SBFG (SB Financial Group) PS Ratio: 2.33 (As of Jul. 03, 2026) — 10% Above Median


SBFG SB Financial Group Inc SBFG
62 GF Score
Price $24.90
GF Value $22.07
Valuation Modestly Overvalued
! 4 Warning Signs
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What is SB Financial Group PS Ratio?

SB Financial Group SBFG -1.99% 62 PS Ratio is 2.33 as of Jul. 03, 2026, which is 10% above its 10-year median of 2.12. GuruFocus rates SBFG with a GF Score™ of 62/100 and a GF Value™ of $22.07 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,517 Banks companies, SB Financial Group ranks better than 66.84% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, SB Financial Group's share price is $24.90. SB Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $10.70. Hence, SB Financial Group's PS Ratio for today is 2.33.

The historical rank and industry rank for SB Financial Group's PS Ratio or its related term are showing as below:

SBFG' s PS Ratio Range Over the Past 10 Years
Min: 1.5   Med: 2.12   Max: 3.07
Current: 2.33

During the past 13 years, SB Financial Group's highest PS Ratio was 3.07. The lowest was 1.50. And the median was 2.12.

SBFG's PS Ratio is ranked better than
66.84% of 1517 companies
in the Banks industry
Industry Median: 2.98 vs SBFG: 2.33

SB Financial Group's Revenue per Sharefor the three months ended in Mar. 2026 was $2.79. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $10.70.

Good Sign:

SB Financial Group Inc has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of SB Financial Group was 19.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 8.00% per year. During the past 5 years, the average Revenue per Share Growth Rate was 2.20% per year. During the past 10 years, the average Revenue per Share Growth Rate was 5.10% per year.

During the past 13 years, SB Financial Group's highest 3-Year average Revenue per Share Growth Rate was 72.10% per year. The lowest was -10.90% per year. And the median was 1.90% per year.

Back to Basics: PS Ratio


SB Financial Group  (NAS:SBFG) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


SB Financial Group PS Ratio Related Terms


SB Financial Group PS Ratio Historical Data

* Premium members only.

The historical data trend for SB Financial Group's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SB Financial Group PS Ratio Chart

SB Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.95 2.08 1.86 2.45 2.17

SB Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.33 2.01 1.93 2.17 1.96

SBFG vs TYCB, RMBI, ARBV: PS Ratio Comparison

For the Banks - Regional subindustry, SB Financial Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SB Financial Group PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SB Financial Group's PS Ratio distribution charts can be found below:

* The bar in red indicates where SB Financial Group's PS Ratio falls into.


SBFG
62GF Score
SB Financial Group Inc SBFG
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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SB Financial Group PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

SB Financial Group's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=24.90/10.695
=2.33

SB Financial Group's Share Price of today is $24.90.
SB Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.70.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.33 mean?
SB Financial Group (SBFG) has a PS Ratio of 2.33 as of Jul. 03, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SB Financial Group and its competitors. This is 10% above median its historical median of 2.12. Over the past decade, SB Financial Group's PS Ratio has ranged from 1.50 to 3.07. According to the industry distribution chart, SB Financial Group ranks #503 out of 1517 companies in the Banks industry, placing it in the top 33.2%.
Is SB Financial Group's PS Ratio too high?
SB Financial Group's current PS Ratio of 2.33 is 10% above median its 10-year median of 2.12. Over the past 10 years, this metric has ranged from a low of 1.50 to a high of 3.07. The Banks industry median PS Ratio is 2.98. SB Financial Group's value of 2.33 is 21.8% below this industry median. Based on the distribution chart, SB Financial Group ranks #503 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, SB Financial Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SB Financial Group's PS Ratio compare to TYCB and RMBI?
According to the Banks industry distribution chart, SB Financial Group ranks #503 out of 1517 companies for PS Ratio. This puts SB Financial Group in the upper half of its industry. The industry median PS Ratio is 2.98. SB Financial Group's value of 2.33 is 21.8% below this benchmark. Historically, SB Financial Group's own PS Ratio has ranged from 1.50 to 3.07 over the past decade. While the company's 10-year median is 2.12 vs. the industry median of 2.98, SB Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SB Financial Group's current PS Ratio of 2.33 is 21.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SB Financial Group and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SB Financial Group's current PS Ratio is 2.33, which is 10% above median its own 10-year median of 2.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, SB Financial Group (SBFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.07, compared to a current price of $24.90 — trading 12.8% above its estimated fair value. The current PS Ratio is 2.33, which is 10% above median its 10-year median of 2.12 and 21.8% below the Banks industry median of 2.98. SB Financial Group's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For SB Financial Group (SBFG), the current PS Ratio is 2.33 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SB Financial Group (SBFG) Overvalued in 2026?

Based on GuruFocus' analysis, SB Financial Group stock appears to be overvalued. The current stock price of $24.90 is trading 12.8% above its estimated GF Value™ of $22.07. GuruFocus considers SB Financial Group to be Modestly Overvalued.

Key valuation signals for SBFG:

  • PS Ratio: 2.33 (10% above median its 10-year median of 2.12)
  • GF Value™: $22.07 vs. price of $24.90 (12.8% above fair value)
  • GF Score™: 62/100 with 4 warning signs
  • Industry Position: 21.8% below the Banks median (#503 of 1517)

No single metric tells the full story. See the SBFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SB Financial Group Business Description

Other Exchanges 9KH:Germany
Address 401 Clinton Street, P.O. Box 467, Defiance, OH, USA, 43512
SB Financial Group Inc that provides a range of community banking services, including commercial and consumer lending, personal and business banking, treasury management and merchant services, personal wealth management and brokerage services, and other financial services to individuals, businesses, and municipalities. It operates in a single segment, which is Banking.
62GF Score

Get the complete analysis for SBFG

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.90
Price
$22.07
GF Value