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PCLB (Pinnacle Bancshares) PB Ratio : 1.27 (As of Dec. 15, 2024)


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What is Pinnacle Bancshares PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-12-15), Pinnacle Bancshares's share price is $27.92. Pinnacle Bancshares's Book Value per Share for the quarter that ended in Sep. 2024 was $21.95. Hence, Pinnacle Bancshares's PB Ratio of today is 1.27.

Good Sign:

Pinnacle Bancshares Inc stock PB Ratio (=1.27) is close to 2-year low of 1.22

The historical rank and industry rank for Pinnacle Bancshares's PB Ratio or its related term are showing as below:

PCLB' s PB Ratio Range Over the Past 10 Years
Min: 0.82   Med: 1.53   Max: 5.91
Current: 1.27

During the past 13 years, Pinnacle Bancshares's highest PB Ratio was 5.91. The lowest was 0.82. And the median was 1.53.

PCLB's PB Ratio is ranked worse than
72.32% of 1528 companies
in the Banks industry
Industry Median: 0.935 vs PCLB: 1.27

During the past 12 months, Pinnacle Bancshares's average Book Value Per Share Growth Rate was 99.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -40.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -0.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.00% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Pinnacle Bancshares was 40.50% per year. The lowest was -40.40% per year. And the median was 4.70% per year.

Back to Basics: PB Ratio


Pinnacle Bancshares PB Ratio Historical Data

The historical data trend for Pinnacle Bancshares's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pinnacle Bancshares PB Ratio Chart

Pinnacle Bancshares Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 0.99 0.85 1.09 3.44

Pinnacle Bancshares Quarterly Data
Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.74 4.49 1.84 1.74 1.21

Competitive Comparison of Pinnacle Bancshares's PB Ratio

For the Banks - Regional subindustry, Pinnacle Bancshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pinnacle Bancshares's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pinnacle Bancshares's PB Ratio distribution charts can be found below:

* The bar in red indicates where Pinnacle Bancshares's PB Ratio falls into.



Pinnacle Bancshares PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Pinnacle Bancshares's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=27.92/21.948
=1.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Pinnacle Bancshares  (OTCPK:PCLB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Pinnacle Bancshares PB Ratio Related Terms

Thank you for viewing the detailed overview of Pinnacle Bancshares's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Pinnacle Bancshares Business Description

Traded in Other Exchanges
N/A
Address
1811 Second Avenue, Jasper, AL, USA, 35501
Pinnacle Bancshares Inc is a bank holding company that provides a range of banking services and products, including checking and savings accounts, as well as demand and time deposits.

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