Safety Insurance Group (FRA:SFN) Cyclically Adjusted Revenue per Share: €62.64 (As of Mar. 2026)

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FRA:SFN Safety Insurance Group Inc FRA:SFN
73 GF Score
Price €64.50
GF Value €88.82
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Safety Insurance Group Cyclically Adjusted Revenue per Share?

Safety Insurance Group FRA:SFN +1.57% 73 Cyclically Adjusted Revenue per Share is €62.64 as of Mar. 2026. GuruFocus rates FRA:SFN with a GF Score™ of 73/100 and a GF Value™ of €88.82 (Modestly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Safety Insurance Group's adjusted revenue per share for the three months ended in Mar. 2026 was €18.562. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €62.64 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Safety Insurance Group's average Cyclically Adjusted Revenue Growth Rate was 5.10% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 3.70% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 4.50% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 4.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Safety Insurance Group was 5.30% per year. The lowest was -5.70% per year. And the median was 3.65% per year.

As of today (2026-07-18), Safety Insurance Group's current stock price is €64.50. Safety Insurance Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €62.64. Safety Insurance Group's Cyclically Adjusted PS Ratio of today is 1.03.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Safety Insurance Group was 1.88. The lowest was 0.96. And the median was 1.36.


Safety Insurance Group  (FRA:SFN) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Safety Insurance Group's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=64.50/62.64
=1.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Safety Insurance Group was 1.88. The lowest was 0.96. And the median was 1.36.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Safety Insurance Group Cyclically Adjusted Revenue per Share Related Terms


Safety Insurance Group Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Safety Insurance Group's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Safety Insurance Group Cyclically Adjusted Revenue per Share Chart

Safety Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 52.88 61.13 59.76 65.06 60.30

Safety Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 63.75 60.02 60.06 60.30 62.64

FRA:SFN vs TRUP, ASIC, UVE: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Property & Casualty subindustry, Safety Insurance Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Safety Insurance Group Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Safety Insurance Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Safety Insurance Group's Cyclically Adjusted PS Ratio falls into.


FRA:SFN
73GF Score
Safety Insurance Group Inc FRA:SFN
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Safety Insurance Group Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Safety Insurance Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=18.562/330.2130*330.2130
=18.562

Current CPI (Mar. 2026) = 330.2130.

Safety Insurance Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 13.139 241.018 18.001
201609 13.188 241.428 18.038
201612 11.519 241.432 15.755
201703 12.747 243.801 17.265
201706 13.454 244.955 18.137
201709 12.236 246.819 16.370
201712 10.487 246.524 14.047
201803 10.829 249.554 14.329
201806 12.878 251.989 16.876
201809 12.659 252.439 16.559
201812 10.246 251.233 13.467
201903 12.558 254.202 16.313
201906 13.617 256.143 17.555
201909 13.513 256.759 17.379
201912 11.377 256.974 14.620
202003 10.218 258.115 13.072
202006 12.307 257.797 15.764
202009 12.287 260.280 15.588
202012 12.691 260.474 16.089
202103 12.270 264.877 15.297
202106 12.803 271.696 15.560
202109 12.189 274.310 14.673
202112 12.271 278.802 14.534
202203 11.848 287.504 13.608
202206 11.429 296.311 12.737
202209 13.159 296.808 14.640
202212 14.355 296.797 15.971
202303 13.446 301.836 14.710
202306 14.354 305.109 15.535
202309 14.457 307.789 15.510
202312 16.118 306.746 17.351
202403 16.689 312.332 17.644
202406 16.870 314.175 17.731
202409 17.644 315.301 18.478
202412 18.468 315.605 19.323
202503 18.797 319.799 19.409
202506 18.530 322.561 18.970
202509 18.634 324.800 18.945
202512 18.348 324.054 18.697
202603 18.562 330.213 18.562

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €62.64 mean?
Safety Insurance Group (FRA:SFN) has a Cyclically Adjusted Revenue per Share of €62.64 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Safety Insurance Group and its competitors.
Is Safety Insurance Group's Cyclically Adjusted Revenue per Share too high?
Safety Insurance Group's current Cyclically Adjusted Revenue per Share is €62.64. Overall, Safety Insurance Group has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Safety Insurance Group's Cyclically Adjusted Revenue per Share compare to TRUP and ASIC?
Safety Insurance Group's Cyclically Adjusted Revenue per Share of €62.64 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Safety Insurance Group and its competitors. Safety Insurance Group's current Cyclically Adjusted Revenue per Share is €62.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safety Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Safety Insurance Group (FRA:SFN) is currently considered Modestly Undervalued. The stock's GF Value™ is €88.82, compared to a current price of €64.50 — trading 27.4% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is €62.64. Safety Insurance Group's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Safety Insurance Group (FRA:SFN), the current Cyclically Adjusted Revenue per Share is €62.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Safety Insurance Group (FRA:SFN) Overvalued in 2026?

Based on GuruFocus' analysis, Safety Insurance Group stock appears to be undervalued. The current stock price of €64.50 is trading 27.4% below its estimated GF Value™ of €88.82. GuruFocus considers Safety Insurance Group to be Modestly Undervalued.

Key valuation signals for FRA:SFN:

  • Cyclically Adjusted Revenue per Share: €62.64
  • GF Value™: €88.82 vs. price of €64.50 (27.4% below fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the FRA:SFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Safety Insurance Group Business Description

Other Exchanges SAFT:USA
Address 20 Custom House Street, Boston, MA, USA, 02110
Safety Insurance Group Inc is a provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. The company also offers property and casualty insurance products, including commercial automobiles, homeowners, dwelling fire, umbrella, and business owner policies. The company operates in the business segment of Property and casualty insurance operations.
73GF Score

Get the complete analysis for FRA:SFN

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€64.50
Price
€88.82
GF Value