VersaBank (STU:VEW) Cyclically Adjusted Revenue per Share: €2.46 (As of Jul. 2026)

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STU:VEW VersaBank STU:VEW
79 GF Score
Price €19.10
GF Value €11.53
! 6 Warning Signs
View Full Analysis

What is VersaBank Cyclically Adjusted Revenue per Share?

VersaBank STU:VEW -2.55% 79 Cyclically Adjusted Revenue per Share is €2.46 as of Jul. 2026. GuruFocus rates STU:VEW with a GF Score™ of 79/100 and a GF Value™ of €11.53. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

VersaBank's adjusted revenue per share for the three months ended in Jul. 2026 was €0.747. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €2.46 for the trailing ten years ended in Jul. 2026.

During the past 12 months, VersaBank's average Cyclically Adjusted Revenue Growth Rate was 9.30% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 9.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of VersaBank was 10.30% per year. The lowest was 9.50% per year. And the median was 9.90% per year.

As of today (2026-09-16), VersaBank's current stock price is €19.10. VersaBank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jul. 2026 was €2.46. VersaBank's Cyclically Adjusted PS Ratio of today is 7.78.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of VersaBank was 8.80. The lowest was 3.16. And the median was 5.09.


VersaBank  (STU:VEW) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

VersaBank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=19.10/2.456
=7.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of VersaBank was 8.80. The lowest was 3.16. And the median was 5.09.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


VersaBank Cyclically Adjusted Revenue per Share Related Terms


VersaBank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for VersaBank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VersaBank Cyclically Adjusted Revenue per Share Chart

VersaBank Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.61 1.78 1.96 2.15 2.28

VersaBank Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.27 2.30 2.33 2.40 2.46

STU:VEW vs USB, PNC: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, VersaBank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VersaBank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, VersaBank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where VersaBank's Cyclically Adjusted PS Ratio falls into.


STU:VEW
79GF Score
VersaBank STU:VEW
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VersaBank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, VersaBank's adjusted Revenue per Share data for the three months ended in Jul. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jul. 2026 (Change)*Current CPI (Jul. 2026)
=0.747/134.2375*134.2375
=0.747

Current CPI (Jul. 2026) = 134.2375.

VersaBank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201610 0.354 102.002 0.466
201701 0.401 102.318 0.526
201704 0.337 103.029 0.439
201707 0.343 103.029 0.447
201710 0.369 103.424 0.479
201801 0.389 104.056 0.502
201804 0.376 105.320 0.479
201807 0.402 106.110 0.509
201810 0.435 105.952 0.551
201901 0.421 105.557 0.535
201904 0.401 107.453 0.501
201907 0.447 108.243 0.554
201910 0.441 107.927 0.549
202001 0.441 108.085 0.548
202004 0.455 107.216 0.570
202007 0.383 108.401 0.474
202010 0.416 108.638 0.514
202101 0.471 109.192 0.579
202104 0.501 110.851 0.607
202107 0.505 112.431 0.603
202110 0.525 113.695 0.620
202201 0.463 114.801 0.541
202204 0.485 118.357 0.550
202207 0.576 120.964 0.639
202210 0.672 121.517 0.742
202301 0.677 121.596 0.747
202304 0.698 123.571 0.758
202307 0.710 124.914 0.763
202310 0.772 125.310 0.827
202401 0.756 125.072 0.811
202404 0.750 126.890 0.793
202407 0.702 128.075 0.736
202410 0.698 127.838 0.733
202501 0.643 127.443 0.677
202504 0.603 129.102 0.627
202507 0.618 130.290 0.637
202510 0.678 130.603 0.697
202601 0.706 130.366 0.727
202604 0.745 132.736 0.753
202607 0.747 134.238 0.747

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €2.46 mean?
VersaBank (STU:VEW) has a Cyclically Adjusted Revenue per Share of €2.46 as of Jul. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on VersaBank and its competitors.
Is VersaBank's Cyclically Adjusted Revenue per Share too high?
VersaBank's current Cyclically Adjusted Revenue per Share is €2.46. Overall, VersaBank has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does VersaBank's Cyclically Adjusted Revenue per Share compare to USB and PNC?
VersaBank's Cyclically Adjusted Revenue per Share of €2.46 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on VersaBank and its competitors. VersaBank's current Cyclically Adjusted Revenue per Share is €2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VersaBank stock overvalued right now?
VersaBank (STU:VEW) has a current Cyclically Adjusted Revenue per Share of €2.46. The stock's GF Value™ is €11.53, compared to a current price of €19.10 — trading 65.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €2.46. VersaBank's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For VersaBank (STU:VEW), the current Cyclically Adjusted Revenue per Share is €2.46 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VersaBank (STU:VEW) Overvalued in 2026?

Based on GuruFocus' analysis, VersaBank stock appears to be overvalued. The current stock price of €19.10 is trading 65.7% above its estimated GF Value™ of €11.53.

Key valuation signals for STU:VEW:

  • Cyclically Adjusted Revenue per Share: €2.46
  • GF Value™: €11.53 vs. price of €19.10 (65.7% above fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the STU:VEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VersaBank Business Description

Address 140 Fullarton Street, Suite 2002, London, ON, CAN, N6A 5P2
VersaBank is a Schedule I Canadian bank that provides mainly commercial lending and banking services to select niche markets in Canada and the United States. Its products and services include credit assets, deposits, and cybersecurity services through its wholly owned subsidiary. The bank operates through four segments: Digital Banking Canada and Digital Banking USA, both using a business-to-business model with proprietary financial technology to serve underserved markets; DRTC, which provides cybersecurity services and banking and financial technology development; and Digital Meteor, which owns proprietary technology supporting next-generation digital assets, including Real Bank Deposit Tokens (RBDTs). The majority of revenue comes from Digital Banking.
79GF Score

Get the complete analysis for STU:VEW

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.10
Price
€11.53
GF Value