Banca Transilvania (FRA:7TB) Cyclically Adjusted Revenue per Share: €1.04 (As of Mar. 2026)

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FRA:7TB Banca Transilvania SA FRA:7TB
65 GF Score
Price €7.31
GF Value €5.29
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Banca Transilvania Cyclically Adjusted Revenue per Share?

Banca Transilvania FRA:7TB +4.21% 65 Cyclically Adjusted Revenue per Share is €1.04 as of Mar. 2026. GuruFocus rates FRA:7TB with a GF Score™ of 65/100 and a GF Value™ of €5.29 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Banca Transilvania's adjusted revenue per share for the three months ended in Mar. 2026 was €0.420. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €1.04 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Banca Transilvania's average Cyclically Adjusted Revenue Growth Rate was 15.20% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 13.40% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 12.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Banca Transilvania was 13.40% per year. The lowest was 11.50% per year. And the median was 11.80% per year.

As of today (2026-08-25), Banca Transilvania's current stock price is €7.305. Banca Transilvania's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €1.04. Banca Transilvania's Cyclically Adjusted PS Ratio of today is 7.02.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Banca Transilvania was 7.01. The lowest was 2.69. And the median was 4.19.


Banca Transilvania  (FRA:7TB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Banca Transilvania's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=7.305/1.04
=7.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Banca Transilvania was 7.01. The lowest was 2.69. And the median was 4.19.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Banca Transilvania Cyclically Adjusted Revenue per Share Related Terms


Banca Transilvania Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Banca Transilvania's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Transilvania Cyclically Adjusted Revenue per Share Chart

Banca Transilvania Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.00

Banca Transilvania Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.92 0.96 1.00 1.04

FRA:7TB vs PNC, USB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Banca Transilvania's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Transilvania Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banca Transilvania's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Banca Transilvania's Cyclically Adjusted PS Ratio falls into.


FRA:7TB
65GF Score
Banca Transilvania SA FRA:7TB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banca Transilvania Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banca Transilvania's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.42/330.2130*330.2130
=0.420

Current CPI (Mar. 2026) = 330.2130.

Banca Transilvania Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.164 241.018 0.225
201609 0.140 241.428 0.191
201612 0.117 241.432 0.160
201703 0.108 243.801 0.146
201706 0.109 244.955 0.147
201709 0.117 246.819 0.157
201712 0.118 246.524 0.158
201803 0.130 249.554 0.172
201806 0.185 251.989 0.242
201809 0.163 252.439 0.213
201812 0.109 251.233 0.143
201903 0.171 254.202 0.222
201906 0.185 256.143 0.238
201909 0.169 256.759 0.217
201912 0.190 256.974 0.244
202003 0.143 258.115 0.183
202006 0.165 257.797 0.211
202009 0.180 260.280 0.228
202012 0.198 260.474 0.251
202103 0.173 264.877 0.216
202106 0.195 271.696 0.237
202109 0.188 274.310 0.226
202112 0.172 278.802 0.204
202203 0.198 287.504 0.227
202206 0.240 296.311 0.267
202209 0.249 296.808 0.277
202212 0.190 296.797 0.211
202303 0.248 301.836 0.271
202306 0.233 305.109 0.252
202309 0.296 307.789 0.318
202312 0.323 306.746 0.348
202403 0.300 312.332 0.317
202406 0.270 314.175 0.284
202409 0.413 315.301 0.433
202412 0.424 315.605 0.444
202503 0.374 319.799 0.386
202506 0.366 322.561 0.375
202509 0.482 324.800 0.490
202512 0.501 324.054 0.511
202603 0.420 330.213 0.420

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €1.04 mean?
Banca Transilvania (FRA:7TB) has a Cyclically Adjusted Revenue per Share of €1.04 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banca Transilvania and its competitors.
Is Banca Transilvania's Cyclically Adjusted Revenue per Share too high?
Banca Transilvania's current Cyclically Adjusted Revenue per Share is €1.04. Overall, Banca Transilvania has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's Cyclically Adjusted Revenue per Share compare to PNC and USB?
Banca Transilvania's Cyclically Adjusted Revenue per Share of €1.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banca Transilvania and its competitors. Banca Transilvania's current Cyclically Adjusted Revenue per Share is €1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (FRA:7TB) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.29, compared to a current price of €7.31 — trading 38.1% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €1.04. Banca Transilvania's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Banca Transilvania (FRA:7TB), the current Cyclically Adjusted Revenue per Share is €1.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Transilvania (FRA:7TB) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued. The current stock price of €7.31 is trading 38.1% above its estimated GF Value™ of €5.29. GuruFocus considers Banca Transilvania to be Significantly Overvalued.

Key valuation signals for FRA:7TB:

  • Cyclically Adjusted Revenue per Share: €1.04
  • GF Value™: €5.29 vs. price of €7.31 (38.1% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the FRA:7TB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Transilvania Business Description

Other Exchanges TLV:Romania0DP9:UK
Address 30-36 Calea Dorobantilor, Cluj-Napoca, ROU
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
65GF Score

Get the complete analysis for FRA:7TB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.31
Price
€5.29
GF Value