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Citizen Bank International's ROE % for the quarter that ended in Apr. 2026 was 16.24%. Citizen Bank International's PB Ratio for the quarter that ended in Apr. 2026 was 1.32.
Citizen Bank International's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 was 12.30%.
Citizen Bank International ROE % Adjusted to Book Value Related Terms
Citizen Bank International ROE % Adjusted to Book Value Historical Data
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The historical data trend for Citizen Bank International's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizen Bank International ROE % Adjusted to Book Value Chart
Citizen Bank International ROE % Adjusted to Book Value Competitor Comparison
For the Banks - Regional subindustry, Citizen Bank International's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizen Bank International ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Citizen Bank International's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Citizen Bank International's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 12.30% mean?
Citizen Bank International (XNEP:CZBIL) has a ROE % Adjusted to Book Value of 12.30% as of Apr. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Citizen Bank International and its competitors.
Is Citizen Bank International's ROE % Adjusted to Book Value too high?
Citizen Bank International's current ROE % Adjusted to Book Value is 12.30%. Overall, Citizen Bank International has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Citizen Bank International's ROE % Adjusted to Book Value compare to competitors?
Citizen Bank International's ROE % Adjusted to Book Value of 12.30% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Citizen Bank International and its competitors. Citizen Bank International's current ROE % Adjusted to Book Value is 12.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizen Bank International stock overvalued right now?
Based on GuruFocus' analysis, Citizen Bank International (XNEP:CZBIL) is currently considered Fairly Valued. The stock's GF Value™ is NPR210.67, compared to a current price of NPR204.90 — trading 2.7% below its estimated fair value. The current ROE % Adjusted to Book Value is 12.30%. Citizen Bank International's overall GF Score™ is 66/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Citizen Bank International (XNEP:CZBIL), the current ROE % Adjusted to Book Value is 12.30% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizen Bank International (XNEP:CZBIL) Overvalued in 2026?
Based on GuruFocus' analysis, Citizen Bank International stock appears to be undervalued.
The current stock price of NPR204.90 is trading 2.7% below its estimated GF Value™ of NPR210.67.
GuruFocus considers Citizen Bank International to be Fairly Valued.
Key valuation signals for XNEP:CZBIL:
ROE % Adjusted to Book Value: 12.30%
GF Value™: NPR210.67 vs. price of NPR204.90 (2.7% below fair value)
No single metric tells the full story. See the XNEP:CZBIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizen Bank International Ltd operates as a commercial bank. The company provides commercial banking services including agency services, trade finance services, e-commerce services, and trading of gold and silver. Its products include Online Products; Deposits; loans; Cards; and remittances. The operating segments of the group are Banking; Treasury; Cards; and Remittance, of which a majority of revenue is derived from Banking which comprises the product and service of loans and deposits, and generates revenue from interest on a loan.
66GF Score
Get the complete analysis for XNEP:CZBIL
ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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