Banca Transilvania (FRA:7TB) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 27, 2026)


FRA:7TB Banca Transilvania SA FRA:7TB
62 GF Score
Price €7.13
GF Value €6.05
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Banca Transilvania Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-27), Banca Transilvania's Predictability Rank is 4.5-Stars. Banca Transilvania's intrinsic value calculated from the Discounted FCF model is €24.31 and current share price is €7.13. Consequently,

Banca Transilvania's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

FRA:7TB vs PNC, USB: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Banca Transilvania's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banca Transilvania Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Banca Transilvania's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Banca Transilvania's Margin of Safety % (DCF FCF Based) falls into.


FRA:7TB
62GF Score
Banca Transilvania SA FRA:7TB
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Transilvania Margin of Safety % (DCF FCF Based) Calculation

Banca Transilvania's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-22.91-7.13)/-22.91
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Banca Transilvania (FRA:7TB) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued. The current stock price of €7.13 is trading 17.9% above its estimated GF Value™ of €6.05. GuruFocus considers Banca Transilvania to be Modestly Overvalued.

Key valuation signals for FRA:7TB:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: €6.05 vs. price of €7.13 (17.9% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the FRA:7TB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Transilvania Business Description

Other Exchanges TLV:Romania0DP9:UK
Address 30-36 Calea Dorobantilor, Cluj-Napoca, ROU
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
62GF Score

Get the complete analysis for FRA:7TB

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.13
Price
€6.05
GF Value