TRST (Trustco Bank N Y) Insider Ownership: 13.83 % (As of Aug. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TRST Trustco Bank Corp N Y TRST
58 GF Score
Price $57.28
GF Value $39.21
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Trustco Bank N Y Insider Ownership?

Trustco Bank N Y TRST +1.24% 58 Insider Ownership is 13.83 % as of Aug. 21, 2026. GuruFocus rates TRST with a GF Score™ of 58/100 and a GF Value™ of $39.21 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Trustco Bank N Y's insider ownership is 13.83%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Trustco Bank N Y's Institutional Ownership is 77.76%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Trustco Bank N Y's Float Percentage Of Total Shares Outstanding is 80.20%.

Trustco Bank N Y Insider Ownership Historical Data

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The historical data trend for Trustco Bank N Y's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trustco Bank N Y Insider Ownership Chart

Trustco Bank N Y Historical Data

The historical data trend for Trustco Bank N Y can be seen below:

2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31
Insider Ownership 12.35 12.36 12.36 12.55 12.77 13.06 13.06 13.48 13.48 13.83
TRST
58GF Score
Trustco Bank Corp N Y TRST
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Trustco Bank N Y Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 13.83 % mean?
Trustco Bank N Y (TRST) has a Insider Ownership of 13.83 % as of Aug. 21, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Trustco Bank N Y and its competitors.
Is Trustco Bank N Y's Insider Ownership too high?
Trustco Bank N Y's current Insider Ownership is 13.83 %. Overall, Trustco Bank N Y has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Trustco Bank N Y's Insider Ownership compare to NBBK and CPF?
Trustco Bank N Y's Insider Ownership of 13.83 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Trustco Bank N Y and its competitors. Trustco Bank N Y's current Insider Ownership is 13.83 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trustco Bank N Y stock overvalued right now?
Based on GuruFocus' analysis, Trustco Bank N Y (TRST) is currently considered Significantly Overvalued. The stock's GF Value™ is $39.21, compared to a current price of $57.28 — trading 46.1% above its estimated fair value. The current Insider Ownership is 13.83 %. Trustco Bank N Y's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Trustco Bank N Y (TRST), the current Insider Ownership is 13.83 % as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trustco Bank N Y (TRST) Overvalued in 2026?

Based on GuruFocus' analysis, Trustco Bank N Y stock appears to be overvalued. The current stock price of $57.28 is trading 46.1% above its estimated GF Value™ of $39.21. GuruFocus considers Trustco Bank N Y to be Significantly Overvalued.

Key valuation signals for TRST:

  • Insider Ownership: 13.83 %
  • GF Value™: $39.21 vs. price of $57.28 (46.1% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the TRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trustco Bank N Y Business Description

Other Exchanges TC50:Germany
Address 5 Sarnowski Drive, Glenville, NY, USA, 12302
Trustco Bank Corp N Y is a savings and loan holding company. The core part of a business consists of accepting deposits and making loans and investments. It offers a range of both personal and business banking services. The company's product includes savings accounts; retirement accounts; money market account; mortgages; building loans; auto loans and others. The company derives revenue from the business of Banking. TrustCo lends in the geographic territory of its branch locations in New York, Florida, Massachusetts, New Jersey, and Vermont.
58GF Score

Get the complete analysis for TRST

Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.28
Price
$39.21
GF Value