Raiffeisen Bank International AG (XPRA:RBI) Cyclically Adjusted PS Ratio: 2.56 (As of Aug. 12, 2026) — 191% Above Median

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XPRA:RBI Raiffeisen Bank International AG XPRA:RBI
58 GF Score
Price Kč1,484.00
GF Value Kč405.39
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Raiffeisen Bank International AG Cyclically Adjusted PS Ratio?

Raiffeisen Bank International AG XPRA:RBI -1.43% 58 Cyclically Adjusted PS Ratio is 2.56 as of Aug. 12, 2026, which is 191% above its 10-year median of 0.88. GuruFocus rates XPRA:RBI with a GF Score™ of 58/100 and a GF Value™ of Kč405.39 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,305 Banks companies, Raiffeisen Bank International AG ranks better than 66.13% on this metric.

As of today (2026-08-12), Raiffeisen Bank International AG's current share price is Kč1484.00. Raiffeisen Bank International AG's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was Kč578.80. Raiffeisen Bank International AG's Cyclically Adjusted PS Ratio for today is 2.56.

The historical rank and industry rank for Raiffeisen Bank International AG's Cyclically Adjusted PS Ratio or its related term are showing as below:

XPRA:RBI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.47   Med: 0.88   Max: 2.61
Current: 2.61

During the past years, Raiffeisen Bank International AG's highest Cyclically Adjusted PS Ratio was 2.61. The lowest was 0.47. And the median was 0.88.

XPRA:RBI's Cyclically Adjusted PS Ratio is ranked better than
66.13% of 1305 companies
in the Banks industry
Industry Median: 3.41 vs XPRA:RBI: 2.61

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Raiffeisen Bank International AG's adjusted revenue per share data for the three months ended in Jun. 2026 was Kč167.868. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Kč578.80 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Raiffeisen Bank International AG  (XPRA:RBI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Raiffeisen Bank International AG Cyclically Adjusted PS Ratio Related Terms


Raiffeisen Bank International AG Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Raiffeisen Bank International AG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiffeisen Bank International AG Cyclically Adjusted PS Ratio Chart

Raiffeisen Bank International AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.23 0.67 0.81 0.86 1.63

Raiffeisen Bank International AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.10 1.23 1.63 1.52 2.32

XPRA:RBI vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Raiffeisen Bank International AG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raiffeisen Bank International AG Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Raiffeisen Bank International AG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Raiffeisen Bank International AG's Cyclically Adjusted PS Ratio falls into.


XPRA:RBI
58GF Score
Raiffeisen Bank International AG XPRA:RBI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Raiffeisen Bank International AG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Raiffeisen Bank International AG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1484.00/578.80
=2.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiffeisen Bank International AG's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Raiffeisen Bank International AG's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=167.868/142.1600*142.1600
=167.868

Current CPI (Jun. 2026) = 142.1600.

Raiffeisen Bank International AG Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 99.792 101.192 140.194
201612 115.219 102.092 160.440
201703 104.242 102.592 144.447
201706 101.985 102.991 140.771
201709 100.832 103.591 138.373
201712 114.039 104.291 155.447
201803 99.597 104.491 135.501
201806 109.342 105.091 147.910
201809 103.934 105.691 139.796
201812 102.438 106.291 137.007
201903 94.556 106.391 126.346
201906 100.897 106.791 134.314
201909 106.859 106.991 141.984
201912 126.968 108.091 166.987
202003 113.232 108.024 149.014
202006 101.980 107.915 134.341
202009 102.308 108.348 134.235
202012 92.326 109.321 120.060
202103 95.616 110.186 123.362
202106 103.077 110.943 132.081
202109 107.339 111.916 136.346
202112 129.952 113.971 162.094
202203 135.709 117.647 163.985
202206 169.437 120.567 199.783
202209 200.209 123.811 229.881
202212 216.715 125.541 245.404
202303 173.822 128.460 192.359
202306 156.993 130.191 171.427
202309 165.229 131.272 178.934
202312 150.053 132.570 160.908
202403 165.862 133.759 176.279
202406 162.838 134.083 172.647
202409 164.946 133.651 175.448
202412 29.512 135.273 31.015
202503 172.120 137.760 177.618
202506 174.921 138.517 179.522
202509 165.655 138.950 169.482
202512 26.102 140.350 26.439
202603 163.262 142.160 163.262
202606 167.868 142.160 167.868

