Sagarmatha Lumbini Insurance Co (XNEP:SALICO) Asset Turnover: 0.03 (As of Apr. 2026)

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XNEP:SALICO Sagarmatha Lumbini Insurance Co Ltd XNEP:SALICO
82 GF Score
Price NPR598.00
GF Value NPR941.69
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Sagarmatha Lumbini Insurance Co Asset Turnover?

Sagarmatha Lumbini Insurance Co XNEP:SALICO -0.27% 82 Asset Turnover is 0.03 as of Apr. 2026. GuruFocus rates XNEP:SALICO with a GF Score™ of 82/100 and a GF Value™ of NPR941.69 (Possible Value Trap). The stock has 4 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Sagarmatha Lumbini Insurance Co's Revenue for the three months ended in Apr. 2026 was NPR486 Mil. Sagarmatha Lumbini Insurance Co's Total Assets for the quarter that ended in Apr. 2026 was NPR16,288 Mil. Therefore, Sagarmatha Lumbini Insurance Co's Asset Turnover for the quarter that ended in Apr. 2026 was 0.03.

Asset Turnover is linked to ROE % through Du Pont Formula. Sagarmatha Lumbini Insurance Co's annualized ROE % for the quarter that ended in Apr. 2026 was 6.31%. It is also linked to ROA % through Du Pont Formula. Sagarmatha Lumbini Insurance Co's annualized ROA % for the quarter that ended in Apr. 2026 was 2.35%.


Sagarmatha Lumbini Insurance Co  (XNEP:SALICO) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Sagarmatha Lumbini Insurance Co's annulized ROE % for the quarter that ended in Apr. 2026 is

ROE %**(Q: Apr. 2026 )
=Net Income/Total Stockholders Equity
=383.476/6073.022
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(383.476 / 1944.94)*(1944.94 / 16288.1805)*(16288.1805/ 6073.022)
=Net Margin %*Asset Turnover*Equity Multiplier
=19.72 %*0.1194*2.6821
=ROA %*Equity Multiplier
=2.35 %*2.6821
=6.31 %

Note: The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Sagarmatha Lumbini Insurance Co's annulized ROA % for the quarter that ended in Apr. 2026 is

ROA %(Q: Apr. 2026 )
=Net Income/Total Assets
=383.476/16288.1805
=(Net Income / Revenue)*(Revenue / Total Assets)
=(383.476 / 1944.94)*(1944.94 / 16288.1805)
=Net Margin %*Asset Turnover
=19.72 %*0.1194
=2.35 %

Note: The Net Income data used here is four times the quarterly (Apr. 2026) net income data. The Revenue data used here is four times the quarterly (Apr. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Sagarmatha Lumbini Insurance Co Asset Turnover Related Terms


Sagarmatha Lumbini Insurance Co Asset Turnover Historical Data

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The historical data trend for Sagarmatha Lumbini Insurance Co's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagarmatha Lumbini Insurance Co Asset Turnover Chart

Sagarmatha Lumbini Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.32 0.29 0.21 0.19 0.22

Sagarmatha Lumbini Insurance Co Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Apr26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.05 0.07 0.05 0.03

XNEP:SALICO vs BRK.A, AIG, HIG: Asset Turnover Comparison

For the Insurance - Diversified subindustry, Sagarmatha Lumbini Insurance Co's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagarmatha Lumbini Insurance Co Asset Turnover vs Insurance Industry

For the Insurance industry and Financial Services sector, Sagarmatha Lumbini Insurance Co's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Sagarmatha Lumbini Insurance Co's Asset Turnover falls into.


XNEP:SALICO
82GF Score
Sagarmatha Lumbini Insurance Co Ltd XNEP:SALICO
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Sagarmatha Lumbini Insurance Co Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Sagarmatha Lumbini Insurance Co's Asset Turnover for the fiscal year that ended in Jul. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Jul. 2025 )/( (Total Assets (A: Jul. 2024 )+Total Assets (A: Jul. 2025 ))/ count )
=3209.699/( (15125.807+14720.825)/ 2 )
=3209.699/14923.316
=0.22

Sagarmatha Lumbini Insurance Co's Asset Turnover for the quarter that ended in Apr. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Apr. 2026 )/( (Total Assets (Q: Oct. 2025 )+Total Assets (Q: Apr. 2026 ))/ count )
=486.235/( (17664.28+14912.081)/ 2 )
=486.235/16288.1805
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.03 mean?
Sagarmatha Lumbini Insurance Co (XNEP:SALICO) has a Asset Turnover of 0.03 as of Apr. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Sagarmatha Lumbini Insurance Co and its competitors.
Is Sagarmatha Lumbini Insurance Co's Asset Turnover too high?
Sagarmatha Lumbini Insurance Co's current Asset Turnover is 0.03. Overall, Sagarmatha Lumbini Insurance Co has a GF Score™ of 82/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sagarmatha Lumbini Insurance Co's Asset Turnover compare to BRK.A and AIG?
Sagarmatha Lumbini Insurance Co's Asset Turnover of 0.03 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for an Insurance company?
A good Asset Turnover depends on the Insurance industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Sagarmatha Lumbini Insurance Co and its competitors. Sagarmatha Lumbini Insurance Co's current Asset Turnover is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagarmatha Lumbini Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Sagarmatha Lumbini Insurance Co (XNEP:SALICO) is currently considered Possible Value Trap. The stock's GF Value™ is NPR941.69, compared to a current price of NPR598.00 — trading 36.5% below its estimated fair value. The current Asset Turnover is 0.03. Sagarmatha Lumbini Insurance Co's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Sagarmatha Lumbini Insurance Co (XNEP:SALICO), the current Asset Turnover is 0.03 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagarmatha Lumbini Insurance Co (XNEP:SALICO) Overvalued in 2026?

Based on GuruFocus' analysis, Sagarmatha Lumbini Insurance Co stock appears to be undervalued. The current stock price of NPR598.00 is trading 36.5% below its estimated GF Value™ of NPR941.69. GuruFocus considers Sagarmatha Lumbini Insurance Co to be Possible Value Trap.

Key valuation signals for XNEP:SALICO:

  • Asset Turnover: 0.03
  • GF Value™: NPR941.69 vs. price of NPR598.00 (36.5% below fair value)
  • GF Score™: 82/100 with 4 warning signs

No single metric tells the full story. See the XNEP:SALICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagarmatha Lumbini Insurance Co Business Description

Address Bhagwati Marg, Naxal, Surakshan Bhawan, Naxal, Kathmandu, NPL
Sagarmatha Lumbini Insurance Co Ltd provides various non-life insurance products through its province offices, branches, sub-branches, and network of agents. The company's offerings include personal and corporate insurance solutions, including property, motor, marine, engineering, aviation, agriculture, and micro insurance. The majority of the company's revenue is generated from property insurance. The company operates predominantly in Nepal.
82GF Score

Get the complete analysis for XNEP:SALICO

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR598.00
Price
NPR941.69
GF Value