Citizen Bank International (XNEP:CZBIL) Cyclically Adjusted Revenue per Share: NPR49.68 (As of Apr. 2026)

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XNEP:CZBIL Citizen Bank International Ltd XNEP:CZBIL
66 GF Score
Price NPR194.90
GF Value NPR211.43
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Citizen Bank International Cyclically Adjusted Revenue per Share?

Citizen Bank International XNEP:CZBIL -1.02% 66 Cyclically Adjusted Revenue per Share is NPR49.68 as of Apr. 2026. GuruFocus rates XNEP:CZBIL with a GF Score™ of 66/100 and a GF Value™ of NPR211.43 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Citizen Bank International's adjusted revenue per share for the three months ended in Apr. 2026 was NPR13.435. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is NPR49.68 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Citizen Bank International's average Cyclically Adjusted Revenue Growth Rate was 0.80% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 3.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Citizen Bank International was 3.50% per year. The lowest was 3.50% per year. And the median was 3.50% per year.

As of today (2026-08-27), Citizen Bank International's current stock price is NPR194.90. Citizen Bank International's Cyclically Adjusted Revenue per Share for the quarter that ended in Apr. 2026 was NPR49.68. Citizen Bank International's Cyclically Adjusted PS Ratio of today is 3.92.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Citizen Bank International was 5.30. The lowest was 2.96. And the median was 3.94.


Citizen Bank International  (XNEP:CZBIL) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Citizen Bank International's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=194.90/49.68
=3.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Citizen Bank International was 5.30. The lowest was 2.96. And the median was 3.94.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Citizen Bank International Cyclically Adjusted Revenue per Share Related Terms


Citizen Bank International Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Citizen Bank International's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizen Bank International Cyclically Adjusted Revenue per Share Chart

Citizen Bank International Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 45.09 46.42 47.97 49.92

Citizen Bank International Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.27 49.92 50.51 51.30 49.68

Citizen Bank International Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, Citizen Bank International's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizen Bank International Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Citizen Bank International's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Citizen Bank International's Cyclically Adjusted PS Ratio falls into.


XNEP:CZBIL
66GF Score
Citizen Bank International Ltd XNEP:CZBIL
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citizen Bank International Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Citizen Bank International's adjusted Revenue per Share data for the three months ended in Apr. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=13.435/333.0200*333.0200
=13.435

Current CPI (Apr. 2026) = 333.0200.

Citizen Bank International Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201607 12.583 240.628 17.414
201610 12.056 241.729 16.609
201701 15.683 242.839 21.507
201704 5.599 244.524 7.625
201707 6.913 244.786 9.405
201710 7.055 246.663 9.525
201801 7.089 247.867 9.524
201804 6.096 250.546 8.103
201807 8.414 252.006 11.119
201810 9.837 252.885 12.954
201901 7.939 251.712 10.503
201904 7.022 255.548 9.151
201907 7.774 256.571 10.090
201910 8.286 257.346 10.723
202001 10.062 257.971 12.989
202004 8.913 256.389 11.577
202007 7.359 259.101 9.458
202010 9.963 260.388 12.742
202101 10.708 261.582 13.632
202104 9.678 267.054 12.069
202107 11.328 273.003 13.818
202110 12.600 276.589 15.171
202201 9.699 281.148 11.488
202204 9.887 289.109 11.389
202207 9.909 296.276 11.138
202210 10.433 298.012 11.659
202301 11.206 299.170 12.474
202304 11.740 303.363 12.888
202307 11.513 305.691 12.542
202310 11.462 307.671 12.406
202401 11.753 308.417 12.691
202404 11.298 313.548 12.000
202407 12.345 314.540 13.070
202410 13.657 315.664 14.408
202501 12.790 317.671 13.408
202504 13.348 320.795 13.857
202507 14.229 323.048 14.668
202510 14.443 0.000
202601 12.482 325.252 12.780
202604 13.435 333.020 13.435

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of NPR49.68 mean?
Citizen Bank International (XNEP:CZBIL) has a Cyclically Adjusted Revenue per Share of NPR49.68 as of Apr. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citizen Bank International and its competitors.
Is Citizen Bank International's Cyclically Adjusted Revenue per Share too high?
Citizen Bank International's current Cyclically Adjusted Revenue per Share is NPR49.68. Overall, Citizen Bank International has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizen Bank International's Cyclically Adjusted Revenue per Share compare to competitors?
Citizen Bank International's Cyclically Adjusted Revenue per Share of NPR49.68 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Citizen Bank International and its competitors. Citizen Bank International's current Cyclically Adjusted Revenue per Share is NPR49.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Bank International stock overvalued right now?
Based on GuruFocus' analysis, Citizen Bank International (XNEP:CZBIL) is currently considered Fairly Valued. The stock's GF Value™ is NPR211.43, compared to a current price of NPR194.90 — trading 7.8% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is NPR49.68. Citizen Bank International's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Citizen Bank International (XNEP:CZBIL), the current Cyclically Adjusted Revenue per Share is NPR49.68 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizen Bank International (XNEP:CZBIL) Overvalued in 2026?

Based on GuruFocus' analysis, Citizen Bank International stock appears to be undervalued. The current stock price of NPR194.90 is trading 7.8% below its estimated GF Value™ of NPR211.43. GuruFocus considers Citizen Bank International to be Fairly Valued.

Key valuation signals for XNEP:CZBIL:

  • Cyclically Adjusted Revenue per Share: NPR49.68
  • GF Value™: NPR211.43 vs. price of NPR194.90 (7.8% below fair value)
  • GF Score™: 66/100 with 1 warning sign

No single metric tells the full story. See the XNEP:CZBIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizen Bank International Business Description

Address Narayanhiti Path, P.O.BOX: 19681, Kathmandu, NPL
Citizen Bank International Ltd operates as a commercial bank. The company provides commercial banking services including agency services, trade finance services, e-commerce services, and trading of gold and silver. Its products include Online Products; Deposits; loans; Cards; and remittances. The operating segments of the group are Banking; Treasury; Cards; and Remittance, of which a majority of revenue is derived from Banking which comprises the product and service of loans and deposits, and generates revenue from interest on a loan.
66GF Score

Get the complete analysis for XNEP:CZBIL

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR194.90
Price
NPR211.43
GF Value