Safety Insurance Group (FRA:SFN) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:SFN Safety Insurance Group Inc FRA:SFN
73 GF Score
Price €64.50
GF Value €88.82
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Safety Insurance Group Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Safety Insurance Group Quality Rank Related Terms

FRA:SFN
73GF Score
Safety Insurance Group Inc FRA:SFN
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Safety Insurance Group (FRA:SFN) Overvalued in 2026?

Based on GuruFocus' analysis, Safety Insurance Group stock appears to be undervalued. The current stock price of €64.50 is trading 27.4% below its estimated GF Value™ of €88.82. GuruFocus considers Safety Insurance Group to be Modestly Undervalued.

Key valuation signals for FRA:SFN:

  • Quality Rank:
  • GF Value™: €88.82 vs. price of €64.50 (27.4% below fair value)
  • GF Score™: 73/100 with 5 warning signs

No single metric tells the full story. See the FRA:SFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Safety Insurance Group Business Description

Other Exchanges SAFT:USA
Address 20 Custom House Street, Boston, MA, USA, 02110
Safety Insurance Group Inc is a provider of private passenger automobile, commercial automobile, and homeowners insurance in Massachusetts. The company also offers property and casualty insurance products, including commercial automobiles, homeowners, dwelling fire, umbrella, and business owner policies. The company operates in the business segment of Property and casualty insurance operations.
73GF Score

Get the complete analysis for FRA:SFN

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€64.50
Price
€88.82
GF Value