Citizen Bank International (XNEP:CZBIL) Interest Expense: NPR-9,158 Mil (TTM As of Apr. 2026)

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XNEP:CZBIL Citizen Bank International Ltd XNEP:CZBIL
66 GF Score
Price NPR204.90
GF Value NPR210.67
Valuation Fairly Valued
! 1 Warning Sign
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What is Citizen Bank International Interest Expense?

Citizen Bank International XNEP:CZBIL +0.49% 66 Interest Expense is NPR-9,158 Mil as of Apr. 2026. GuruFocus rates XNEP:CZBIL with a GF Score™ of 66/100 and a GF Value™ of NPR210.67 (Fairly Valued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Citizen Bank International's interest expense for the three months ended in Apr. 2026 was NPR -2,019 Mil. Its interest expense for the trailing twelve months (TTM) ended in Apr. 2026 was NPR-9,158 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Citizen Bank International's Operating Income for the three months ended in Apr. 2026 was NPR Mil. Citizen Bank International's Interest Expense for the three months ended in Apr. 2026 was NPR Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Citizen Bank International Interest Expense Historical Data

* Premium members only.

The historical data trend for Citizen Bank International's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizen Bank International Interest Expense Chart

Citizen Bank International Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7,174.86 -10,959.08 -14,818.51 -13,968.83 -10,937.19

Citizen Bank International Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2,569.50 -2,556.38 -2,400.11 -2,182.43 -2,019.23
XNEP:CZBIL
66GF Score
Citizen Bank International Ltd XNEP:CZBIL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizen Bank International Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-9,158 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of NPR-9,158 Mil mean?
Citizen Bank International (XNEP:CZBIL) has a Interest Expense of NPR-9,158 Mil as of Apr. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Citizen Bank International and its competitors.
Is Citizen Bank International's Interest Expense too high?
Citizen Bank International's current Interest Expense is NPR-9,158 Mil. Overall, Citizen Bank International has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizen Bank International's Interest Expense compare to competitors?
Citizen Bank International's Interest Expense of NPR-9,158 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Citizen Bank International and its competitors. Citizen Bank International's current Interest Expense is NPR-9,158 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Bank International stock overvalued right now?
Based on GuruFocus' analysis, Citizen Bank International (XNEP:CZBIL) is currently considered Fairly Valued. The stock's GF Value™ is NPR210.67, compared to a current price of NPR204.90 — trading 2.7% below its estimated fair value. The current Interest Expense is NPR-9,158 Mil. Citizen Bank International's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Citizen Bank International (XNEP:CZBIL), the current Interest Expense is NPR-9,158 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizen Bank International (XNEP:CZBIL) Overvalued in 2026?

Based on GuruFocus' analysis, Citizen Bank International stock appears to be undervalued. The current stock price of NPR204.90 is trading 2.7% below its estimated GF Value™ of NPR210.67. GuruFocus considers Citizen Bank International to be Fairly Valued.

Key valuation signals for XNEP:CZBIL:

  • Interest Expense: NPR-9,158 Mil
  • GF Value™: NPR210.67 vs. price of NPR204.90 (2.7% below fair value)
  • GF Score™: 66/100 with 1 warning sign

No single metric tells the full story. See the XNEP:CZBIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizen Bank International Business Description

Address Narayanhiti Path, P.O.BOX: 19681, Kathmandu, NPL
Citizen Bank International Ltd operates as a commercial bank. The company provides commercial banking services including agency services, trade finance services, e-commerce services, and trading of gold and silver. Its products include Online Products; Deposits; loans; Cards; and remittances. The operating segments of the group are Banking; Treasury; Cards; and Remittance, of which a majority of revenue is derived from Banking which comprises the product and service of loans and deposits, and generates revenue from interest on a loan.
66GF Score

Get the complete analysis for XNEP:CZBIL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR204.90
Price
NPR210.67
GF Value