IIFL Finance (NSE:IIFL) ROE % Adjusted to Book Value: 12.77% (As of Mar. 2026)


NSE:IIFL IIFL Finance Ltd NSE:IIFL
77 GF Score
Price ₹519.55
GF Value ₹605.73
Valuation Modestly Undervalued
! 4 Warning Signs
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What is IIFL Finance ROE % Adjusted to Book Value?

IIFL Finance NSE:IIFL +0.16% 77 ROE % Adjusted to Book Value is 12.77% as of Mar. 2026. GuruFocus rates NSE:IIFL with a GF Score™ of 77/100 and a GF Value™ of ₹605.73 (Modestly Undervalued). The stock has 4 warning signs investors should review.

IIFL Finance's ROE % for the quarter that ended in Mar. 2026 was 16.86%. IIFL Finance's PB Ratio for the quarter that ended in Mar. 2026 was 1.32. IIFL Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 12.77%.


IIFL Finance ROE % Adjusted to Book Value Related Terms


IIFL Finance ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for IIFL Finance's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IIFL Finance ROE % Adjusted to Book Value Chart

IIFL Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.93 9.38 14.73 2.94 9.55

IIFL Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.97 0.00 7.84 0.00 12.77

NSE:IIFL vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, IIFL Finance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IIFL Finance ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IIFL Finance's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where IIFL Finance's ROE % Adjusted to Book Value falls into.


NSE:IIFL
77GF Score
IIFL Finance Ltd NSE:IIFL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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IIFL Finance ROE % Adjusted to Book Value Calculation

IIFL Finance's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.61% / 1.32
=9.55%

IIFL Finance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=16.86% / 1.32
=12.77%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 12.77% mean?
IIFL Finance (NSE:IIFL) has a ROE % Adjusted to Book Value of 12.77% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on IIFL Finance and its competitors.
Is IIFL Finance's ROE % Adjusted to Book Value too high?
IIFL Finance's current ROE % Adjusted to Book Value is 12.77%. Overall, IIFL Finance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IIFL Finance's ROE % Adjusted to Book Value compare to V and MA?
IIFL Finance's ROE % Adjusted to Book Value of 12.77% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on IIFL Finance and its competitors. IIFL Finance's current ROE % Adjusted to Book Value is 12.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IIFL Finance stock overvalued right now?
Based on GuruFocus' analysis, IIFL Finance (NSE:IIFL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹605.73, compared to a current price of ₹519.55 — trading 14.2% below its estimated fair value. The current ROE % Adjusted to Book Value is 12.77%. IIFL Finance's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For IIFL Finance (NSE:IIFL), the current ROE % Adjusted to Book Value is 12.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IIFL Finance (NSE:IIFL) Overvalued in 2026?

Based on GuruFocus' analysis, IIFL Finance stock appears to be undervalued. The current stock price of ₹519.55 is trading 14.2% below its estimated GF Value™ of ₹605.73. GuruFocus considers IIFL Finance to be Modestly Undervalued.

Key valuation signals for NSE:IIFL:

  • ROE % Adjusted to Book Value: 12.77%
  • GF Value™: ₹605.73 vs. price of ₹519.55 (14.2% below fair value)
  • GF Score™: 77/100 with 4 warning signs

No single metric tells the full story. See the NSE:IIFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IIFL Finance Business Description

Other Exchanges 532636:India
Address N.S. Phadke Marg, 802, 8th Floor, Hub Town Solaris, Vijay Nagar, Andheri East, Mumbai, MH, IND, 400069
IIFL Finance Ltd and its subsidiaries provide financial services in India. The company is based in India and generates all revenue domestically. It operates under two primary business units: core products and synergistic products. Core products account for the firm's offerings of home loans, gold loans, business loans, and microfinance solutions. Synergistic products involve the company's operations in capital markets, construction, and real estate. Home loans and business loans together make up the operating component of its product offerings.
77GF Score

Get the complete analysis for NSE:IIFL

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹519.55
Price
₹605.73
GF Value