IIFL Finance (NSE:IIFL) Cyclically Adjusted Revenue per Share: ₹122.61 (As of Mar. 2026)

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NSE:IIFL IIFL Finance Ltd NSE:IIFL
74 GF Score
Price ₹567.10
GF Value ₹608.82
Valuation Fairly Valued
! 4 Warning Signs
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What is IIFL Finance Cyclically Adjusted Revenue per Share?

IIFL Finance NSE:IIFL +4.32% 74 Cyclically Adjusted Revenue per Share is ₹122.61 as of Mar. 2026. GuruFocus rates NSE:IIFL with a GF Score™ of 74/100 and a GF Value™ of ₹608.82 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

IIFL Finance's adjusted revenue per share for the three months ended in Mar. 2026 was ₹48.529. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₹122.61 for the trailing ten years ended in Mar. 2026.

During the past 12 months, IIFL Finance's average Cyclically Adjusted Revenue Growth Rate was 11.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 9.90% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 9.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of IIFL Finance was 9.90% per year. The lowest was 5.30% per year. And the median was 9.20% per year.

As of today (2026-07-17), IIFL Finance's current stock price is ₹567.10. IIFL Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₹122.61. IIFL Finance's Cyclically Adjusted PS Ratio of today is 4.63.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of IIFL Finance was 6.40. The lowest was 0.81. And the median was 3.75.


IIFL Finance  (NSE:IIFL) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

IIFL Finance's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=567.10/122.61
=4.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of IIFL Finance was 6.40. The lowest was 0.81. And the median was 3.75.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


IIFL Finance Cyclically Adjusted Revenue per Share Related Terms


IIFL Finance Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for IIFL Finance's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IIFL Finance Cyclically Adjusted Revenue per Share Chart

IIFL Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 84.66 92.30 104.52 110.38 122.61

IIFL Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 110.38 113.35 117.01 119.44 122.61

NSE:IIFL vs V, MA, AXP: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, IIFL Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IIFL Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IIFL Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where IIFL Finance's Cyclically Adjusted PS Ratio falls into.


NSE:IIFL
74GF Score
IIFL Finance Ltd NSE:IIFL
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IIFL Finance Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, IIFL Finance's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=48.529/164.2724*164.2724
=48.529

Current CPI (Mar. 2026) = 164.2724.

IIFL Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 17.550 105.961 27.208
201609 20.300 105.961 31.471
201612 22.734 105.196 35.501
201703 -17.343 105.196 -27.083
201706 25.083 107.109 38.470
201709 27.514 109.021 41.458
201712 30.775 109.404 46.209
201803 24.181 109.786 36.182
201806 4.928 111.317 7.272
201809 15.448 115.142 22.040
201812 18.771 115.142 26.780
201903 15.179 118.202 21.095
201906 12.087 120.880 16.426
201909 10.287 123.175 13.719
201912 13.086 126.235 17.029
202003 27.364 124.705 36.046
202006 12.638 127.000 16.347
202009 21.835 130.118 27.566
202012 17.022 130.889 21.363
202103 33.589 131.771 41.874
202106 16.536 134.084 20.259
202109 20.127 135.847 24.338
202112 18.683 138.161 22.214
202203 24.304 138.822 28.760
202206 21.502 142.347 24.814
202209 28.401 144.661 32.251
202212 33.934 145.763 38.243
202303 30.897 146.865 34.559
202306 37.651 150.280 41.157
202309 41.516 151.492 45.018
202312 42.418 152.924 45.566
202403 43.916 153.035 47.141
202406 34.643 155.789 36.529
202409 37.419 157.882 38.934
202412 31.283 158.323 32.459
202503 32.575 157.552 33.965
202506 39.015 159.755 40.118
202509 45.066 162.289 45.617
202512 46.340 163.281 46.621
202603 48.529 164.272 48.529

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₹122.61 mean?
IIFL Finance (NSE:IIFL) has a Cyclically Adjusted Revenue per Share of ₹122.61 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on IIFL Finance and its competitors.
Is IIFL Finance's Cyclically Adjusted Revenue per Share too high?
IIFL Finance's current Cyclically Adjusted Revenue per Share is ₹122.61. Overall, IIFL Finance has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IIFL Finance's Cyclically Adjusted Revenue per Share compare to V and MA?
IIFL Finance's Cyclically Adjusted Revenue per Share of ₹122.61 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on IIFL Finance and its competitors. IIFL Finance's current Cyclically Adjusted Revenue per Share is ₹122.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IIFL Finance stock overvalued right now?
Based on GuruFocus' analysis, IIFL Finance (NSE:IIFL) is currently considered Fairly Valued. The stock's GF Value™ is ₹608.82, compared to a current price of ₹567.10 — trading 6.9% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₹122.61. IIFL Finance's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For IIFL Finance (NSE:IIFL), the current Cyclically Adjusted Revenue per Share is ₹122.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IIFL Finance (NSE:IIFL) Overvalued in 2026?

Based on GuruFocus' analysis, IIFL Finance stock appears to be undervalued. The current stock price of ₹567.10 is trading 6.9% below its estimated GF Value™ of ₹608.82. GuruFocus considers IIFL Finance to be Fairly Valued.

Key valuation signals for NSE:IIFL:

  • Cyclically Adjusted Revenue per Share: ₹122.61
  • GF Value™: ₹608.82 vs. price of ₹567.10 (6.9% below fair value)
  • GF Score™: 74/100 with 4 warning signs

No single metric tells the full story. See the NSE:IIFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IIFL Finance Business Description

Other Exchanges 532636:India
Address N.S. Phadke Marg, 802, 8th Floor, Hub Town Solaris, Vijay Nagar, Andheri East, Mumbai, MH, IND, 400069
IIFL Finance Ltd and its subsidiaries provide financial services in India. The company is based in India and generates all revenue domestically. It operates under two primary business units: core products and synergistic products. Core products account for the firm's offerings of home loans, gold loans, business loans, and microfinance solutions. Synergistic products involve the company's operations in capital markets, construction, and real estate. Home loans and business loans together make up the operating component of its product offerings.
74GF Score

Get the complete analysis for NSE:IIFL

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹567.10
Price
₹608.82
GF Value