OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
City Union Bank OCF Yield % Related Terms
City Union Bank OCF Yield % Historical Data
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The historical data trend for City Union Bank's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, City Union Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
City Union Bank OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, City Union Bank's OCF Yield % distribution charts can be found below:
* The bar in red indicates where City Union Bank's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City Union Bank (NSE:CUB) has a OCF Yield % of 3.88 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on City Union Bank and its competitors. Over the past decade, City Union Bank's OCF Yield % has ranged from 3.88 to 3.88. According to the industry distribution chart, City Union Bank ranks #1031 out of 1502 companies in the Banks industry, placing it in the top 68.6%.
Is City Union Bank's OCF Yield % too high?
City Union Bank's current OCF Yield % is 3.88. Over the past 10 years, this metric has ranged from a low of 3.88 to a high of 3.88. The Banks industry median OCF Yield % is 9.32. City Union Bank's value of 3.88 is 58.4% below this industry median. Based on the distribution chart, City Union Bank ranks #1031 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, City Union Bank has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does City Union Bank's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, City Union Bank ranks #1031 out of 1502 companies for OCF Yield %. This places City Union Bank in the lower half of its industry. The industry median OCF Yield % is 9.32. City Union Bank's value of 3.88 is 58.4% below this benchmark. Historically, City Union Bank's own OCF Yield % has ranged from 3.88 to 3.88 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. City Union Bank's current OCF Yield % of 3.88 is 58.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on City Union Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City Union Bank's current OCF Yield % is 3.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Union Bank stock overvalued right now?
Based on GuruFocus' analysis, City Union Bank (NSE:CUB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹173.23, compared to a current price of ₹208.60 — trading 20.4% above its estimated fair value. The current OCF Yield % is 3.88 and 58.4% below the Banks industry median of 9.32. City Union Bank's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For City Union Bank (NSE:CUB), the current OCF Yield % is 3.88 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is City Union Bank (NSE:CUB) Overvalued in 2026?
Based on GuruFocus' analysis, City Union Bank stock appears to be overvalued.
The current stock price of ₹208.60 is trading 20.4% above its estimated GF Value™ of ₹173.23.
GuruFocus considers City Union Bank to be Modestly Overvalued.
Key valuation signals for NSE:CUB:
OCF Yield %: 3.88
GF Value™: ₹173.23 vs. price of ₹208.60 (20.4% above fair value)
Industry Position: 58.4% below the Banks median (#1031 of 1502)
No single metric tells the full story. See the NSE:CUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
City Union Bank Ltd is a provider of banking products and services to individuals and corporations in India. The company is based in India, and generates the entirety of its revenue domestically. City Union Bank operates through four segments: Corporate banking, Treasury, Retail Banking and Other Banking Operations. Of these, Retail Banking contributes for maximum of the bank's revenues. Services offered to clients include savings and current accounts, deposits, credit, foreign deposits, auto loans, educational loans, consumer and jewel loans, life insurance, general insurance and online banking services.
79GF Score
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