Sagarmatha Lumbini Insurance Co (XNEP:SALICO) EBITDA Margin %: 30.87% (As of Apr. 2026) — Near Median

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XNEP:SALICO Sagarmatha Lumbini Insurance Co Ltd XNEP:SALICO
82 GF Score
Price NPR598.00
GF Value NPR941.69
Valuation Possible Value Trap
! 4 Warning Signs
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What is Sagarmatha Lumbini Insurance Co EBITDA Margin %?

Sagarmatha Lumbini Insurance Co XNEP:SALICO -0.27% 82 EBITDA Margin % is 30.87% as of Apr. 2026, which is 6% above its 10-year median of 29.25. GuruFocus rates XNEP:SALICO with a GF Score™ of 82/100 and a GF Value™ of NPR941.69 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 370 Insurance companies, Sagarmatha Lumbini Insurance Co ranks worse than 74.86% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Sagarmatha Lumbini Insurance Co's EBITDA for the three months ended in Apr. 2026 was NPR150 Mil. Sagarmatha Lumbini Insurance Co's Revenue for the three months ended in Apr. 2026 was NPR486 Mil. Therefore, Sagarmatha Lumbini Insurance Co's EBITDA margin for the quarter that ended in Apr. 2026 was 30.87%.


Sagarmatha Lumbini Insurance Co  (XNEP:SALICO) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Sagarmatha Lumbini Insurance Co EBITDA Margin % Related Terms


Sagarmatha Lumbini Insurance Co EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Sagarmatha Lumbini Insurance Co's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagarmatha Lumbini Insurance Co EBITDA Margin % Chart

Sagarmatha Lumbini Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.47 29.25 27.66 23.30 22.27

Sagarmatha Lumbini Insurance Co Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Apr26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.26 35.94 28.04 -30.23 30.87

XNEP:SALICO vs BRK.A, AIG, HIG: EBITDA Margin % Comparison

For the Insurance - Diversified subindustry, Sagarmatha Lumbini Insurance Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagarmatha Lumbini Insurance Co EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Sagarmatha Lumbini Insurance Co's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Sagarmatha Lumbini Insurance Co's EBITDA Margin % falls into.


XNEP:SALICO
82GF Score
Sagarmatha Lumbini Insurance Co Ltd XNEP:SALICO
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sagarmatha Lumbini Insurance Co EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Sagarmatha Lumbini Insurance Co's EBITDA Margin % for the fiscal year that ended in Jul. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Jul. 2025 )/Revenue (A: Jul. 2025 )
=714.846/3209.699
=22.27 %

Sagarmatha Lumbini Insurance Co's EBITDA Margin % for the quarter that ended in Apr. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Apr. 2026 )/Revenue (Q: Apr. 2026 )
=150.092/486.235
=30.87 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 30.87% mean?
Sagarmatha Lumbini Insurance Co (XNEP:SALICO) has a EBITDA Margin % of 30.87% as of Apr. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sagarmatha Lumbini Insurance Co and its competitors. This is near median its historical median of 29.25. Over the past decade, Sagarmatha Lumbini Insurance Co's EBITDA Margin % has ranged from 8.59 to 45.17. According to the industry distribution chart, Sagarmatha Lumbini Insurance Co ranks #277 out of 370 companies in the Insurance industry, placing it in the top 74.9%.
Is Sagarmatha Lumbini Insurance Co's EBITDA Margin % too high?
Sagarmatha Lumbini Insurance Co's current EBITDA Margin % of 30.87% is near median its 10-year median of 29.25. Over the past 10 years, this metric has ranged from a low of 8.59 to a high of 45.17. The Insurance industry median EBITDA Margin % is 14.86. Sagarmatha Lumbini Insurance Co's value of 30.87% is 107.7% above this industry median. Based on the distribution chart, Sagarmatha Lumbini Insurance Co ranks #277 out of 370 companies in the Insurance industry, which is below the industry midpoint. Overall, Sagarmatha Lumbini Insurance Co has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sagarmatha Lumbini Insurance Co's EBITDA Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sagarmatha Lumbini Insurance Co ranks #277 out of 370 companies for EBITDA Margin %. This places Sagarmatha Lumbini Insurance Co in the lower half of its industry. The industry median EBITDA Margin % is 14.86. Sagarmatha Lumbini Insurance Co's value of 30.87% is 107.7% above this benchmark. Historically, Sagarmatha Lumbini Insurance Co's own EBITDA Margin % has ranged from 8.59 to 45.17 over the past decade. While the company's 10-year median is 29.25 vs. the industry median of 14.86, Sagarmatha Lumbini Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.86, based on 370 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagarmatha Lumbini Insurance Co's current EBITDA Margin % of 30.87% is 107.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sagarmatha Lumbini Insurance Co and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagarmatha Lumbini Insurance Co's current EBITDA Margin % is 30.87%, which is near median its own 10-year median of 29.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagarmatha Lumbini Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Sagarmatha Lumbini Insurance Co (XNEP:SALICO) is currently considered Possible Value Trap. The stock's GF Value™ is NPR941.69, compared to a current price of NPR598.00 — trading 36.5% below its estimated fair value. The current EBITDA Margin % is 30.87%, which is near median its 10-year median of 29.25 and 107.7% above the Insurance industry median of 14.86. Sagarmatha Lumbini Insurance Co's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Sagarmatha Lumbini Insurance Co (XNEP:SALICO), the current EBITDA Margin % is 30.87% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagarmatha Lumbini Insurance Co (XNEP:SALICO) Overvalued in 2026?

Based on GuruFocus' analysis, Sagarmatha Lumbini Insurance Co stock appears to be undervalued. The current stock price of NPR598.00 is trading 36.5% below its estimated GF Value™ of NPR941.69. GuruFocus considers Sagarmatha Lumbini Insurance Co to be Possible Value Trap.

Key valuation signals for XNEP:SALICO:

  • EBITDA Margin %: 30.87% (near median its 10-year median of 29.25)
  • GF Value™: NPR941.69 vs. price of NPR598.00 (36.5% below fair value)
  • GF Score™: 82/100 with 4 warning signs
  • Industry Position: 107.7% above the Insurance median (#277 of 370)

No single metric tells the full story. See the XNEP:SALICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagarmatha Lumbini Insurance Co Business Description

Address Bhagwati Marg, Naxal, Surakshan Bhawan, Naxal, Kathmandu, NPL
Sagarmatha Lumbini Insurance Co Ltd provides various non-life insurance products through its province offices, branches, sub-branches, and network of agents. The company's offerings include personal and corporate insurance solutions, including property, motor, marine, engineering, aviation, agriculture, and micro insurance. The majority of the company's revenue is generated from property insurance. The company operates predominantly in Nepal.
82GF Score

Get the complete analysis for XNEP:SALICO

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR598.00
Price
NPR941.69
GF Value