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NASB FinancialNASB 58 3-Year EPS without NRI Growth Rate is 0.30% as of Jun. 2026, which is 86% below its 10-year median of 2.10. GuruFocus rates NASB with a GF Score™ of 58/100 and a GF Value™ of $38.63 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,402 Banks companies, NASB Financial ranks worse than 71.83% on this metric.
During the past 12 months, NASB Financial's average EPS without NRI Growth Rate was 32.80% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 0.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -22.70% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 3.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of NASB Financial was 53.10% per year. The lowest was -35.10% per year. And the median was 2.10% per year.
NASB Financial (OTCPK:NASB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
NASB Financial 3-Year EPS without NRI Growth Rate Related Terms
NASB vs FDBC, FCCO, LRBI: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, NASB Financial's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NASB Financial 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, NASB Financial's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where NASB Financial's 3-Year EPS without NRI Growth Rate falls into.
NASB Financial 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 0.30% mean?
NASB Financial (NASB) has a 3-Year EPS without NRI Growth Rate of 0.30% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for NASB Financial and its competitors. This is 86% below median its historical median of 2.10. According to the industry distribution chart, NASB Financial ranks #1007 out of 1402 companies in the Banks industry, placing it in the top 71.8%.
Is NASB Financial's 3-Year EPS without NRI Growth Rate too high?
NASB Financial's current 3-Year EPS without NRI Growth Rate of 0.30% is 86% below median its 10-year median of 2.10. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. NASB Financial's value of 0.30% is 96.1% below this industry median. Based on the distribution chart, NASB Financial ranks #1007 out of 1402 companies in the Banks industry, which is below the industry midpoint. Overall, NASB Financial has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NASB Financial's 3-Year EPS without NRI Growth Rate compare to FDBC and FCCO?
According to the Banks industry distribution chart, NASB Financial ranks #1007 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places NASB Financial in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. NASB Financial's value of 0.30% is 96.1% below this benchmark. While the company's 10-year median is 2.10 vs. the industry median of 7.60, NASB Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NASB Financial's current 3-Year EPS without NRI Growth Rate of 0.30% is 96.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for NASB Financial and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NASB Financial's current 3-Year EPS without NRI Growth Rate is 0.30%, which is 86% below median its own 10-year median of 2.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NASB Financial stock overvalued right now?
Based on GuruFocus' analysis, NASB Financial (NASB) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.63, compared to a current price of $45.59 — trading 18% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 0.30%, which is 86% below median its 10-year median of 2.10 and 96.1% below the Banks industry median of 7.60. NASB Financial's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For NASB Financial (NASB), the current 3-Year EPS without NRI Growth Rate is 0.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NASB Financial (NASB) Overvalued in 2026?
Based on GuruFocus' analysis, NASB Financial stock appears to be overvalued.
The current stock price of $45.59 is trading 18% above its estimated GF Value™ of $38.63.
GuruFocus considers NASB Financial to be Modestly Overvalued.
Key valuation signals for NASB:
3-Year EPS without NRI Growth Rate: 0.30% (86% below median its 10-year median of 2.10)
GF Value™: $38.63 vs. price of $45.59 (18% above fair value)
Industry Position: 96.1% below the Banks median (#1007 of 1402)
No single metric tells the full story. See the NASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NASB Financial Inc is a federally chartered stock savings bank, whose business is to attract deposits from the general public and to originate real estate loans, other loans, and short-term investments. It has a portfolio of mortgage loans that are secured by multifamily, construction, development, and commercial real estate properties. Its sources of income include interest on loans, interest on MBS, interest on investment securities, customer service fees, and mortgage banking fees.
58GF Score
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