apr. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Sagarmatha Lumbini Insurance Co and its competitors.
Is Sagarmatha Lumbini Insurance Co's Interest Expense too high?
Sagarmatha Lumbini Insurance Co's current Interest Expense is NPR-6 Mil. Overall, Sagarmatha Lumbini Insurance Co has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sagarmatha Lumbini Insurance Co's Interest Expense compare to BRK.A and AIG?
Sagarmatha Lumbini Insurance Co's Interest Expense of NPR-6 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Sagarmatha Lumbini Insurance Co and its competitors. Sagarmatha Lumbini Insurance Co's current Interest Expense is NPR-6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagarmatha Lumbini Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Sagarmatha Lumbini Insurance Co (XNEP:SALICO) is currently considered Possible Value Trap. The stock's GF Value™ is NPR941.69, compared to a current price of NPR598.00 — trading 36.5% below its estimated fair value. The current Interest Expense is NPR-6 Mil. Sagarmatha Lumbini Insurance Co's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Sagarmatha Lumbini Insurance Co (XNEP:SALICO), the current Interest Expense is NPR-6 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagarmatha Lumbini Insurance Co (XNEP:SALICO) Overvalued in 2026?

Based on GuruFocus' analysis, Sagarmatha Lumbini Insurance Co stock appears to be undervalued. The current stock price of NPR598.00 is trading 36.5% below its estimated GF Value™ of NPR941.69. GuruFocus considers Sagarmatha Lumbini Insurance Co to be Possible Value Trap.

Key valuation signals for XNEP:SALICO:

  • Interest Expense: NPR-6 Mil
  • GF Value™: NPR941.69 vs. price of NPR598.00 (36.5% below fair value)
  • GF Score™: 82/100 with 4 warning signs

No single metric tells the full story. See the XNEP:SALICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagarmatha Lumbini Insurance Co Business Description

Address Bhagwati Marg, Naxal, Surakshan Bhawan, Naxal, Kathmandu, NPL
Sagarmatha Lumbini Insurance Co Ltd provides various non-life insurance products through its province offices, branches, sub-branches, and network of agents. The company's offerings include personal and corporate insurance solutions, including property, motor, marine, engineering, aviation, agriculture, and micro insurance. The majority of the company's revenue is generated from property insurance. The company operates predominantly in Nepal.
82GF Score

Get the complete analysis for XNEP:SALICO

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR598.00
Price
NPR941.69
GF Value