VersaBank (STU:VEW) ROC %: % (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:VEW VersaBank STU:VEW
66 GF Score
Price €16.70
GF Value €11.01
! 2 Warning Signs
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What is VersaBank ROC %?

VersaBank STU:VEW +1.21% 66 ROC % is % as of Apr. 2026. GuruFocus rates STU:VEW with a GF Score™ of 66/100 and a GF Value™ of €11.01. The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

STU:VEW
66GF Score
VersaBank STU:VEW
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
VersaBank (STU:VEW) has a ROC % of % as of Apr. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on VersaBank and its competitors.
Is VersaBank's ROC % too high?
VersaBank's current ROC % is %. Overall, VersaBank has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does VersaBank's ROC % compare to PNC and USB?
VersaBank's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on VersaBank and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VersaBank's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VersaBank stock overvalued right now?
VersaBank (STU:VEW) has a current ROC % of %. The stock's GF Value™ is €11.01, compared to a current price of €16.70 — trading 51.7% above its estimated fair value. The current ROC % is %. VersaBank's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For VersaBank (STU:VEW), the current ROC % is % as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VersaBank (STU:VEW) Overvalued in 2026?

Based on GuruFocus' analysis, VersaBank stock appears to be overvalued. The current stock price of €16.70 is trading 51.7% above its estimated GF Value™ of €11.01.

Key valuation signals for STU:VEW:

  • ROC %: %
  • GF Value™: €11.01 vs. price of €16.70 (51.7% above fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the STU:VEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VersaBank Business Description

Address 140 Fullarton Street, Suite 2002, London, ON, CAN, N6A 5P2
VersaBank is a Schedule I Canadian bank that provides mainly commercial lending and banking services to select niche markets in Canada and the United States. Its products and services include credit assets, deposits, and cybersecurity services through its wholly owned subsidiary. The bank operates through four segments: Digital Banking Canada and Digital Banking USA, both using a business-to-business model with proprietary financial technology to serve underserved markets; DRTC, which provides cybersecurity services and banking and financial technology development; and Digital Meteor, which owns proprietary technology supporting next-generation digital assets, including Real Bank Deposit Tokens (RBDTs). The majority of revenue comes from Digital Banking.
66GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.70
Price
€11.01
GF Value