PCLB (Pinnacle Bancshares) Cyclically Adjusted Revenue per Share: $13.04 (As of Dec. 2025)

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PCLB Pinnacle Bancshares Inc PCLB
62 GF Score
Price $40.05
GF Value $28.57
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Pinnacle Bancshares Cyclically Adjusted Revenue per Share?

Pinnacle Bancshares PCLB 62 Cyclically Adjusted Revenue per Share is $13.04 as of Dec. 2025. GuruFocus rates PCLB with a GF Score™ of 62/100 and a GF Value™ of $28.57 (Significantly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Pinnacle Bancshares's adjusted revenue per share for the three months ended in Dec. 2025 was $3.878. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $13.04 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Pinnacle Bancshares's average Cyclically Adjusted Revenue Growth Rate was 6.40% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 7.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 10.30% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 11.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Pinnacle Bancshares was 17.40% per year. The lowest was 2.20% per year. And the median was 3.95% per year.

As of today (2026-08-02), Pinnacle Bancshares's current stock price is $40.05. Pinnacle Bancshares's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was $13.04. Pinnacle Bancshares's Cyclically Adjusted PS Ratio of today is 3.07.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Pinnacle Bancshares was 4.37. The lowest was 1.59. And the median was 2.83.


Pinnacle Bancshares  (OTCPK:PCLB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Pinnacle Bancshares's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=40.05/13.04
=3.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Pinnacle Bancshares was 4.37. The lowest was 1.59. And the median was 2.83.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Pinnacle Bancshares Cyclically Adjusted Revenue per Share Related Terms


Pinnacle Bancshares Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Pinnacle Bancshares's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pinnacle Bancshares Cyclically Adjusted Revenue per Share Chart

Pinnacle Bancshares Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.19 10.40 11.42 12.25 13.04

Pinnacle Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.51 12.70 12.92 13.04 0.00

PCLB vs OTTW, HRBK, GNRV: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Pinnacle Bancshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pinnacle Bancshares Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pinnacle Bancshares's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Pinnacle Bancshares's Cyclically Adjusted PS Ratio falls into.


PCLB
62GF Score
Pinnacle Bancshares Inc PCLB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Pinnacle Bancshares Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Pinnacle Bancshares's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=3.878/324.0540*324.0540
=3.878

Current CPI (Dec. 2025) = 324.0540.

Pinnacle Bancshares Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
200406 1.527 189.700 2.608
200409 1.252 189.900 2.136
200412 1.419 190.300 2.416
200503 1.345 193.300 2.255
200506 1.387 194.500 2.311
200509 1.451 198.800 2.365
200512 1.304 196.800 2.147
200603 1.322 199.800 2.144
200606 1.382 202.900 2.207
200609 1.500 202.900 2.396
200612 1.385 201.800 2.224
200703 1.330 205.352 2.099
200706 1.420 208.352 2.209
200709 1.437 208.490 2.234
201909 2.502 256.759 3.158
201912 2.986 256.974 3.765
202003 2.599 258.115 3.263
202006 2.532 257.797 3.183
202009 2.707 260.280 3.370
202012 3.361 260.474 4.181
202103 2.902 264.877 3.550
202106 3.009 271.696 3.589
202109 4.294 274.310 5.073
202112 3.312 278.802 3.850
202203 3.300 287.504 3.720
202206 3.430 296.311 3.751
202209 3.670 296.808 4.007
202212 3.776 296.797 4.123
202303 3.831 301.836 4.113
202306 3.697 305.109 3.927
202309 3.733 307.789 3.930
202312 3.587 306.746 3.789
202403 3.543 312.332 3.676
202406 3.684 314.175 3.800
202409 3.748 315.301 3.852
202412 3.646 315.605 3.744
202503 3.742 319.799 3.792
202506 3.723 322.561 3.740
202509 3.847 324.800 3.838
202512 3.878 324.054 3.878

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $13.04 mean?
Pinnacle Bancshares (PCLB) has a Cyclically Adjusted Revenue per Share of $13.04 as of Dec. 2025. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Pinnacle Bancshares and its competitors.
Is Pinnacle Bancshares' Cyclically Adjusted Revenue per Share too high?
Pinnacle Bancshares' current Cyclically Adjusted Revenue per Share is $13.04. Overall, Pinnacle Bancshares has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Bancshares' Cyclically Adjusted Revenue per Share compare to OTTW and HRBK?
Pinnacle Bancshares' Cyclically Adjusted Revenue per Share of $13.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Pinnacle Bancshares and its competitors. Pinnacle Bancshares's current Cyclically Adjusted Revenue per Share is $13.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Pinnacle Bancshares (PCLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.57, compared to a current price of $40.05 — trading 40.2% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $13.04. Pinnacle Bancshares' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Pinnacle Bancshares (PCLB), the current Cyclically Adjusted Revenue per Share is $13.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pinnacle Bancshares (PCLB) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle Bancshares stock appears to be overvalued. The current stock price of $40.05 is trading 40.2% above its estimated GF Value™ of $28.57. GuruFocus considers Pinnacle Bancshares to be Significantly Overvalued.

Key valuation signals for PCLB:

  • Cyclically Adjusted Revenue per Share: $13.04
  • GF Value™: $28.57 vs. price of $40.05 (40.2% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the PCLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pinnacle Bancshares Business Description

Address 1811 Second Avenue, Jasper, AL, USA, 35501
Pinnacle Bancshares Inc is a bank holding company that provides a range of banking services and products, including checking and savings accounts, as well as demand and time deposits.
62GF Score

Get the complete analysis for PCLB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.05
Price
$28.57
GF Value