TRST (Trustco Bank N Y) Cyclically Adjusted Revenue per Share: $11.34 (As of Jun. 2026)

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TRST Trustco Bank Corp N Y TRST
58 GF Score
Price $57.28
GF Value $39.21
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Trustco Bank N Y Cyclically Adjusted Revenue per Share?

Trustco Bank N Y TRST +1.24% 58 Cyclically Adjusted Revenue per Share is $11.34 as of Jun. 2026. GuruFocus rates TRST with a GF Score™ of 58/100 and a GF Value™ of $39.21 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Trustco Bank N Y's adjusted revenue per share for the three months ended in Jun. 2026 was $2.962. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $11.34 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Trustco Bank N Y's average Cyclically Adjusted Revenue Growth Rate was 2.70% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 1.60% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 3.20% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 2.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Trustco Bank N Y was 5.90% per year. The lowest was -1.50% per year. And the median was 1.80% per year.

As of today (2026-08-21), Trustco Bank N Y's current stock price is $57.28. Trustco Bank N Y's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $11.34. Trustco Bank N Y's Cyclically Adjusted PS Ratio of today is 5.05.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Trustco Bank N Y was 5.06. The lowest was 2.32. And the median was 3.57.


Trustco Bank N Y  (NAS:TRST) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Trustco Bank N Y's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=57.28/11.34
=5.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Trustco Bank N Y was 5.06. The lowest was 2.32. And the median was 3.57.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Trustco Bank N Y Cyclically Adjusted Revenue per Share Related Terms


Trustco Bank N Y Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Trustco Bank N Y's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trustco Bank N Y Cyclically Adjusted Revenue per Share Chart

Trustco Bank N Y Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.92 10.53 10.80 10.89 11.03

Trustco Bank N Y Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.04 11.08 11.03 11.22 11.34

TRST vs NBBK, CPF, FMCB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Trustco Bank N Y's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trustco Bank N Y Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Trustco Bank N Y's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Trustco Bank N Y's Cyclically Adjusted PS Ratio falls into.


TRST
58GF Score
Trustco Bank Corp N Y TRST
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Trustco Bank N Y Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Trustco Bank N Y's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.962/333.9520*333.9520
=2.962

Current CPI (Jun. 2026) = 333.9520.

Trustco Bank N Y Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 2.162 241.428 2.991
201612 2.160 241.432 2.988
201703 2.194 243.801 3.005
201706 2.240 244.955 3.054
201709 2.288 246.819 3.096
201712 2.253 246.524 3.052
201803 2.280 249.554 3.051
201806 2.309 251.989 3.060
201809 2.326 252.439 3.077
201812 2.334 251.233 3.102
201903 2.291 254.202 3.010
201906 2.276 256.143 2.967
201909 2.246 256.759 2.921
201912 2.183 256.974 2.837
202003 2.268 258.115 2.934
202006 2.131 257.797 2.761
202009 2.204 260.280 2.828
202012 2.242 260.474 2.874
202103 2.308 264.877 2.910
202106 2.323 271.696 2.855
202109 2.295 274.310 2.794
202112 2.332 278.802 2.793
202203 2.357 287.504 2.738
202206 2.505 296.311 2.823
202209 2.730 296.808 3.072
202212 2.832 296.797 3.187
202303 2.714 301.836 3.003
202306 2.557 305.109 2.799
202309 2.460 307.789 2.669
202312 2.264 306.746 2.465
202403 2.176 312.332 2.327
202406 2.282 314.175 2.426
202409 2.291 315.301 2.427
202412 2.274 315.605 2.406
202503 2.381 319.799 2.486
202506 2.453 322.561 2.540
202509 2.542 324.800 2.614
202512 2.629 324.054 2.709
202603 2.772 330.213 2.803
202606 2.962 333.952 2.962

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $11.34 mean?
Trustco Bank N Y (TRST) has a Cyclically Adjusted Revenue per Share of $11.34 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Trustco Bank N Y and its competitors.
Is Trustco Bank N Y's Cyclically Adjusted Revenue per Share too high?
Trustco Bank N Y's current Cyclically Adjusted Revenue per Share is $11.34. Overall, Trustco Bank N Y has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Trustco Bank N Y's Cyclically Adjusted Revenue per Share compare to NBBK and CPF?
Trustco Bank N Y's Cyclically Adjusted Revenue per Share of $11.34 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Trustco Bank N Y and its competitors. Trustco Bank N Y's current Cyclically Adjusted Revenue per Share is $11.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trustco Bank N Y stock overvalued right now?
Based on GuruFocus' analysis, Trustco Bank N Y (TRST) is currently considered Significantly Overvalued. The stock's GF Value™ is $39.21, compared to a current price of $57.28 — trading 46.1% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $11.34. Trustco Bank N Y's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Trustco Bank N Y (TRST), the current Cyclically Adjusted Revenue per Share is $11.34 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trustco Bank N Y (TRST) Overvalued in 2026?

Based on GuruFocus' analysis, Trustco Bank N Y stock appears to be overvalued. The current stock price of $57.28 is trading 46.1% above its estimated GF Value™ of $39.21. GuruFocus considers Trustco Bank N Y to be Significantly Overvalued.

Key valuation signals for TRST:

  • Cyclically Adjusted Revenue per Share: $11.34
  • GF Value™: $39.21 vs. price of $57.28 (46.1% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the TRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trustco Bank N Y Business Description

Other Exchanges TC50:Germany
Address 5 Sarnowski Drive, Glenville, NY, USA, 12302
Trustco Bank Corp N Y is a savings and loan holding company. The core part of a business consists of accepting deposits and making loans and investments. It offers a range of both personal and business banking services. The company's product includes savings accounts; retirement accounts; money market account; mortgages; building loans; auto loans and others. The company derives revenue from the business of Banking. TrustCo lends in the geographic territory of its branch locations in New York, Florida, Massachusetts, New Jersey, and Vermont.
58GF Score

Get the complete analysis for TRST

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.28
Price
$39.21
GF Value