SBFG (SB Financial Group) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


SBFG SB Financial Group Inc SBFG
63 GF Score
Price $26.15
GF Value $22.11
Valuation Modestly Overvalued
! 6 Warning Signs
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What is SB Financial Group ROC (Joel Greenblatt) %?

SB Financial Group SBFG +1.12% 63 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates SBFG with a GF Score™ of 63/100 and a GF Value™ of $22.11 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 46 Banks companies, SB Financial Group ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

SBFG
63GF Score
SB Financial Group Inc SBFG
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
SB Financial Group (SBFG) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SB Financial Group and its competitors. According to the industry distribution chart, SB Financial Group ranks #999999 out of 46 companies in the Banks industry.
Is SB Financial Group's ROC (Joel Greenblatt) % too high?
SB Financial Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, SB Financial Group ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SB Financial Group has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SB Financial Group's ROC (Joel Greenblatt) % compare to TYCB and RMBI?
According to the Banks industry distribution chart, SB Financial Group ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places SB Financial Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.63. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.63, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SB Financial Group and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SB Financial Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SB Financial Group stock overvalued right now?
Based on GuruFocus' analysis, SB Financial Group (SBFG) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.11, compared to a current price of $26.15 — trading 18.3% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. SB Financial Group's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For SB Financial Group (SBFG), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SB Financial Group (SBFG) Overvalued in 2026?

Based on GuruFocus' analysis, SB Financial Group stock appears to be overvalued. The current stock price of $26.15 is trading 18.3% above its estimated GF Value™ of $22.11. GuruFocus considers SB Financial Group to be Modestly Overvalued.

Key valuation signals for SBFG:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $22.11 vs. price of $26.15 (18.3% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the SBFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SB Financial Group Business Description

Other Exchanges 9KH:Germany
Address 401 Clinton Street, P.O. Box 467, Defiance, OH, USA, 43512
SB Financial Group Inc that provides a range of community banking services, including commercial and consumer lending, personal and business banking, treasury management and merchant services, personal wealth management and brokerage services, and other financial services to individuals, businesses, and municipalities. It operates in a single segment, which is Banking.
63GF Score

Get the complete analysis for SBFG

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.15
Price
$22.11
GF Value