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Pinnacle BancsharesPCLB 62 OCF Yield % is 11.85 as of Aug. 02, 2026, which is 12% below its 10-year median of 13.54. GuruFocus rates PCLB with a GF Score™ of 62/100 and a GF Value™ of $28.57 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,498 Banks companies, Pinnacle Bancshares ranks better than 62.62% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Pinnacle Bancshares OCF Yield % Related Terms
Pinnacle Bancshares OCF Yield % Historical Data
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The historical data trend for Pinnacle Bancshares's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pinnacle Bancshares's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pinnacle Bancshares OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Pinnacle Bancshares's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Pinnacle Bancshares's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pinnacle Bancshares (PCLB) has a OCF Yield % of 11.85 as of Aug. 02, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pinnacle Bancshares and its competitors. This is 12% below median its historical median of 13.54. Over the past decade, Pinnacle Bancshares' OCF Yield % has ranged from 4.67 to 36.63. According to the industry distribution chart, Pinnacle Bancshares ranks #560 out of 1498 companies in the Banks industry, placing it in the top 37.4%.
Is Pinnacle Bancshares' OCF Yield % too high?
Pinnacle Bancshares' current OCF Yield % of 11.85 is 12% below median its 10-year median of 13.54. Over the past 10 years, this metric has ranged from a low of 4.67 to a high of 36.63. The Banks industry median OCF Yield % is 9.00. Pinnacle Bancshares' value of 11.85 is 31.7% above this industry median. Based on the distribution chart, Pinnacle Bancshares ranks #560 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Pinnacle Bancshares has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Bancshares' OCF Yield % compare to OTTW and HRBK?
According to the Banks industry distribution chart, Pinnacle Bancshares ranks #560 out of 1498 companies for OCF Yield %. This puts Pinnacle Bancshares in the upper half of its industry. The industry median OCF Yield % is 9.00. Pinnacle Bancshares' value of 11.85 is 31.7% above this benchmark. Historically, Pinnacle Bancshares' own OCF Yield % has ranged from 4.67 to 36.63 over the past decade. While the company's 10-year median is 13.54 vs. the industry median of 9.00, Pinnacle Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.00, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pinnacle Bancshares's current OCF Yield % of 11.85 is 31.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pinnacle Bancshares and its competitors. For the Banks industry, the median OCF Yield % is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pinnacle Bancshares's current OCF Yield % is 11.85, which is 12% below median its own 10-year median of 13.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Pinnacle Bancshares (PCLB) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.57, compared to a current price of $40.05 — trading 40.2% above its estimated fair value. The current OCF Yield % is 11.85, which is 12% below median its 10-year median of 13.54 and 31.7% above the Banks industry median of 9.00. Pinnacle Bancshares' overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Pinnacle Bancshares (PCLB), the current OCF Yield % is 11.85 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pinnacle Bancshares (PCLB) Overvalued in 2026?
Based on GuruFocus' analysis, Pinnacle Bancshares stock appears to be overvalued.
The current stock price of $40.05 is trading 40.2% above its estimated GF Value™ of $28.57.
GuruFocus considers Pinnacle Bancshares to be Significantly Overvalued.
Key valuation signals for PCLB:
OCF Yield %: 11.85 (12% below median its 10-year median of 13.54)
GF Value™: $28.57 vs. price of $40.05 (40.2% above fair value)
Industry Position: 31.7% above the Banks median (#560 of 1498)
No single metric tells the full story. See the PCLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pinnacle Bancshares Inc is a bank holding company that provides a range of banking services and products, including checking and savings accounts, as well as demand and time deposits.
62GF Score
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