IIFL Finance (NSE:IIFL) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:IIFL IIFL Finance Ltd NSE:IIFL
73 GF Score
Price ₹543.60
GF Value ₹609.31
Valuation Modestly Undervalued
! 4 Warning Signs
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What is IIFL Finance ROC (Joel Greenblatt) %?

IIFL Finance NSE:IIFL +0.39% 73 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates NSE:IIFL with a GF Score™ of 73/100 and a GF Value™ of ₹609.31 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 414 Credit Services companies, IIFL Finance ranks worse than 241545.65% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NSE:IIFL
73GF Score
IIFL Finance Ltd NSE:IIFL
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
IIFL Finance (NSE:IIFL) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on IIFL Finance and its competitors. According to the industry distribution chart, IIFL Finance ranks #999999 out of 414 companies in the Credit Services industry.
Is IIFL Finance's ROC (Joel Greenblatt) % too high?
IIFL Finance's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, IIFL Finance ranks #999999 out of 414 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, IIFL Finance has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IIFL Finance's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, IIFL Finance ranks #999999 out of 414 companies for ROC (Joel Greenblatt) %. This places IIFL Finance in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.59, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on IIFL Finance and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IIFL Finance's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IIFL Finance stock overvalued right now?
Based on GuruFocus' analysis, IIFL Finance (NSE:IIFL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹609.31, compared to a current price of ₹543.60 — trading 10.8% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. IIFL Finance's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For IIFL Finance (NSE:IIFL), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IIFL Finance (NSE:IIFL) Overvalued in 2026?

Based on GuruFocus' analysis, IIFL Finance stock appears to be undervalued. The current stock price of ₹543.60 is trading 10.8% below its estimated GF Value™ of ₹609.31. GuruFocus considers IIFL Finance to be Modestly Undervalued.

Key valuation signals for NSE:IIFL:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₹609.31 vs. price of ₹543.60 (10.8% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the NSE:IIFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

IIFL Finance Business Description

Other Exchanges 532636:India
Address N.S. Phadke Marg, 802, 8th Floor, Hub Town Solaris, Vijay Nagar, Andheri East, Mumbai, MH, IND, 400069
IIFL Finance Ltd and its subsidiaries provide financial services in India. The company is based in India and generates all revenue domestically. It operates under two primary business units: core products and synergistic products. Core products account for the firm's offerings of home loans, gold loans, business loans, and microfinance solutions. Synergistic products involve the company's operations in capital markets, construction, and real estate. Home loans and business loans together make up the operating component of its product offerings.
73GF Score

Get the complete analysis for NSE:IIFL

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹543.60
Price
₹609.31
GF Value