VersaBank (STU:VEW) EPS (Basic): €0.58 (TTM As of Apr. 2026)


STU:VEW VersaBank STU:VEW
69 GF Score
Price €16.90
GF Value €10.68
! 7 Warning Signs
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What is VersaBank EPS (Basic)?

VersaBank STU:VEW +1.81% 69 EPS (Basic) is €0.58 as of Apr. 2026. GuruFocus rates STU:VEW with a GF Score™ of 69/100 and a GF Value™ of €10.68. The stock has 7 warning signs investors should review.

VersaBank's basic earnings per share (Basic EPS) for the three months ended in Apr. 2026 was €0.14. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Apr. 2026 was €0.58.

VersaBank's EPS (Diluted) for the three months ended in Apr. 2026 was €0.14. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 was €0.58.

VersaBank's EPS without NRI for the three months ended in Apr. 2026 was €0.14. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Apr. 2026 was 0.58.

During the past 12 months, VersaBank's average EPS without NRIGrowth Rate was -14.50% per year. During the past 3 years, the average EPS without NRI Growth Rate was 4.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 7.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was 12.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, VersaBank's highest 3-Year average EPS without NRI Growth Rate was 42.80% per year. The lowest was -13.40% per year. And the median was 13.35% per year.

VersaBank  (STU:VEW) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

VersaBank EPS (Basic) Related Terms

VersaBank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for VersaBank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VersaBank EPS (Basic) Chart

VersaBank Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.59 1.08 0.99 0.55

VersaBank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.13 0.10 0.22 0.14
STU:VEW
69GF Score
VersaBank STU:VEW
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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VersaBank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

VersaBank's Basic EPS for the fiscal year that ended in Oct. 2025 is calculated as

Basic EPS (A: Oct. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(17.476-0)/31.507
=0.55

VersaBank's Basic EPS for the quarter that ended in Apr. 2026 is calculated as

Basic EPS (Q: Apr. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(4.678-0)/32.092
=0.15

EPS (Basic) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €0.58 mean?
VersaBank (STU:VEW) has a EPS (Basic) of €0.58 as of Apr. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on VersaBank and its competitors.
Is VersaBank's EPS (Basic) too high?
VersaBank's current EPS (Basic) is €0.58. Overall, VersaBank has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does VersaBank's EPS (Basic) compare to PNC and USB?
VersaBank's EPS (Basic) of €0.58 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on VersaBank and its competitors. VersaBank's current EPS (Basic) is €0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VersaBank stock overvalued right now?
VersaBank (STU:VEW) has a current EPS (Basic) of €0.58. The stock's GF Value™ is €10.68, compared to a current price of €16.90 — trading 58.2% above its estimated fair value. The current EPS (Basic) is €0.58. VersaBank's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For VersaBank (STU:VEW), the current EPS (Basic) is €0.58 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VersaBank (STU:VEW) Overvalued in 2026?

Based on GuruFocus' analysis, VersaBank stock appears to be overvalued. The current stock price of €16.90 is trading 58.2% above its estimated GF Value™ of €10.68.

Key valuation signals for STU:VEW:

  • EPS (Basic): €0.58
  • GF Value™: €10.68 vs. price of €16.90 (58.2% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the STU:VEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VersaBank Business Description

Address 140 Fullarton Street, Suite 2002, London, ON, CAN, N6A 5P2
VersaBank is a Schedule I Canadian bank that provides mainly commercial lending and banking services to select niche markets in Canada and the United States. Its products and services include credit assets, deposits, and cybersecurity services through its wholly owned subsidiary. The bank operates through four segments: Digital Banking Canada and Digital Banking USA, both using a business-to-business model with proprietary financial technology to serve underserved markets; DRTC, which provides cybersecurity services and banking and financial technology development; and Digital Meteor, which owns proprietary technology supporting next-generation digital assets, including Real Bank Deposit Tokens (RBDTs). The majority of revenue comes from Digital Banking.
69GF Score

Get the complete analysis for STU:VEW

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.90
Price
€10.68
GF Value