The historical rank and industry rank for Banca Transilvania's OCF Margin % or its related term are showing as below:
FRA:7TB'
s OCF Margin % Range Over the Past 10 Years
Min: -51.45 Med: 157.58 Max: 292.63
Current: -105.75
During the past 13 years, the highest OCF Margin % of Banca Transilvania was 292.63%. The lowest was -51.45%. And the median was 157.58%.
FRA:7TB's OCF Margin % is ranked worse than 93.08% of 1502
companies
in the Banks industry
Industry Median: 29.345
vs FRA:7TB: -105.75
Banca Transilvania OCF Margin % Related Terms
Banca Transilvania OCF Margin % Historical Data
* Premium members only.
The historical data trend for Banca Transilvania's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Transilvania's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Transilvania OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Transilvania's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Banca Transilvania's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banca Transilvania (FRA:7TB) has a OCF Margin % of -340.33% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banca Transilvania and its competitors. According to the industry distribution chart, Banca Transilvania ranks #1398 out of 1502 companies in the Banks industry, placing it in the top 93.1%.
Is Banca Transilvania's OCF Margin % too high?
Banca Transilvania's current OCF Margin % is -340.33%. Based on the distribution chart, Banca Transilvania ranks #1398 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Transilvania has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Transilvania's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Banca Transilvania ranks #1398 out of 1502 companies for OCF Margin %. This places Banca Transilvania in the lower half of its industry. The industry median OCF Margin % is 29.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.35, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Banca Transilvania and its competitors. For the Banks industry, the median OCF Margin % is 29.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Transilvania's current OCF Margin % is -340.33%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Transilvania stock overvalued right now?
Based on GuruFocus' analysis, Banca Transilvania (FRA:7TB) is currently considered Modestly Overvalued. The stock's GF Value™ is €5.84, compared to a current price of €7.46 — trading 27.7% above its estimated fair value. The current OCF Margin % is -340.33%. Banca Transilvania's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Banca Transilvania (FRA:7TB), the current OCF Margin % is -340.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Transilvania (FRA:7TB) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Transilvania stock appears to be overvalued.
The current stock price of €7.46 is trading 27.7% above its estimated GF Value™ of €5.84.
GuruFocus considers Banca Transilvania to be Modestly Overvalued.
Key valuation signals for FRA:7TB:
OCF Margin %: -340.33%
GF Value™: €5.84 vs. price of €7.46 (27.7% above fair value)
No single metric tells the full story. See the FRA:7TB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Transilvania SA Is a bank for entrepreneurs in Romania. It provides banking products and services to corporate and retail clients and its operation format is broken down into various segments which include Large and medium corporate customers, Small and medium-sized enterprises, Micro business clients, Retail, Treasury, Leasing, and customer finance, and others. The group takes an active role in offering products and services such as lending services, cash management services, asset management, investment, mortgage, deposits, card services, internet banking, tax assistance, and financial services for a medical specialty. Besides, the firm also offers financial investment management, brokerage service, factoring, and real estate services.
62GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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