NASB (NASB Financial) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NASB NASB Financial Inc NASB
58 GF Score
Price $41.92
GF Value $36.90
Valuation Modestly Overvalued
! 5 Warning Signs
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What is NASB Financial ROC (Joel Greenblatt) %?

NASB Financial NASB -0.19% 58 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates NASB with a GF Score™ of 58/100 and a GF Value™ of $36.90 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 46 Banks companies, NASB Financial ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NASB
58GF Score
NASB Financial Inc NASB
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
NASB Financial (NASB) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on NASB Financial and its competitors. According to the industry distribution chart, NASB Financial ranks #999999 out of 46 companies in the Banks industry.
Is NASB Financial's ROC (Joel Greenblatt) % too high?
NASB Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, NASB Financial ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NASB Financial has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NASB Financial's ROC (Joel Greenblatt) % compare to FDBC and FNRN?
According to the Banks industry distribution chart, NASB Financial ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places NASB Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on NASB Financial and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NASB Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NASB Financial stock overvalued right now?
Based on GuruFocus' analysis, NASB Financial (NASB) is currently considered Modestly Overvalued. The stock's GF Value™ is $36.90, compared to a current price of $41.92 — trading 13.6% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. NASB Financial's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For NASB Financial (NASB), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NASB Financial (NASB) Overvalued in 2026?

Based on GuruFocus' analysis, NASB Financial stock appears to be overvalued. The current stock price of $41.92 is trading 13.6% above its estimated GF Value™ of $36.90. GuruFocus considers NASB Financial to be Modestly Overvalued.

Key valuation signals for NASB:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $36.90 vs. price of $41.92 (13.6% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the NASB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NASB Financial Business Description

Address 12498 South 71 Highway, Grandview, MO, USA, 64030
NASB Financial Inc is a federally chartered stock savings bank, whose business is to attract deposits from the general public and to originate real estate loans, other loans, and short-term investments. It has a portfolio of mortgage loans that are secured by multifamily, construction, development, and commercial real estate properties. Its sources of income include interest on loans, interest on MBS, interest on investment securities, customer service fees, and mortgage banking fees.
58GF Score

Get the complete analysis for NASB

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.92
Price
$36.90
GF Value