IIFL Finance (NSE:IIFL) Enterprise Value: ₹891,381 Mil (As of Jul. 05, 2026) ***


NSE:IIFL IIFL Finance Ltd NSE:IIFL
73 GF Score
Price ₹519.55
GF Value ₹605.73
Valuation Modestly Undervalued
! 4 Warning Signs
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What is IIFL Finance Enterprise Value?

IIFL Finance NSE:IIFL +0.16% 73 Enterprise Value is ₹891,381 Mil as of Jul. 05, 2026. GuruFocus rates NSE:IIFL with a GF Score™ of 73/100 and a GF Value™ of ₹605.73 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, IIFL Finance's Enterprise Value is ₹891,381 Mil. IIFL Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹76,565 Mil. Therefore, IIFL Finance's EV-to-Revenue ratio for today is 11.64.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, IIFL Finance's Enterprise Value is ₹891,381 Mil. IIFL Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, IIFL Finance's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, IIFL Finance's Enterprise Value is ₹891,381 Mil. IIFL Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, IIFL Finance's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


IIFL Finance  (NSE:IIFL) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

IIFL Finance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=891380.770/76564.7
=11.64

IIFL Finance's current Enterprise Value is ₹891,381 Mil.
IIFL Finance's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹76,565 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

IIFL Finance's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=891380.770/0
=

IIFL Finance's current Enterprise Value is ₹891,381 Mil.
IIFL Finance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

IIFL Finance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=891380.770/0
=

IIFL Finance's current Enterprise Value is ₹891,381 Mil.
IIFL Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


IIFL Finance Enterprise Value Related Terms


IIFL Finance Enterprise Value Historical Data

* Premium members only.

The historical data trend for IIFL Finance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IIFL Finance Enterprise Value Chart

IIFL Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 406,796.10 558,467.83 589,041.88 646,945.40 853,530.18

IIFL Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 646,945.40 200,885.66 739,642.73 259,601.69 853,530.18

NSE:IIFL vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, IIFL Finance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IIFL Finance Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IIFL Finance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where IIFL Finance's Enterprise Value falls into.


NSE:IIFL
73GF Score
IIFL Finance Ltd NSE:IIFL
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IIFL Finance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

IIFL Finance's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

IIFL Finance's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹891,381 Mil mean?
IIFL Finance (NSE:IIFL) has a Enterprise Value of ₹891,381 Mil as of Jul. 05, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on IIFL Finance and its competitors.
Is IIFL Finance's Enterprise Value too high?
IIFL Finance's current Enterprise Value is ₹891,381 Mil. Overall, IIFL Finance has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IIFL Finance's Enterprise Value compare to V and MA?
IIFL Finance's Enterprise Value of ₹891,381 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on IIFL Finance and its competitors. IIFL Finance's current Enterprise Value is ₹891,381 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IIFL Finance stock overvalued right now?
Based on GuruFocus' analysis, IIFL Finance (NSE:IIFL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹605.73, compared to a current price of ₹519.55 — trading 14.2% below its estimated fair value. The current Enterprise Value is ₹891,381 Mil. IIFL Finance's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For IIFL Finance (NSE:IIFL), the current Enterprise Value is ₹891,381 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IIFL Finance (NSE:IIFL) Overvalued in 2026?

Based on GuruFocus' analysis, IIFL Finance stock appears to be undervalued. The current stock price of ₹519.55 is trading 14.2% below its estimated GF Value™ of ₹605.73. GuruFocus considers IIFL Finance to be Modestly Undervalued.

Key valuation signals for NSE:IIFL:

  • Enterprise Value: ₹891,381 Mil
  • GF Value™: ₹605.73 vs. price of ₹519.55 (14.2% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the NSE:IIFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IIFL Finance Business Description

Other Exchanges 532636:India
Address N.S. Phadke Marg, 802, 8th Floor, Hub Town Solaris, Vijay Nagar, Andheri East, Mumbai, MH, IND, 400069
IIFL Finance Ltd and its subsidiaries provide financial services in India. The company is based in India and generates all revenue domestically. It operates under two primary business units: core products and synergistic products. Core products account for the firm's offerings of home loans, gold loans, business loans, and microfinance solutions. Synergistic products involve the company's operations in capital markets, construction, and real estate. Home loans and business loans together make up the operating component of its product offerings.
73GF Score

Get the complete analysis for NSE:IIFL

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹519.55
Price
₹605.73
GF Value