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PCLB (Pinnacle Bancshares) Debt-to-Equity : 0.53 (As of Dec. 2024)


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What is Pinnacle Bancshares Debt-to-Equity?

Pinnacle Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $0.00 Mil. Pinnacle Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was $7.35 Mil. Pinnacle Bancshares's Total Stockholders Equity for the quarter that ended in Dec. 2024 was $13.86 Mil. Pinnacle Bancshares's debt to equity for the quarter that ended in Dec. 2024 was 0.53.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Pinnacle Bancshares's Debt-to-Equity or its related term are showing as below:

PCLB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.1   Med: 0.33   Max: 1.24
Current: 0.53

During the past 13 years, the highest Debt-to-Equity Ratio of Pinnacle Bancshares was 1.24. The lowest was 0.10. And the median was 0.33.

PCLB's Debt-to-Equity is ranked better than
55.52% of 1448 companies
in the Banks industry
Industry Median: 0.63 vs PCLB: 0.53

Pinnacle Bancshares Debt-to-Equity Historical Data

The historical data trend for Pinnacle Bancshares's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pinnacle Bancshares Debt-to-Equity Chart

Pinnacle Bancshares Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.10 0.61 1.24 0.53

Pinnacle Bancshares Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.24 1.31 1.41 0.62 0.53

Competitive Comparison of Pinnacle Bancshares's Debt-to-Equity

For the Banks - Regional subindustry, Pinnacle Bancshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pinnacle Bancshares's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pinnacle Bancshares's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Pinnacle Bancshares's Debt-to-Equity falls into.


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Pinnacle Bancshares Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Pinnacle Bancshares's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Pinnacle Bancshares's Debt to Equity Ratio for the quarter that ended in Dec. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Pinnacle Bancshares  (OTCPK:PCLB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Pinnacle Bancshares Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Pinnacle Bancshares's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Pinnacle Bancshares Business Description

Traded in Other Exchanges
N/A
Address
1811 Second Avenue, Jasper, AL, USA, 35501
Pinnacle Bancshares Inc is a bank holding company that provides a range of banking services and products, including checking and savings accounts, as well as demand and time deposits.

Pinnacle Bancshares Headlines