NASB (NASB Financial) Cyclically Adjusted Revenue per Share: $20.01 (As of Mar. 2026)

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NASB NASB Financial Inc NASB
58 GF Score
Price $41.92
GF Value $36.90
Valuation Modestly Overvalued
! 5 Warning Signs
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What is NASB Financial Cyclically Adjusted Revenue per Share?

NASB Financial NASB -0.19% 58 Cyclically Adjusted Revenue per Share is $20.01 as of Mar. 2026. GuruFocus rates NASB with a GF Score™ of 58/100 and a GF Value™ of $36.90 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

NASB Financial's adjusted revenue per share for the three months ended in Mar. 2026 was $3.371. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $20.01 for the trailing ten years ended in Mar. 2026.

During the past 12 months, NASB Financial's average Cyclically Adjusted Revenue Growth Rate was 1.80% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 2.10% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 5.50% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 7.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of NASB Financial was 14.10% per year. The lowest was 0.60% per year. And the median was 7.10% per year.

As of today (2026-08-01), NASB Financial's current stock price is $41.92. NASB Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $20.01. NASB Financial's Cyclically Adjusted PS Ratio of today is 2.09.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of NASB Financial was 4.74. The lowest was 1.36. And the median was 3.10.


NASB Financial  (OTCPK:NASB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

NASB Financial's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=41.92/20.01
=2.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of NASB Financial was 4.74. The lowest was 1.36. And the median was 3.10.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


NASB Financial Cyclically Adjusted Revenue per Share Related Terms


NASB Financial Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for NASB Financial's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NASB Financial Cyclically Adjusted Revenue per Share Chart

NASB Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.07 18.62 19.02 19.48 19.82

NASB Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.66 19.76 19.82 19.71 20.01

NASB vs FDBC, FNRN, CCFN: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, NASB Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NASB Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, NASB Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where NASB Financial's Cyclically Adjusted PS Ratio falls into.


NASB
58GF Score
NASB Financial Inc NASB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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NASB Financial Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, NASB Financial's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.371/330.2130*330.2130
=3.371

Current CPI (Mar. 2026) = 330.2130.

NASB Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 3.211 241.018 4.399
201609 3.774 241.428 5.162
201612 4.046 241.432 5.534
201703 3.368 243.801 4.562
201706 3.427 244.955 4.620
201709 3.686 246.819 4.931
201712 3.467 246.524 4.644
201803 3.257 249.554 4.310
201806 3.327 251.989 4.360
201809 3.525 252.439 4.611
201812 3.602 251.233 4.734
201903 3.406 254.202 4.424
201906 4.243 256.143 5.470
201909 4.949 256.759 6.365
201912 4.624 256.974 5.942
202003 4.235 258.115 5.418
202006 9.907 257.797 12.690
202009 11.320 260.280 14.361
202012 7.472 260.474 9.473
202103 7.624 264.877 9.505
202106 4.973 271.696 6.044
202109 5.100 274.310 6.139
202112 4.812 278.802 5.699
202203 3.592 287.504 4.126
202206 3.165 296.311 3.527
202209 3.611 296.808 4.017
202212 3.130 296.797 3.482
202303 3.070 301.836 3.359
202306 3.256 305.109 3.524
202309 2.917 307.789 3.130
202312 2.705 306.746 2.912
202403 3.015 312.332 3.188
202406 2.992 314.175 3.145
202409 2.857 315.301 2.992
202412 3.216 315.605 3.365
202503 2.791 319.799 2.882
202506 3.104 322.561 3.178
202509 3.214 324.800 3.268
202512 3.164 324.054 3.224
202603 3.371 330.213 3.371

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $20.01 mean?
NASB Financial (NASB) has a Cyclically Adjusted Revenue per Share of $20.01 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on NASB Financial and its competitors.
Is NASB Financial's Cyclically Adjusted Revenue per Share too high?
NASB Financial's current Cyclically Adjusted Revenue per Share is $20.01. Overall, NASB Financial has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NASB Financial's Cyclically Adjusted Revenue per Share compare to FDBC and FNRN?
NASB Financial's Cyclically Adjusted Revenue per Share of $20.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on NASB Financial and its competitors. NASB Financial's current Cyclically Adjusted Revenue per Share is $20.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NASB Financial stock overvalued right now?
Based on GuruFocus' analysis, NASB Financial (NASB) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.90, compared to a current price of $41.92 — trading 13.6% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $20.01. NASB Financial's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For NASB Financial (NASB), the current Cyclically Adjusted Revenue per Share is $20.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NASB Financial (NASB) Overvalued in 2026?

Based on GuruFocus' analysis, NASB Financial stock appears to be overvalued. The current stock price of $41.92 is trading 13.6% above its estimated GF Value™ of $36.90. GuruFocus considers NASB Financial to be Modestly Overvalued.

Key valuation signals for NASB:

  • Cyclically Adjusted Revenue per Share: $20.01
  • GF Value™: $36.90 vs. price of $41.92 (13.6% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the NASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NASB Financial Business Description

Address 12498 South 71 Highway, Grandview, MO, USA, 64030
NASB Financial Inc is a federally chartered stock savings bank, whose business is to attract deposits from the general public and to originate real estate loans, other loans, and short-term investments. It has a portfolio of mortgage loans that are secured by multifamily, construction, development, and commercial real estate properties. Its sources of income include interest on loans, interest on MBS, interest on investment securities, customer service fees, and mortgage banking fees.
58GF Score

Get the complete analysis for NASB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.92
Price
$36.90
GF Value