NASB (NASB Financial) Debt-to-Asset : 0.28 (As of Jun. 2026)

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NASB NASB Financial Inc NASB
58 GF Score
Price $44.87
GF Value $38.71
Valuation Modestly Overvalued
! 5 Warning Signs
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What is NASB Financial Debt-to-Asset?

NASB Financial NASB -0.12% 58 Debt-to-Asset is 0.28 as of Jun. 2026. GuruFocus rates NASB with a GF Score™ of 58/100 and a GF Value™ of $38.71 (Modestly Overvalued). The stock has 5 warning signs investors should review.

NASB Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.00 Mil. NASB Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $889.29 Mil. NASB Financial's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $3,199.27 Mil. NASB Financial's debt to asset for the quarter that ended in Jun. 2026 was 0.28.

NASB Financial  (OTCPK:NASB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

NASB Financial Debt-to-Asset Related Terms

NASB Financial Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for NASB Financial's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NASB Financial Debt-to-Asset Chart

NASB Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.27 0.21 0.24 0.22

NASB Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.22 0.21 0.26 0.28

NASB vs FDBC, FNRN, CCFN: Debt-to-Asset Comparison

For the Banks - Regional subindustry, NASB Financial's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NASB Financial Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, NASB Financial's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where NASB Financial's Debt-to-Asset falls into.


NASB
58GF Score
NASB Financial Inc NASB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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NASB Financial Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

NASB Financial's Debt-to-Asset for the fiscal year that ended in Sep. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 644.028) / 2932.977
=0.22

NASB Financial's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 889.29) / 3199.27
=0.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.28 mean?
NASB Financial (NASB) has a Debt-to-Asset of 0.28 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on NASB Financial and its competitors.
Is NASB Financial's Debt-to-Asset too high?
NASB Financial's current Debt-to-Asset is 0.28. Overall, NASB Financial has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NASB Financial's Debt-to-Asset compare to FDBC and FNRN?
NASB Financial's Debt-to-Asset of 0.28 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on NASB Financial and its competitors. NASB Financial's current Debt-to-Asset is 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NASB Financial stock overvalued right now?
Based on GuruFocus' analysis, NASB Financial (NASB) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.71, compared to a current price of $44.87 — trading 15.9% above its estimated fair value. The current Debt-to-Asset is 0.28. NASB Financial's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For NASB Financial (NASB), the current Debt-to-Asset is 0.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NASB Financial (NASB) Overvalued in 2026?

Based on GuruFocus' analysis, NASB Financial stock appears to be overvalued. The current stock price of $44.87 is trading 15.9% above its estimated GF Value™ of $38.71. GuruFocus considers NASB Financial to be Modestly Overvalued.

Key valuation signals for NASB:

  • Debt-to-Asset: 0.28
  • GF Value™: $38.71 vs. price of $44.87 (15.9% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the NASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NASB Financial Business Description

Address 12498 South 71 Highway, Grandview, MO, USA, 64030
NASB Financial Inc is a federally chartered stock savings bank, whose business is to attract deposits from the general public and to originate real estate loans, other loans, and short-term investments. It has a portfolio of mortgage loans that are secured by multifamily, construction, development, and commercial real estate properties. Its sources of income include interest on loans, interest on MBS, interest on investment securities, customer service fees, and mortgage banking fees.
58GF Score

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Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.87
Price
$38.71
GF Value