SBFG (SB Financial Group) Median PS Value: $23.03 (As of Jun. 25, 2026) — 1920% Above Median


SBFG SB Financial Group Inc SBFG
64 GF Score
Price $23.43
GF Value $22.02
Valuation Fairly Valued
! 3 Warning Signs
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What is SB Financial Group Median PS Value?

SB Financial Group SBFG -1.60% 64 Median PS Value is $23.03 as of Jun. 25, 2026, which is 1920% above its 10-year median of 1.14. GuruFocus rates SBFG with a GF Score™ of 64/100 and a GF Value™ of $22.02 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,042 Banks companies, SB Financial Group ranks better than 58.45% on this metric.

This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. SB Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $10.695. SB Financial Group's 10-Year median PS Ratio is 2.1533. Therefore, the Median PS Value for today is $23.03.

As of today (2026-06-25), SB Financial Group's share price is $23.43. SB Financial Group's Median PS Value is $23.03. Therefore, SB Financial Group's Price to Median PS Value for today is 1.02.

The historical rank and industry rank for SB Financial Group's Median PS Value or its related term are showing as below:

SBFG' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.79   Med: 1.14   Max: 2.69
Current: 1.02

During the past 13 years, the highest Price to Median PS Value of SB Financial Group was 2.69. The lowest was 0.79. And the median was 1.14.

SBFG's Price-to-Median-PS-Value is ranked better than
58.45% of 1042 companies
in the Banks industry
Industry Median: 1.1 vs SBFG: 1.02

SB Financial Group  (NAS:SBFG) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

SB Financial Group's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=23.43/23.03
=1.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SB Financial Group Median PS Value Related Terms


SB Financial Group Median PS Value Historical Data

* Premium members only.

The historical data trend for SB Financial Group's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SB Financial Group Median PS Value Chart

SB Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Median PS Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.10 15.97 16.19 17.35 22.00

SB Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Median PS Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.47 19.99 21.25 22.00 23.03

SBFG vs DIMC, AFBI, BEOB: Median PS Value Comparison

For the Banks - Regional subindustry, SB Financial Group's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SB Financial Group Price-to-Median-PS-Value vs Banks Industry

For the Banks industry and Financial Services sector, SB Financial Group's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where SB Financial Group's Price-to-Median-PS-Value falls into.


SBFG
64GF Score
SB Financial Group Inc SBFG
Median PS Value is just one metric. See GF Score™, valuation, warning signs, and more.
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SB Financial Group Median PS Value Calculation

SB Financial Group's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=10.695*2.1533
=23.03

10-Year Median PS Ratio is 2.1533.
SB Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.695.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Median PS Value →
What does a Median PS Value of $23.03 mean?
SB Financial Group (SBFG) has a Median PS Value of $23.03 as of Jun. 25, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on SB Financial Group and its competitors. This is 1920% above median its historical median of 1.14. Over the past decade, SB Financial Group's Median PS Value has ranged from 0.79 to 2.69. According to the industry distribution chart, SB Financial Group ranks #433 out of 1042 companies in the Banks industry, placing it in the top 41.6%.
Is SB Financial Group's Median PS Value too high?
SB Financial Group's current Median PS Value of $23.03 is 1920% above median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 2.69. The Banks industry median Median PS Value is 1.10. SB Financial Group's value of $23.03 is 1993.6% above this industry median. Based on the distribution chart, SB Financial Group ranks #433 out of 1042 companies in the Banks industry, which is above the industry midpoint. Overall, SB Financial Group has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SB Financial Group's Median PS Value compare to DIMC and AFBI?
According to the Banks industry distribution chart, SB Financial Group ranks #433 out of 1042 companies for Median PS Value. This puts SB Financial Group in the upper half of its industry. The industry median Median PS Value is 1.10. SB Financial Group's value of $23.03 is 1993.6% above this benchmark. Historically, SB Financial Group's own Median PS Value has ranged from 0.79 to 2.69 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 1.10, SB Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SB Financial Group's current Median PS Value of $23.03 is 1993.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on SB Financial Group and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SB Financial Group's current Median PS Value is $23.03, which is 1920% above median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, SB Financial Group (SBFG) is currently considered Fairly Valued. The stock's GF Value™ is $22.02, compared to a current price of $23.43 — trading 6.4% above its estimated fair value. The current Median PS Value is $23.03, which is 1920% above median its 10-year median of 1.14 and 1993.6% above the Banks industry median of 1.10. SB Financial Group's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For SB Financial Group (SBFG), the current Median PS Value is $23.03 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SB Financial Group (SBFG) Overvalued in 2026?

Based on GuruFocus' analysis, SB Financial Group stock appears to be overvalued. The current stock price of $23.43 is trading 6.4% above its estimated GF Value™ of $22.02. GuruFocus considers SB Financial Group to be Fairly Valued.

Key valuation signals for SBFG:

  • Median PS Value: $23.03 (1920% above median its 10-year median of 1.14)
  • GF Value™: $22.02 vs. price of $23.43 (6.4% above fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 1993.6% above the Banks median (#433 of 1042)

No single metric tells the full story. See the SBFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SB Financial Group Business Description

Address 401 Clinton Street, P.O. Box 467, Defiance, OH, USA, 43512
SB Financial Group Inc that provides a range of community banking services, including commercial and consumer lending, personal and business banking, treasury management and merchant services, personal wealth management and brokerage services, and other financial services to individuals, businesses, and municipalities. It operates in a single segment, which is Banking.
64GF Score

Get the complete analysis for SBFG

Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.43
Price
$22.02
GF Value