SBFG (SB Financial Group) Cyclically Adjusted Revenue per Share: $9.50 (As of Mar. 2026)


SBFG SB Financial Group Inc SBFG
63 GF Score
Price $26.15
GF Value $22.12
Valuation Modestly Overvalued
! 6 Warning Signs
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What is SB Financial Group Cyclically Adjusted Revenue per Share?

SB Financial Group SBFG +1.12% 63 Cyclically Adjusted Revenue per Share is $9.50 as of Mar. 2026. GuruFocus rates SBFG with a GF Score™ of 63/100 and a GF Value™ of $22.12 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

SB Financial Group's adjusted revenue per share for the three months ended in Mar. 2026 was $2.791. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $9.50 for the trailing ten years ended in Mar. 2026.

During the past 12 months, SB Financial Group's average Cyclically Adjusted Revenue Growth Rate was 6.40% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 3.60% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 4.60% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 1.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of SB Financial Group was 5.70% per year. The lowest was -3.10% per year. And the median was -1.00% per year.

As of today (2026-07-12), SB Financial Group's current stock price is $26.15. SB Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $9.50. SB Financial Group's Cyclically Adjusted PS Ratio of today is 2.75.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of SB Financial Group was 2.76. The lowest was 1.28. And the median was 2.16.


SB Financial Group  (NAS:SBFG) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

SB Financial Group's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=26.15/9.50
=2.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of SB Financial Group was 2.76. The lowest was 1.28. And the median was 2.16.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


SB Financial Group Cyclically Adjusted Revenue per Share Related Terms


SB Financial Group Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for SB Financial Group's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SB Financial Group Cyclically Adjusted Revenue per Share Chart

SB Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.88 8.31 8.53 8.76 9.24

SB Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.93 9.07 9.19 9.24 9.50

SBFG vs TYCB, RMBI, ARBV: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, SB Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SB Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SB Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where SB Financial Group's Cyclically Adjusted PS Ratio falls into.


SBFG
63GF Score
SB Financial Group Inc SBFG
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SB Financial Group Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SB Financial Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.791/330.2130*330.2130
=2.791

Current CPI (Mar. 2026) = 330.2130.

SB Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.598 241.018 2.189
201609 1.745 241.428 2.387
201612 1.765 241.432 2.414
201703 1.537 243.801 2.082
201706 1.713 244.955 2.309
201709 1.825 246.819 2.442
201712 1.766 246.524 2.366
201803 1.612 249.554 2.133
201806 1.508 251.989 1.976
201809 1.511 252.439 1.977
201812 1.494 251.233 1.964
201903 1.351 254.202 1.755
201906 1.497 256.143 1.930
201909 1.744 256.759 2.243
201912 1.760 256.974 2.262
202003 1.315 258.115 1.682
202006 2.161 257.797 2.768
202009 2.464 260.280 3.126
202012 2.324 260.474 2.946
202103 2.668 264.877 3.326
202106 2.076 271.696 2.523
202109 2.263 274.310 2.724
202112 2.636 278.802 3.122
202203 2.011 287.504 2.310
202206 1.996 296.311 2.224
202209 2.058 296.808 2.290
202212 2.082 296.797 2.316
202303 1.996 301.836 2.184
202306 2.054 305.109 2.223
202309 1.992 307.789 2.137
202312 2.211 306.746 2.380
202403 1.953 312.332 2.065
202406 2.096 314.175 2.203
202409 2.144 315.301 2.245
202412 2.339 315.605 2.447
202503 2.366 319.799 2.443
202506 2.659 322.561 2.722
202509 2.627 324.800 2.671
202512 2.618 324.054 2.668
202603 2.791 330.213 2.791

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $9.50 mean?
SB Financial Group (SBFG) has a Cyclically Adjusted Revenue per Share of $9.50 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on SB Financial Group and its competitors.
Is SB Financial Group's Cyclically Adjusted Revenue per Share too high?
SB Financial Group's current Cyclically Adjusted Revenue per Share is $9.50. Overall, SB Financial Group has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SB Financial Group's Cyclically Adjusted Revenue per Share compare to TYCB and RMBI?
SB Financial Group's Cyclically Adjusted Revenue per Share of $9.50 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on SB Financial Group and its competitors. SB Financial Group's current Cyclically Adjusted Revenue per Share is $9.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, SB Financial Group (SBFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.12, compared to a current price of $26.15 — trading 18.2% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $9.50. SB Financial Group's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For SB Financial Group (SBFG), the current Cyclically Adjusted Revenue per Share is $9.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SB Financial Group (SBFG) Overvalued in 2026?

Based on GuruFocus' analysis, SB Financial Group stock appears to be overvalued. The current stock price of $26.15 is trading 18.2% above its estimated GF Value™ of $22.12. GuruFocus considers SB Financial Group to be Modestly Overvalued.

Key valuation signals for SBFG:

  • Cyclically Adjusted Revenue per Share: $9.50
  • GF Value™: $22.12 vs. price of $26.15 (18.2% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the SBFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SB Financial Group Business Description

Other Exchanges 9KH:Germany
Address 401 Clinton Street, P.O. Box 467, Defiance, OH, USA, 43512
SB Financial Group Inc that provides a range of community banking services, including commercial and consumer lending, personal and business banking, treasury management and merchant services, personal wealth management and brokerage services, and other financial services to individuals, businesses, and municipalities. It operates in a single segment, which is Banking.
63GF Score

Get the complete analysis for SBFG

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.15
Price
$22.12
GF Value