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.56 mean?
Raiffeisen Bank International AG (XPRA:RBI) has a Cyclically Adjusted PS Ratio of 2.56 as of Aug. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Raiffeisen Bank International AG and its competitors. This is 191% above median its historical median of 0.88. Over the past decade, Raiffeisen Bank International AG's Cyclically Adjusted PS Ratio has ranged from 0.47 to 2.61. According to the industry distribution chart, Raiffeisen Bank International AG ranks #442 out of 1305 companies in the Banks industry, placing it in the top 33.9%.
Is Raiffeisen Bank International AG's Cyclically Adjusted PS Ratio too high?
Raiffeisen Bank International AG's current Cyclically Adjusted PS Ratio of 2.56 is 191% above median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 2.61. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Raiffeisen Bank International AG's value of 2.56 is 24.9% below this industry median. Based on the distribution chart, Raiffeisen Bank International AG ranks #442 out of 1305 companies in the Banks industry, which is above the industry midpoint. Overall, Raiffeisen Bank International AG has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raiffeisen Bank International AG's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Raiffeisen Bank International AG ranks #442 out of 1305 companies for Cyclically Adjusted PS Ratio. This puts Raiffeisen Bank International AG in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Raiffeisen Bank International AG's value of 2.56 is 24.9% below this benchmark. Historically, Raiffeisen Bank International AG's own Cyclically Adjusted PS Ratio has ranged from 0.47 to 2.61 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 3.41, Raiffeisen Bank International AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,305 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiffeisen Bank International AG's current Cyclically Adjusted PS Ratio of 2.56 is 24.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Raiffeisen Bank International AG and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank International AG's current Cyclically Adjusted PS Ratio is 2.56, which is 191% above median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank International AG stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank International AG (XPRA:RBI) is currently considered Significantly Overvalued. The stock's GF Value™ is Kč405.39, compared to a current price of Kč1,484.00 — trading 266.1% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.56, which is 191% above median its 10-year median of 0.88 and 24.9% below the Banks industry median of 3.41. Raiffeisen Bank International AG's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Raiffeisen Bank International AG (XPRA:RBI), the current Cyclically Adjusted PS Ratio is 2.56 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiffeisen Bank International AG (XPRA:RBI) Overvalued in 2026?

Based on GuruFocus' analysis, Raiffeisen Bank International AG stock appears to be overvalued. The current stock price of Kč1,484.00 is trading 266.1% above its estimated GF Value™ of Kč405.39. GuruFocus considers Raiffeisen Bank International AG to be Significantly Overvalued.

Key valuation signals for XPRA:RBI:

  • Cyclically Adjusted PS Ratio: 2.56 (191% above median its 10-year median of 0.88)
  • GF Value™: Kč405.39 vs. price of Kč1,484.00 (266.1% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 24.9% below the Banks median (#442 of 1305)

No single metric tells the full story. See the XPRA:RBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raiffeisen Bank International AG Business Description

Address Am Stadtpark 9, Vienna, AUT, 1030
Raiffeisen Bank International AG is a corporate and investment bank with Central and Eastern Europe (CEE) as its home market. The group also includes financial service providers in leasing, asset management, factoring, and M&A. Its segments are as follows: The Central Europe segment covers the Czech Republic, Hungary, Poland, and Slovakia, offering corporate and retail banking, leasing, asset management, and building society services. Southeastern Europe includes Albania, Bosnia and Herzegovina, Romania, and Serbia, providing banking, leasing, asset management, and pension fund services. Eastern Europe comprises Russia, where RBI serves corporate and private customers and leasing. Ukraine is served through a bank offering full financial services via digital channels and branches.
58GF Score

Get the complete analysis for XPRA:RBI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Kč1,484.00
Price
Kč405.39
GF Value