PCLB (Pinnacle Bancshares) Ending Cash Position: $2.76 Mil (As of Dec. 2025)

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PCLB Pinnacle Bancshares Inc PCLB
62 GF Score
Price $40.05
GF Value $28.57
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Pinnacle Bancshares Ending Cash Position?

Pinnacle Bancshares PCLB 62 Ending Cash Position is $2.76 Mil as of Dec. 2025. GuruFocus rates PCLB with a GF Score™ of 62/100 and a GF Value™ of $28.57 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Pinnacle Bancshares's Ending Cash Position for the quarter that ended in Dec. 2025 was $2.76 Mil.

Pinnacle Bancshares's quarterly Ending Cash Position declined from Jun. 2025 ($3.10 Mil) to Sep. 2025 ($2.99 Mil) and declined from Sep. 2025 ($2.99 Mil) to Dec. 2025 ($2.76 Mil).

Pinnacle Bancshares's annual Ending Cash Position increased from Dec. 2023 ($2.19 Mil) to Dec. 2024 ($2.41 Mil) and increased from Dec. 2024 ($2.41 Mil) to Dec. 2025 ($2.76 Mil).

Pinnacle Bancshares Ending Cash Position Related Terms

Pinnacle Bancshares Ending Cash Position Historical Data

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The historical data trend for Pinnacle Bancshares's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pinnacle Bancshares Ending Cash Position Chart

Pinnacle Bancshares Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.73 1.74 2.19 2.41 2.76

Pinnacle Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.52 3.10 2.99 2.76 0.00
PCLB
62GF Score
Pinnacle Bancshares Inc PCLB
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Pinnacle Bancshares Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Pinnacle Bancshares's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=2.406+0.358
=2.76

Pinnacle Bancshares's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=2.987+-0.223
=2.76

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $2.76 Mil mean?
Pinnacle Bancshares (PCLB) has a Ending Cash Position of $2.76 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Pinnacle Bancshares and its competitors.
Is Pinnacle Bancshares' Ending Cash Position too high?
Pinnacle Bancshares' current Ending Cash Position is $2.76 Mil. Overall, Pinnacle Bancshares has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Bancshares' Ending Cash Position compare to OTTW and HRBK?
Pinnacle Bancshares' Ending Cash Position of $2.76 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Pinnacle Bancshares and its competitors. Pinnacle Bancshares's current Ending Cash Position is $2.76 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Pinnacle Bancshares (PCLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.57, compared to a current price of $40.05 — trading 40.2% above its estimated fair value. The current Ending Cash Position is $2.76 Mil. Pinnacle Bancshares' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Pinnacle Bancshares (PCLB), the current Ending Cash Position is $2.76 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pinnacle Bancshares (PCLB) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle Bancshares stock appears to be overvalued. The current stock price of $40.05 is trading 40.2% above its estimated GF Value™ of $28.57. GuruFocus considers Pinnacle Bancshares to be Significantly Overvalued.

Key valuation signals for PCLB:

  • Ending Cash Position: $2.76 Mil
  • GF Value™: $28.57 vs. price of $40.05 (40.2% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the PCLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pinnacle Bancshares Business Description

Address 1811 Second Avenue, Jasper, AL, USA, 35501
Pinnacle Bancshares Inc is a bank holding company that provides a range of banking services and products, including checking and savings accounts, as well as demand and time deposits.
62GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.05
Price
$28.57
GF Value